FearTheDeer

iTrader: (6)

Long story short I'm looking for a Loan Co. that does all three of these things:

A) Will Finance a Vehicle from out of state
B) Will Finance a Vehicle older than 7 years
C) Will Finance you for 100% of the KBB value

Anyone know? Or if even has a guess its better than nothing. I'ma have to start asking to see if i can get a personal loan soon if i can't come up with an auto loan.

But doubt they will give a 20 year old with a low income job a loan for 7k.

LS1BLKSS

iTrader: (36)

what happened to the load you were gonna get???

james562

iTrader: (35)

I got a loan though RAFE Credit Union in Riverside for my 1967 Camaro for 9,500 when I was 18 and made 9.00 an hour, it was in CA but Im not sure what effect being out of state will have on your car.

Google them, call them and give them a try...

1Loudz28

iTrader: (47)

iono if you have Redwood Credit Union in your area, but theyre really good for loans. they will give a loan for a car up to 10 years old.

FearTheDeer

iTrader: (6)

Thanks, ill do that in the morn cuz im sure they're closed now.

LS1Adam84

iTrader: (21)

Also check out foothill credit union thats who I bank through and I just got my 2000 z28 december 4, 2008 and they financed the amount i asked for plus it was an 8 year old car then too.

Wicked94Z

iTrader: (26)

good luck man, i just got a 200k mortgage at 5% last month, which i had to let go bc of family issues, anyways i can't get a used auto loan for less that 10% right now and my credit is 737... doesn't make much sense.

LS1Adam84

iTrader: (21)

Yeah I got mine for around that when my old car was at 5.75% so times are tough for everyone.

z28gsxr

iTrader: (4)

I got a loan from State farm bank to buy my truck a few years ago. The truck is a 98 and I got the loan 3 years ago.

weaklt1

iTrader: (11)

if your credit is really good then capitalone auto finance will give a loan for any car regardless of year and mileage.I have used them numerous times and the check will come next day from fed ex. you can apply on line and will get an answer quickly. good luck!

hlaalu

iTrader: (3)

www.firstagain.com is what i use. rates are 5.99%, and you "own" and have the title while you are still paying the loan which is nice.

FearTheDeer

iTrader: (6)

Headed by state farm today.
Ya the have new restrictions now. Cant be older than 7 years or/and over 75k miles. Unless its at a franchised dealership.
So it works pretty much like a personal loan, just read the requirements. Need credit in the 700's, a credit history of 5+, substantial credit cards, yada yada. I got none of that lol

RitcheyRch

Just get a personal loan and be done with it. Interest rate might be a little higher though.

ss.slp.ls1

iTrader: (36)

If you don't have credit in the 700's, then you don't have good credit.

FearTheDeer

iTrader: (6)

Thats what im going for after i try state farm today.
I think mine is 690-720, last time i checked.

z28gsxr

iTrader: (4)

but amount of time u've had credit is whats going to hurt u.

And with state farm i got to keep the title as well. They gave me a cashiers check i gave it to the person i bought the truck from and he signed over the title which i still have. State farm just asked to have a copy of the title sent to them.

04cobra13

its gunna be a bitch for even people with good credit to get a loan right now....just save for what ever you are trying to get..

hlaalu

iTrader: (3)

if you can get some to cosign (thanks dad!) then you should be ok

ss.slp.ls1

iTrader: (36)

Yeah, that's probably you're best option right now.

FearTheDeer

iTrader: (6)

If you can find my dad, Ill ask if he'll help