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High Insurance rates in Germany?

Old 11-14-2012, 06:53 PM
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Default High Insurance rates in Germany?

I called today to get a qoute for a 2005 GTO and the told me it would be almost $1500 every 6 months. If I take my 2002 camaro it would be about $850 every 6 months. Is this normal?
Old 11-15-2012, 03:32 AM
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Don't come to italy then. I have my trans am here and my **** is over double from what i pay in the states. Yep, its normal
Old 11-15-2012, 10:26 AM
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Originally Posted by Undertow74
Don't come to italy then. I have my trans am here and my **** is over double from what i pay in the states. Yep, its normal
Is that because its an american car? Is insurance on European cars high as well?
Old 11-15-2012, 12:34 PM
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Which company are you using for insurance?
Old 11-15-2012, 12:50 PM
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I think it pertains to just being an American car. My insurance for both of my cars, Infiniti and the Camaro is high but the camaro takes the cake for getting the higher rate out of the two. My friends/coworkers pay less with british cars.
Old 11-15-2012, 02:00 PM
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Insurance is tied to cost of replacement parts, as well as accident rates. Ever think of how expensive/hard to get GTO parts are in Germany? (Or italy, etc etc). Thats why.
Old 11-15-2012, 03:31 PM
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Originally Posted by DietCoke
Insurance is tied to cost of replacement parts, as well as accident rates. Ever think of how expensive/hard to get GTO parts are in Germany? (Or italy, etc etc). Thats why.
I figured that was why.

I have USAA
Old 11-18-2012, 06:58 PM
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I use USAA here in germany and i pay like $60/month idk why yours is so expensive. course i drive my DD toyota camry here
Old 11-29-2012, 12:03 PM
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My monthly payment was ridiculous. I was using USAA and it was 280 a month in Germany and then dropped 100 bucks when I got back to the US. But then again I had just wrecked my Camaro and had a few tickets.
Old 11-29-2012, 04:20 PM
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we were paying $200 a month on a 2002 expedition, with USAA. Alot of the money is tied to the high minimum 7.5 million Euro's of coverage. The difference between 2 different cars is tied to the value of the cars and parts availability
If you wreck the **** out of your car, it would cost serious $$$ to keep from totaling it out, considering the cost of shipping on large parts. And i dont how you would go about shipping a broken, wrecked vehicle back to the states. USAREUR wouldn't ship it for you.
My neighbor had a 2010 Dodge Caravan and they were paying almost $350 a month with USAA.
I would try calling some German auto insurance companies up and seeing what their prices are. If the company has an office right outside a major installation, they usually have people who speak good English, to deal with the soldiers.
If you still dont like the insurance rates, just buy an older BMW. You can get a decent E36 4cylinder for a couple grand that will pass inspection, and insurance with a local german company would be dirt cheap.
Old 12-10-2012, 01:01 PM
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I went from paying 100$ a month to about 260$ yeah expect that anywhere in Europe.
Old 12-29-2012, 04:46 AM
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As has been stated, the minimum amounts of coverage in Germany are substantially higher and the cost of repair/parts is also higher resulting in a higher premium.


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