Pontiac Firebird 1967-2002 - My Firehawk was totaled--make SURE you have insurance




C6 Vette
12-21-2004, 12:35 PM
AND the right amount of it. While the WS6 and Firehawks have unique VIN numbers, which help, they do not always amount to what you think you would have for coverage.

I chose not to have a rider for all the extras I put my car, and it may end up costing me $5500 in parts, and another $1800 in labor!

AS A WORD TO THE WISE: Check with your insurance company and ask them what you would get TODAY, if your car was a total loss. If they can't tell you, have them put you in contact with the "total loss department" and find out. You will be amazed to find out!

My Firehawk was worth $42K plus I WILL HAVE TO PAY 3 years of higher insurance rates, EVEN THOUGH it was HER FAULT! That alone will amount to over $3600 for me. I have several expensive cars, and the discount applies to all of them! I lose it for 3 years minimum, provided I am accident free. I HAVE never had an accident that was my fault, but this is the way the insurance companies do it. THEY HAVE done a job on us in Washington with all their high priced lobbyists! YOU do not even have the right to make them replace your car anymore!

JC
Red02Firehawk
"Former very rare 2002 Formula Firehawk #0885"


y2k_ta
12-21-2004, 04:32 PM
Sorry to hear about your car. Glad you're ok.

demonspeed
12-21-2004, 04:37 PM
Actually the VIN won't tell the insurance company it's a WS6 or Firehawk. It will only say Trans Am or Formula.

Stuff like that is where appraisals come in.


WS62000
12-21-2004, 07:27 PM
My Firehawk was worth $42K

There is no way you would get close to $42K

RPM WS6
12-21-2004, 07:58 PM
While the WS6 and Firehawks have unique VIN numbers, which help, they do not always amount to what you think you would have for coverage.

As stated above, Firehawks/WS6s are not identifiable by the VIN itself. The 4th and 5th characters of the VIN will be "FV" (F= f-body, V= Formula/Trans Am), there is nothing specfic to Firehawk or WS6 within the 17 VIN characters. However, they can use your VIN to run the full list of RPO codes for your specfic car through a GM dealer. RPOs such as "WS6" will reveal special factory option packages....

618HAWK
12-21-2004, 08:59 PM
Sorry to hear about the loss of your Hawk form another Hawk owner. Thanks for the heads up, will have to look around at insurance co,s.
Chris

Phoenix 5.7
12-21-2004, 09:58 PM
agreed value in some form or another is what yall are talking about. really great for those with major mods.

Angus
12-22-2004, 08:04 AM
Sux to hear about the car.

Dawg One
12-23-2004, 10:18 PM
I was very adamant about my Hawk when I talked to State Farm. I let them no in no uncertain terms that we were not talking about a "run of the mill" Trans Am, but a highly priced, individually numbered specialty vehicle and they acknowledged that my policy stated as such. Not sure if that's really on record or not since I've only got a verbal response, so I guess it's worth checking out. GOD Forbid anything happens to mine...

02 wife
12-23-2004, 10:35 PM
Sorry About That Thank God You Walked Away.

3.8SFITURBO
12-24-2004, 07:10 AM
Very sad, Glad you are OK

badjuju342
12-24-2004, 04:36 PM
You need a "stated value" policy for specialty cars . This is a an agreement between you and the ins.co. as to the actual value of the car. You will need to get the car appraised, go to the ins.co. and GET EVERYTHING IN WRITING! Walking into your insurance company and saying "My car is worth XXXXX$$$$ !" isn't going to hold up in court. A stated value policy is the only way to cover yourself and even then , some companies will STILL try to screw you. A certain company that claims to be "on your side" , ISN"T.