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Car Accident - Advice???

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Old 11-07-2013, 01:47 PM
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Default Car Accident - Advice???

Just got rear-ended something fierce. Know I'm about to be lowballed by a claims adjuster. May be declared totalled because it is so old.
My car: 99 T/A, WS6 hood, original paint is excellent and shiny. Not a scratch, stain, rip, or tear in the interior. T-tops. 70,000 original miles. Runs perfect. Everything works perfect. Well...worked perfect...

Anyone have any advice? Or what value I should fight for? Can't find any real comps in my area...
Old 11-07-2013, 02:34 PM
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Get a ball gag or bite down on a stick because you're probably about to get reamed pretty good. Hopefully it goes better for you, but these cars are just getting older and older and their value keeps dropping.
Old 11-07-2013, 03:26 PM
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Yeah I was afraid of that. I looked it up on KBB and private party was $9300, and dealer msrp was $11500. I don't expect to get over $10K, but I know for certain it would take at least $8K to replace.
Old 11-07-2013, 04:34 PM
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Sorry to hear about the accident post some pictures up.
Old 11-07-2013, 05:37 PM
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sorry to hear and have to agree with above statements
Old 11-07-2013, 06:39 PM
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If its that nice buy it back and fix it. Post pics of the damage
Old 11-07-2013, 08:04 PM
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I'll get some pics tomorrow when it's light out. The real damage is that it "kinked" the main square beam (don't know the exact name) that runs along the passenger rear side. The one that the wheel well and fenders and everythng are attached to.
Old 11-07-2013, 09:04 PM
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By the way make sure you post it in a tread i started in vehicle specific forums in Pontiac Firebird section called wrecked,thanks.
Old 11-07-2013, 09:39 PM
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Originally Posted by big_g
I'll get some pics tomorrow when it's light out. The real damage is that it "kinked" the main square beam (don't know the exact name) that runs along the passenger rear side. The one that the wheel well and fenders and everythng are attached to.
Unfortunately its pretty common for any significant rear impact to kink the rails on a 4th gen f-body, it probably buckled the quarter panel(s) as well. Depending on how bad it may still be repairable, probably not by your insurance company though
Old 11-07-2013, 10:07 PM
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The one is the truck that hit me. The other is the buckled quarter panel (another buckle over the rear tire). The other pic is in my wheel well where the actual metal ripped down the seam. It looks like my doors and hatch made it out alive somehow. At least it looks that way. Also slammed me into the car in front of me, which scratched up my paint and ripped the underside of the front bumper. All in all, I'm SO impressed with how well the car held up!! Likely totalled the truck and the car in front of me!
Attached Thumbnails Car Accident - Advice???-1.jpg   Car Accident - Advice???-2.jpg   Car Accident - Advice???-3.jpg  
Old 11-07-2013, 10:09 PM
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Oops, selected the same one twice... Here is my wheel well.
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Old 11-08-2013, 03:03 PM
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Adjuster just left, estimates about $7,000 in damage.
Old 11-08-2013, 03:33 PM
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Originally Posted by big_g
Adjuster just left, estimates about $7,000 in damage.
at that price, the insurance will definitely consider it totaled.
Old 11-08-2013, 03:49 PM
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Yeah I know. KBB gave me an estimate of $9200-$10k, with MSRP at $10.8k. Geico totals at above 80% of the car's value. So it's gonna be real close. They are going to have a tough time finding comparable cars in that shape with 75K miles though.
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Old 11-08-2013, 07:38 PM
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7k wow Ill fix it for $3500

Alot of what your seeing in the quarters would come out from pulling it. Its really not that bad.
Old 11-08-2013, 07:43 PM
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If I was you, I would look for a roller body and swap everything over to it, if you swap stuff yourself it will be cheaper then trying to straighten all that back out. I was gonna link one that was literally striped down to carpet the guy was selling for 200 bucks (no axle or suspension parts) but I guess its gone now, but you should be able to find a roller under a grand with no motor or trans (even if you have to get a v6 roller).
Old 11-08-2013, 10:35 PM
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Passenger side frame rail pics (side I was hit on), and area in that gap between the hatch and quarter panel where the panel ripped.

Stupid moron didn't even touch the brakes. Saw his headlights coming in my rear view mirror and couldn't do a darn thing but brace and wait...
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Old 11-08-2013, 10:38 PM
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Crap. Just took a look at my drivers side frame rail...

So frickin' gay!!!!!!!!!!!
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Old 11-08-2013, 11:44 PM
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if they total it, get your 10k, buy it back for 2500, fix it for the 7000 and take the other 500 and go on a weekend vacation with plenty of sunshine and iced tea.
Old 11-09-2013, 02:43 PM
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You think the buyback will be that high!?!?


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