Girlfriend Backed into my car
#21
Internet Mechanic
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Well it sounds like your GF company views you as a Dom. partner. You will need to see if you can have a claim coverage dispute inputted and see IF they will view you not as Dom. partners.
I DOUBT that will happen but calling the Ins. Commissioner or Consumer Affairs probably will not yield much as for the most part, they follow their rules that are approved by said Ins. Dept of your state.
GL
I DOUBT that will happen but calling the Ins. Commissioner or Consumer Affairs probably will not yield much as for the most part, they follow their rules that are approved by said Ins. Dept of your state.
GL
#23
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Why would you even bother reporting it to the insurance co? Honestly...this couldn't be settled between you and her? If her insurance company ends up paying out to fix your car, she's going to be stuck most likely with a chargeable property damage accident and pay a higher rate for her insurance for the next 3 yrs. (I'm in CA and chargeable PD accident is charged for 3yrs)
Save the insurance for something major or with some random stranger.
Buy insurance for your car, get an estimate done for the repair if it's that big of a deal.
Save the insurance for something major or with some random stranger.
Buy insurance for your car, get an estimate done for the repair if it's that big of a deal.
Last edited by LS1MONSTER; 06-10-2010 at 12:25 PM.
#24
Internet Mechanic
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Why would you even bother reporting it to the insurance co? Honestly...this couldn't be settled between you and her? If her insurance company ends up paying out to fix your car, she's going to be stuck most likely with a chargeable property damage accident and pay a higher rate for her insurance for the next 3 yrs. (I'm in CA and chargeable PD accident is charged for 3yrs)
Save the insurance for something major or with some random stranger.
Buy insurance for your car, get an estimate done for the repair if it's that big of a deal.
Save the insurance for something major or with some random stranger.
Buy insurance for your car, get an estimate done for the repair if it's that big of a deal.
#27
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Not sure if it works the same here as it does in other states, but we're a "No Fault" state I believe. Not sure what the legalities are of this, but an employee of mine brought in a document from her insurance company asking her if she wanted to opt in or out. Basically if she opts in she's under no fault coverage meaning if she plowed someone or got plowed she couldn't sue the other person. If she opts out she agrees to be able to sue someone for damages but also agrees to be sued if she hits someone. Not sure if this would apply.
Dunno about you guys but I hate paying for "In Case ****" and never having an accident. I understand the point of it, but for a lot of people it's a waste of money.
Dunno about you guys but I hate paying for "In Case ****" and never having an accident. I understand the point of it, but for a lot of people it's a waste of money.