Western Members - looking to buy a house?
SVTBAIT
07-23-2008, 12:40 AM
anyone looking to buy or sell a house pm me doing this to hlp a friend out thats in the real estate business
XpEdItIoUs
07-23-2008, 01:18 AM
I want a house, Do you think i can get financed if i have no job? lol.
ae13291
07-23-2008, 02:15 AM
my moms in real estate too
fast01z28
07-23-2008, 09:43 AM
can your friend work miracles? first time buyer...dont have a down payment yet, cant afford a $3k/month mortgage.
BigDaddyBry
07-23-2008, 09:56 AM
my moms a real estate too
Is she really that large? :)
MaroonLS1
07-23-2008, 09:58 AM
can your friend work miracles? first time buyer...dont have a down payment yet, cant afford a $3k/month mortgage.
man have you seen the real estate market right now? houses are freaking cheap. Feel bad for those that bought 3-4 years back. But its a buyers market right now
LS1BLKSS
07-23-2008, 10:37 AM
can your friend work miracles? first time buyer...dont have a down payment yet, cant afford a $3k/month mortgage.
when your a 1st time buyer they help you out a lot!! you can get a house for under $320K right now around Fullerton, and anaheim, you don't have to have a down payment, there is a program that will help you out on that... and the monthly payment would be like around $2500
man have you seen the real estate market right now? houses are freaking cheap. Feel bad for those that bought 3-4 years back. But its a buyers market right now
yea i was one of those :(
XpEdItIoUs
07-23-2008, 10:54 AM
when your a 1st time buyer they help you out a lot!! you can get a house for under $320K right now around Fullerton, and anaheim, you don't have to have a down payment, there is a program that will help you out on that... and the monthly payment would be like around $2500
yea i was one of those :(
$2,500 for 50 years right?
LS1BLKSS
07-23-2008, 10:58 AM
interest only baby!!!
XpEdItIoUs
07-23-2008, 11:01 AM
Fuck that, I live in fullerton and my parents bought their house 15 years ago for a bit over 100k there is no way in hell i would pay what it's worth now. When i buy a house it will be once i become an attorney and it will be in texas, Since what you pay for a small 3 bed 11/2 bath house here you get a huge 2 story house with a park as your backyard.
MaroonLS1
07-23-2008, 11:04 AM
I just want a house where i can have at least 2 cars parked period. I dont care how they look or where they are at
LS1BLKSS
07-23-2008, 11:09 AM
I just want a house where i can have at least 2 cars parked period. I dont care how they look or where they are at
LOL thats what i want give me a huge garage, and fuck the rest!!! :D
MaroonLS1
07-23-2008, 11:14 AM
LOL thats what i want give me a huge garage, and fuck the rest!!! :D
yep i hate parking my car on the street. getting home from work and there is no street parking. I hate doing work on my car on the street and have the city people tellling me i cant drain the oil onto the drain or that i cant do maintenance work on public streets
LS1BLKSS
07-23-2008, 11:17 AM
^^^ i hear what your saying... sometimes i can't even wash my cars where i live!!!
MaroonLS1
07-23-2008, 11:19 AM
man ill move into a white neighborhood(im mexican) wait cant afford a white neighborhood nevermind
CaliforniaBoy5
07-23-2008, 11:27 AM
Is she really that large? :)
LMFAO
XpEdItIoUs
07-23-2008, 12:01 PM
man ill move into a white neighborhood(im mexican) wait cant afford a white neighborhood nevermind
Since your Mexican other Mexicans will come and bring down the neighborhood value.
MaroonLS1
07-23-2008, 12:06 PM
Since your Mexican other Mexicans will come and bring down the neighborhood value.
true
http://www.youtube.com/watch?v=l7qKD-Ph7ds
2 FASST SS
07-23-2008, 01:46 PM
Is she really that large? :)
:funny::funny::funny:
ae13291
07-23-2008, 01:57 PM
Is she really that large? :)
i must have used wrong wording, assholes :punch:
fast01z28
07-23-2008, 03:55 PM
interest only baby!!!
yea not for me.
i dont think im ready yet.
didnt you know that this is exactly how we got into the mess were in now with the banks and everyone foreclosing? lenders were loaning to those who couldnt afford it by using interest only loans and stated loans, now that they need to make real payments they cant do it, and everyone gets screwed.
hlaalu
07-23-2008, 04:02 PM
i know so many people who went into real estate a few years ago, i feel sorry for them now, it sucks.
BigDaddyBry
07-23-2008, 05:50 PM
i must have used wrong wording, assholes :punch:
All in good fun man.
MaroonLS1
07-24-2008, 01:06 PM
So I talked to a real estate agent today. And to say the least I did not like what I heard. With what i make about 3500/month i qualify for a 100k house, he then starts talking to me about condos. I have one question; how the fuck do people qualify for 300k homes!? Sure there are doctors and engineers and so on who make well good money. But for the average joe who makes a so so 40k a year what is there for them? I guess the only option for me now is to get married and combine our income and maybe just maybe i qualify for 200k home?
XpEdItIoUs
07-24-2008, 01:17 PM
So I talked to a real estate agent today. And to say the least I did not like what I heard. With what i make about 3500/month i qualify for a 100k house, he then starts talking to me about condos. I have one question; how the fuck do people qualify for 300k homes!? Sure there are doctors and engineers and so on who make well good money. But for the average joe who makes a so so 40k a year what is there for them? I guess the only option for me now is to get married and combine our income and maybe just maybe i qualify for 200k home?
Seriously, where do you find a 200-300k home around here? Thats is not a forclosure. LOL, i bet even if you where a doctor they would ask "how good of a doctor are you?"
LS1BLKSS
07-24-2008, 01:50 PM
So I talked to a real estate agent today. And to say the least I did not like what I heard. With what i make about 3500/month i qualify for a 100k house, he then starts talking to me about condos. I have one question; how the fuck do people qualify for 300k homes!? Sure there are doctors and engineers and so on who make well good money. But for the average joe who makes a so so 40k a year what is there for them? I guess the only option for me now is to get married and combine our income and maybe just maybe i qualify for 200k home?
the people that qualify for 300K+ homes are the ones that have 2 incomes in the household :D
MaroonLS1
07-24-2008, 02:09 PM
i have 2 wifes in my other country i will bring them over high five nice very nice
LS1BLKSS
07-24-2008, 02:10 PM
i have 2 wifes in my other country i will bring them over high five nice very nice
:rotflmao: then you would be broke!!:bang: but get fucked every day :D
94'BLKBRD
07-24-2008, 02:15 PM
:rotflmao: then you would be broke!!:bang: but get fucked every day :D
Get fucked?:barf: or fuck everyday:D
LS1BLKSS
07-24-2008, 02:18 PM
lol you know what i mean!
LustrousWS6
07-24-2008, 04:38 PM
Hmm... I could afford a 195k to 215k house right now (payments, very little down) but I'd have to sell the car for the down payment... still would be worth it to me... Garden Grove, Fullerton, Tustin, Anaheim, Orange area...
BigDaddyBry
07-24-2008, 06:36 PM
So I talked to a real estate agent today. And to say the least I did not like what I heard. With what i make about 3500/month i qualify for a 100k house, he then starts talking to me about condos. I have one question; how the fuck do people qualify for 300k homes!? Sure there are doctors and engineers and so on who make well good money. But for the average joe who makes a so so 40k a year what is there for them? I guess the only option for me now is to get married and combine our income and maybe just maybe i qualify for 200k home?
Talk to a mortgage broker for one. Second, do you have much debt? That could be working against you. With little debt and that income, you could probably go around $150k according to this calculator (it may be assuming you put money down):
https://banking.ingdirect.com/orangehomeloan/apply.html?command=DisplayCalculator