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Is $150 per month for insurance average for a 2000 trans am ?

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Old 06-21-2004, 09:23 PM
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Default Is $150 per month for insurance average for a 2000 trans am ?

Just wondering is $150 per month for insurance average for a 2000 trans am convertible???? Clean driving record. I am over 30 years old and had no accidents. My old 99 vette was cheaper then the current trans am. Dang I hate paying insurance!!!!!!!!!!!!!!!!!!!!!!!!!!
Old 06-21-2004, 09:25 PM
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i wish i payed 150 a month. im at 330 a month right now
Old 06-21-2004, 09:42 PM
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i pay 240 a month for a .....
1999 Camaro SS
1998 Chevy s10
2002 Dodge Dakota
Old 06-21-2004, 09:45 PM
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mine is 740 a year full coverage on a 98 z28. i'm 18 with 3 points. but my mom works at the insurance company
Old 06-21-2004, 10:13 PM
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way to high for your age if you have a clean record.



i highly advise for you to look around.
Old 06-21-2004, 10:15 PM
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depends on the area your in... does seem a bit high for your age though... definetly look around
Old 06-21-2004, 10:17 PM
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25 here /99z28 mn6 with t-tops $89/month full coverage with $1000 deductilbe with All state. But we have 5 cars with them so we get a considerable discount. Oh, and our homeowner's insurance is with them also, so that's why my insurance is low.
Old 06-21-2004, 10:17 PM
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Well, I'm 20, clean record. I'm paying like $170 or so a month, thanks to my dad though. They wanted over 5 grand a year if it was on my own. Don't understand how they did it with my dad though, since the car is only in my name... But I'm not complainin.
Old 06-21-2004, 10:29 PM
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I'm 24 with a perfect record and I pay $128 a month on my 99, I was quoted $125 for a convertible (yeah that's weird that it's cheaper, my agent said it's because there are so many fewer verts out there, losses are less overall), so I would say you could definetly do better considering your age, your cost should be significantly less. I also have a discount because of all the classes I took.
Old 06-21-2004, 10:29 PM
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Im paying $220 a month for full coverage on my Z28. Im 20 with 1 ticket (still get good driver discount) and no accidents.

I work at eastwood insurance and from what I see, $150 isnt TOO bad. As long as you have the FULL package ($500 ded, Uninsured Motorist, Towing, Rental and so on). If you or anyone else in the family has cars, I suggest you put them on the same policy as you will save money with a multi-car discount. Also, if you own a home...thats the way to go. Most homeowner policies give a BIG discount for getting Auto through them.
Old 06-21-2004, 10:39 PM
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$123/month full coverage, $500 deductible in Harris County(Houston).
Old 06-21-2004, 10:43 PM
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I paid $389 semi annually for full coverage last year w$500 deductable on my 2001 WS6. That's about $65/mo, but I have seven other cars on my policy so I get a nice multi car discount, plus I am old(mid 40's) and have been with the same company since 1984. My rate has dropped every year since I bought the car new in 2001. The car is also paid off so I think that came into play as well.
Old 06-21-2004, 11:01 PM
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It all depends on what the coverage amounts are and the various items that you have. Do you have multi car discount? Uninsured? Rental car? Live in a high risk area? High deductible? Gap? I have all of that with a $250 deductible and pay $1300 a year. My record is clean and I am 36. The question you have to ask your self: For the $20-$30 a month I can save by reducing coverage how long would I have to stay accident free to recoup a typical $500-$1000 out of pocket expense should an accident happen? That is what that extra money is buying you.
Old 06-21-2004, 11:53 PM
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Hmm..
I think I will do some calling around tomarrow. My comp is 100 (ded) and collision is 500(ded) with 2 cars. (fact) Farm Bureau would not insure anyone on a trans am under 25 in arkansas. I guess Farm Bureau does not like to insure trans am,s.
Old 06-22-2004, 12:14 AM
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The $100 ded on comp is whats killing you. Make it $500..your rate will drop.
Old 06-22-2004, 12:24 AM
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Originally Posted by ws6black2000conv
I guess Farm Bureau does not like to insure trans am,s.
Nope, that's not it.

They recognize that the TA is a BADASS car with LOTS of power, and they don't like to insure men under 25 with that kind of performance under their overly-competitive right foot!
Old 06-22-2004, 12:36 AM
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i pay ~38/month for full coverage on my Z, honestly dont know how how many points i have but i've gotten over a half a dozen tickets. most off the record from traffic school though.
Old 06-22-2004, 12:39 AM
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WOW I wished I payed that much. I'm 18 with 2 vehicles and a couple speeding tickets and I pay $500 a month through Allstate. Damn does it suck.
Old 06-22-2004, 01:48 AM
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Im 25, clean record, 123 a month, 1000 deductable, full coverage, in Calilfornia with unitrin insurance. I drive a 98 Z28, although unitrin has it listed as Z28/SS and they tell they ain't chargeing me more for that listing. even though they are bascily saying I drive the SS.
Old 06-22-2004, 02:10 AM
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Just turned 19 and I pay 150 a month full coverage on my 99 ss. The reason our cars cost more to cover than vettes is because more young people are able to afford camaros and trans ams and they wreck them where as (no offense) only older people are the ones i see with vettes.


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