04-05 CTS V insurance costs?
06-09-2010, 08:23 AM
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04-05 CTS V insurance costs? A co-worker of mine is seriously considering trading his 04 F150 for a LS6 CTS-V. His main concern is how much his insurance rates might rise.
What are some of you early V owners paying for full coverage insurance right now?
What are some of you early V owners paying for full coverage insurance right now?
06-09-2010, 09:04 AM
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i wont say the number either...but i will say it was lower then i thought it would be for me (at 24 and single). and that was due to the advanced safety features that the car comes with.
06-09-2010, 11:11 AM
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I don't remember exactly what everything was but when I sold my 02 Harley Davidson F-150 and bought the V, I think my insurance was the same. If it did change it was not enough to make a difference.
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06-09-2010, 12:09 PM
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Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
06-09-2010, 12:27 PM
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there are so many factors to consider in insurance. You can't get an idea based on what I pay or anyone else because you don't know all the discounts, companies, etc.
Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
06-09-2010, 01:20 PM
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there are so many factors to consider in insurance. You can't get an idea based on what I pay or anyone else because you don't know all the discounts, companies, etc.
Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
06-09-2010, 06:28 PM
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I pay 110/month with everything. But like everyone said, it's always different, you just have to call around or go online. You usually get the most accurate rates online and it's a lot faster.
06-09-2010, 09:46 PM
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Wow, so many variables in this state ie., how much collision coverage and deductible;
the deductible on comprehensive;
uninsured motorist coverage;
PIP pesonal injury protection coverage and threshold;
daily driver or pleasure only use;
miles driven to and from work if it's a daily driver;
your age;
your marital status;
the state you live in;
the county and the population;
any tickets or accidents on record;
and by now you have guessed it . .
. it's the 'lawyers' State . . .
the State of NJ 
"just bend over" 
and give-up your wallet. 
06-10-2010, 01:01 PM
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06-10-2010, 09:43 PM
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Even in Louisiana (we recently passed New Jersey to become the WORST state for insurance) mine isnt too bad. I think it is about $140/month full coverage...which is about $20/month higher than the 05 GMC HD I traded in on it.
