Bought my dream car in a '06 CTS-V, but FML (She's home!)
04-26-2011, 01:47 PM
#42
TECH Fanatic
iTrader: (8)
Join Date: Jun 2010
Location: Helendale
Posts: 1,921
Likes: 0
Received 0 Likes
on
0 Posts
Curse of the V1...FOL
04-26-2011, 08:57 PM
#43
Teching In
Join Date: Apr 2011
Location: Lancaster, TX
Posts: 16
Likes: 0
Received 0 Likes
on
0 Posts
Yall might laugh, but Serivce King off of 35e and royal lane repaired my V after being ran into. Did a damn good job. They also give out free loaner cars.
05-06-2011, 11:45 AM
#44
TECH Fanatic
Thread Starter
iTrader: (10)
Join Date: Apr 2011
Location: Cross Roads, Tx
Posts: 1,065
Likes: 0
Received 0 Likes
on
0 Posts
I took it by some shops & they said "no way jose on PDR" & I tried talking to the adjuster about it AGAIN. He just reiterated take it to the shop, let them file a supplemental to get the money to do it right.
(Realization as I was typing this . . . )
I think they cut a lowball check hoping I'd just take it & not get the car repaired. The only way to get more money is to actually have the car repaired. Now it all kinda makes sense.
I've got an appointment with Sewell Cadillac Body Shop 5/16 to drop it off & get repaired & will let them deal with the insurance company about getting all the monies.
I went with Sewell because after talking to them, they'd make it like it was from the factory. Also, they could address some of the little things like one of the interior panels retaining tabs broke. They'll likely replace it because they'll have to remove the interior to replace the roof.
I figure I can just put on a custom hood later if I *STILL* want it. I can take care of the spoiler in the driveway. A spoiler very similar to the SS's.
(Realization as I was typing this . . . )
I think they cut a lowball check hoping I'd just take it & not get the car repaired. The only way to get more money is to actually have the car repaired. Now it all kinda makes sense.
I've got an appointment with Sewell Cadillac Body Shop 5/16 to drop it off & get repaired & will let them deal with the insurance company about getting all the monies.
I went with Sewell because after talking to them, they'd make it like it was from the factory. Also, they could address some of the little things like one of the interior panels retaining tabs broke. They'll likely replace it because they'll have to remove the interior to replace the roof.
I figure I can just put on a custom hood later if I *STILL* want it. I can take care of the spoiler in the driveway. A spoiler very similar to the SS's.
05-09-2011, 04:46 PM
#45
Staging Lane
iTrader: (1)
Join Date: May 2011
Location: Heath Texas
Posts: 90
Likes: 0
Received 0 Likes
on
0 Posts
I almost bought that car! Bad Luck Dude! My truck got damaged in that storm, Sewell will definitely treat you right, just bought my 3rd car from them, this one a black cts-v. Good shop and high quality!
05-17-2011, 04:18 PM
#46
TECH Fanatic
Thread Starter
iTrader: (10)
Join Date: Apr 2011
Location: Cross Roads, Tx
Posts: 1,065
Likes: 0
Received 0 Likes
on
0 Posts
Dropped the car off at Sewell yesterday & got a call from Sewell today. They've filed a supplemental with my insurance agency. The agency is going to come back to inspect or something.
Thus far, Sewell has said:
new hood
new roof
new passenger door skins
new trunk decklid
new right front fender
new unibody side panel (rear quarter to a pillar)
Minor PDR on the driver side with a few dents. There are a few dents on the driver side roof rail/rear quarter/front fender. I kinda hope they replace the left front fender so they have to repaint the driver side. There's a couple of very minor scuffs/scratches on that side I'd like to see disappear.
Thus far, Sewell has said:
new hood
new roof
new passenger door skins
new trunk decklid
new right front fender
new unibody side panel (rear quarter to a pillar)
Minor PDR on the driver side with a few dents. There are a few dents on the driver side roof rail/rear quarter/front fender. I kinda hope they replace the left front fender so they have to repaint the driver side. There's a couple of very minor scuffs/scratches on that side I'd like to see disappear.
05-17-2011, 04:48 PM
#49
Launching!
Join Date: Oct 2010
Location: Houston
Posts: 210
Likes: 0
Received 0 Likes
on
0 Posts
05-18-2011, 03:15 PM
#52
TECH Fanatic
Thread Starter
iTrader: (10)
Join Date: Apr 2011
Location: Cross Roads, Tx
Posts: 1,065
Likes: 0
Received 0 Likes
on
0 Posts
Updated estimate from Sewell. I took way to long to align this! 
This is just the supplemental. So, some of the original estimate still applies, so the $13k here replaces SOME of the $6.1k of the original. Probably $15k+ easily.
This is just the supplemental. So, some of the original estimate still applies, so the $13k here replaces SOME of the $6.1k of the original. Probably $15k+ easily.
Code:
05/18/2011 at 02:24 PM Job Number: #### PRELIMINARY ESTIMATE 2006 CADI CTS-V 8-6.0L-FI 4D SED SILVER Int: ------------------------------------------------------------------------------- NO. OP. DESCRIPTION QTY EXT. PRICE LABOR PAINT ------------------------------------------------------------------------------- 1 ROOF 2 Repl Roof panel w/sunroof 1 889.75 19.5 3.0 3 Add for Clear Coat 0 0.00 0.0 1.2 4 Repl RT Roof molding 1 120.27 0.5 0.6 5 Add for Clear Coat 0 0.00 0.0 0.1 6 Repl LT Roof molding 1 124.48 0.5 0.6 7 Add for Clear Coat 0 0.00 0.0 0.1 8 FRONT BUMPER 9 R&I R&I bumper assy 0 0.00 1.5 0.0 10 FRONT LAMP 11 R&I RT R&I headlamp assy 0 0.00 0.5 0.0 12 Repl RT Marker lamp 1 31.17 0.3 0.0 13 Repl LT Marker lamp 1 27.10 0.3 0.0 14 HOOD 15 Repl Hood 1 998.49 1.7 2.6 16 Overlap Major Adj. Panel 0 0.00 0.0 -0.4 17 Add for Clear Coat 0 0.00 0.0 0.4 18 Add for Underside(Complete) 0 0.00 0.0 1.3 19 FENDER 20 Blnd LT Fender 0 0.00 0.0 1.1 21 Repl RT Emblem "V" 1 75.96 0.2 0.0 22 Repl LT Emblem "V" 1 75.96 0.2 0.0 23 PILLARS, ROCKER & FLOO 24 Repl RT Uniside assy 1 1818.37 s 26.5 6.4 25 Overlap Major Adj. Panel 0 0.00 0.0 -0.4 26* Add for Clear Coat 0 0.00 0.0 1.2 27 Deduct for Overlap 0 0.00 -2.5 0.0 28 R&I RT Rocker molding ft CTS-V 0 0.00 0.6 0.0 29 R&I LT Rocker molding ft CTS-V 0 0.00 0.6 0.0 30 R&I RT Rocker molding rr CTS-V 0 0.00 0.6 0.0 31 R&I LT Rocker molding rr CTS-V 0 0.00 0.6 0.0 32 FRONT DOOR 33 Repl RT Outer panel 1 472.29 6.5 2.0 34 Overlap Major Adj. Panel 0 0.00 0.0 -0.4 35* Add for Clear Coat 0 0.00 0.0 0.3 36 Add for mirror 0 0.00 0.4 0.0 37 Add for Edging 0 0.00 0.0 0.5 38 Add for Clear Coat 0 0.00 0.0 0.1 39 Add for Inside 0 0.00 0.0 0.5 40 Add for Clear Coat 0 0.00 0.0 0.1 41 Repl RT Glass w'strip 1 191.14 Incl. 0.0 42 Repl RT Applique 1 80.33 Incl. 0.0 43 Repl RT Side molding 1 102.77 0.4 0.5 44 Overlap Minor Panel 0 0.00 0.0 -0.2 45* Add for Clear Coat 0 0.00 0.0 0.1 46 R&I RT Mirror assy w/o pwr fold 0 0.00 Incl. 0.0 47 R&I RT Door glass GM 0 0.00 0.5 0.0 48 R&I RT Handle, outside 0 0.00 Incl. 0.0 49 REAR DOOR 50 Repl RT Outer panel 1 415.16 6.5 2.0 51 Overlap Major Adj. Panel 0 0.00 0.0 -0.4 52* Add for Clear Coat 0 0.00 0.0 0.3 53 Add for Edging 0 0.00 0.0 0.5 54 Add for Clear Coat 0 0.00 0.0 0.1 55 Add for Inside 0 0.00 0.0 0.5 56 Add for Clear Coat 0 0.00 0.0 0.1 ------------------------------------------------------------------------------- NO. OP. DESCRIPTION QTY EXT. PRICE LABOR PAINT ------------------------------------------------------------------------------- 57 Repl RT Upper w'strip 1 27.75 Incl. 0.0 58 Repl RT Glass w'strip 1 179.07 Incl. 0.0 59 R&I RT Belt w'strip 0 0.00 Incl. 0.0 60 Repl RT Body side mldg 1 103.55 0.4 0.5 61* Add for Clear Coat 0 0.00 0.0 0.1 62 R&I RT Vent glass GM 0 0.00 1.0 0.0 63 R&I RT Door glass GM 0 0.00 Incl. 0.0 64 R&I RT Handle, outside 0 0.00 Incl. 0.0 65 QUARTER PANEL 66 Blnd LT Quarter panel 0 0.00 0.0 1.4 67# Blnd L ROOF RAIL 0 0.00 0.0 1.0 68 TRUNK LID 69 Repl Trunk lid 1 854.19 1.8 2.3 70 Overlap Major Adj. Panel 0 0.00 0.0 -0.4 71* Add for Clear Coat 0 0.00 0.0 0.4 72 Add for Underside(Complete) 0 0.00 0.0 1.1 73 Repl Nameplate "CTS" 1 29.00 0.2 0.0 74 Repl Nameplate "CADILLAC" 1 16.19 0.2 0.0 75 Repl Nameplate "V" 1 75.96 0.2 0.0 76 R&I Trunk trim panel 0 0.00 Incl. 0.0 77 REAR LAMPS 78 R&I LT Tail lamp assy 0 0.00 0.4 0.0 79# Repl SEALER 1 140.00 0.0 0.0 80# HAZARDOUS WASTE 1 5.00 0.0 0.0 81# COVER CAR 1 7.00 0.0 0.3 82# Refn COLOR SAND AND BUFF 0 0.00 0.0 2.5 ------------------------------------------------------------------------------- Subtotals ==> 6860.95 70.1 33.6 Parts 6860.95 Body Labor 70.1 hrs @ $ 42.00 /hr 2944.20 Paint Labor 33.6 hrs @ $ 42.00 /hr 1411.20 Paint Supplies 33.6 hrs @ $ 32.00 /hr 1075.20 ---------------------------------------------------- SUBTOTAL $12291.55 Sales Tax $ 7936.15 @ 8.2500 % 654.73 ---------------------------------------------------- GRAND TOTAL $12946.28 ADJUSTMENTS: Deductible 0.00 ---------------------------------------------------- CUSTOMER PAY $ 0.00 INSURANCE PAY $12946.28
Last edited by LAYGO; 05-18-2011 at 03:55 PM.
05-24-2011, 01:16 PM
#55
TECH Fanatic
Thread Starter
iTrader: (10)
Join Date: Apr 2011
Location: Cross Roads, Tx
Posts: 1,065
Likes: 0
Received 0 Likes
on
0 Posts
FML some more, so insurance is saying after their response to the supplemental that the total is now around $11k. They're also saying that is around 70% of the value of the car. WTF? They think this car is only worth $15.7k?
I paid $23.7k. They're about $8k off. I'm not taking a bath for this car . . .
I paid $23.7k. They're about $8k off. I'm not taking a bath for this car . . .
05-24-2011, 03:14 PM
#57
TECH Fanatic
Join Date: Jun 2008
Location: Dallas, TX
Posts: 1,174
Likes: 0
Received 0 Likes
on
0 Posts
FML some more, so insurance is saying after their response to the supplemental that the total is now around $11k. They're also saying that is around 70% of the value of the car. WTF? They think this car is only worth $15.7k?
I paid $23.7k. They're about $8k off. I'm not taking a bath for this car . . .
I paid $23.7k. They're about $8k off. I'm not taking a bath for this car . . .
According to KBB you paid about what its worth to a private seller.
05-24-2011, 03:35 PM
#58
FWIW I would actively see what the replacement cost of the vehicle would be and be able to show that to your insurance company. ^^ Relates it to KBB, but if you can show them that an equivalent car in mileage and condition is more expensive it is just something to add to your arsenal during negotiations. I had a 70's muscle car totaled and my insurance company (other driver was POS unisured) wanted to offer me 5.5K. Well almost one year later I got a check for approx. 15K . I was in a different situation since it was a classic and hired an automobile appraiser for approx $300-400 (I don't remember), and they inspected the car, came up with a value and wrote a report in which I sent to my insurance company. THEY WILL LOWBALL YOU! Good luck with your fight with the insurance company.
05-24-2011, 03:54 PM
#59
Stories like this make me hate the whole industry. It's essentially legalized crime. People like to bitch about being forced into buying health insurance, but whens the last time people realized that we are forced into the car insurance arena too? You shouldn't need additional GAP coverage to make up for whatever asshat undervalues your car. It should be the cost to replace. If you can get another version of your car, same miles, color, etc for 15k, it should be 15k. If it costs you 20k, it should be 20k.
/end rant.
/end rant.
05-24-2011, 04:14 PM
#60
Most banks use NADA retail values, don't know about insurance. I tried running a loaded CTS w/ 40k through NADA and came up with about 21k clean retail. They are probably assessing the value as a CTS. The same criteria on a V came out to $26k clean retail.