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How much is your insurance?

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Old 03-13-2010, 08:25 PM   #1
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Default How much is your insurance?

So I was sitting at home tonight after checking my mail, and seeing a letter from my insurance company. I've had provisional insurance for the first 14 days of ownership, and I have a lien on the car so they want full coverage on it. On the letter it says they want to charge me $155.04 a month!

My GTO has a rebuilt title, 53K, I have a very good driving record, about to turn 30, no major accidents, no DUIs, a speeding ticket here and there, nothing more than 20 over. This to me sounds ridiculous. I mean, I pay only $65 a month for full coverage on my Silverado pickup!

But then I thought, maybe I'm not crazy and this is just what it costs to insure cars like this. So what do you guys pay and is it justified?
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Old 03-13-2010, 08:44 PM   #2
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rates vary depending on state, area and riving record. i pay $1200 a yr full covg with a clean record but NJ sucks ***.
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Old 03-14-2010, 07:37 AM   #3
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Thats the same payment as mine and I have a clean driving record. being 23 doesn't help me out any also.
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Old 03-14-2010, 11:29 AM   #4
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I've got My gto insured on Full coverage with a lein against it and an old truck with the same coverage because i drive about as much as my car. Together I'm paying right at $1200/yr for both vehicles.
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Old 03-14-2010, 12:51 PM   #5
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i'm 24, no tickets, no accidents, and I pay $1600 a month in Indiana with full coverage and a $300 deductible
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Old 03-14-2010, 01:33 PM   #6
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did you not check the rates before you decided to buy the car?
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Old 03-14-2010, 02:08 PM   #7
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I pay $62 a month for full coverage with a $500 deductible in IL. But I am not shocked by your rate. I was happy when I got my quote and found out it was dropping $5 a month from my previous car with less HP
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Old 03-14-2010, 07:32 PM   #8
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I think I can make that come down. All they know about the car is that it is a 2006 GTO, they don't even have the VIN yet. I was prepared to pay over $100, I get that two door muslces cars will be pricey to insure, but still. They'll have to come down some or I'll just find someone else.
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Old 03-14-2010, 07:39 PM   #9
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Quote:
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i'm 24, no tickets, no accidents, and I pay $1600 a month in Indiana with full coverage and a $300 deductible


What??? this is 19,200 per year, are you sure?


I pay about 750 a year but I am old and have no points.
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Old 03-14-2010, 07:53 PM   #10
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Im paying $85 per month--so around $1000 per year. Fully covered.
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Old 03-14-2010, 08:04 PM   #11
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i pay 738 a yr full coverage with a $500 deductible
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Old 03-14-2010, 09:39 PM   #12
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I'm 22 and I got a quote on an 06 at about $130 per month which is the same as my Slowbalt. Now I just have to find the right GTO
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Old 03-15-2010, 12:08 AM   #13
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Quote:
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i'm 24, no tickets, no accidents, and I pay $1600 a month in Indiana with full coverage and a $300 deductible
1600/month, this has to be a wrong.
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Old 03-15-2010, 01:18 PM   #14
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$1390.00 a year .... and i have hella tickets lol
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Old 03-15-2010, 11:28 PM   #15
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Well, it turns out my insurance company made a "mistake" on the letter they sent me. It implies every monthly payment will be $155, but what they really want is the first two months and then it's going to be $77.50 a month from then on out. Funny how these things happen. Either way, it's way less that I was anticipating so I'm thrilled!
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Old 03-16-2010, 12:04 AM   #16
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**** i pay 96 a month for liability on a 17year old mustang, its bs. i got a bad driving record though
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Old 03-16-2010, 11:25 AM   #17
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$537 a year with 250 deductible.
I'm an old fart = 54
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Old 03-16-2010, 11:36 AM   #18
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I'm paying $122 a month with full coverage i probably could do better if i shop around but i'm about to put my camaro back on insurance an he told me it should drop a good amount. I was only paying 70 bucks a month for my camaro guess things came a long way since the 80s lol.
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Old 03-17-2010, 10:43 AM   #19
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im paying 216 a month
im 20yrs old
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Old 03-17-2010, 11:33 AM   #20
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Quote:
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1600/month, this has to be a wrong.
ha, is completely wrong, i tacked on an extra 0 for fun.. meant to say $160.00
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