if you dont got much credit i need like 14000 to pay my car off so i can just get liability insurance instead of full

 

Loan to pay a loan is never a good idea bud.

 

then won't you still have a loan for the car and still won't be able to get liability??????

 

if i get a personal loan i can go ahead and pay off my car and get the title and i dont have to have full insurance anymore ! plus the payments might be smaller?

 

They're probably not going to give you a personal loan for 14000 even if you had 800 credit scores............A personal loan is an un-secured line of credit pretty much ......which means they are just taking your word that you will pay them back(no collateral). ESPECIALLY with all the crap going on with all the lenders right now. Try getting a new insurance policy that costs less for full coverage or try re-financing to get smaller payments????

 

it wouldn't be worth getting a personal loan. I haven't seen where u can get personal lower than 11% interest. Your just goin to have to stick it out. Don't do it. like mentioned before just refinance it. Who knows if you've been paying for a while they prolly lower the interest rate.

 

then what happens when that car your paying for gets totalled by someone with no insurance hitting you or it getting stolen? youll be in debt with nothing to show for it.