if you crash on the strip...
Thread Starter
Staging Lane
Joined: Dec 2003
Posts: 87
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From: Los Angeles
if you crash on the strip... Are you screwed?
Insurance won't cover your damages right?
How do you guys justify the risk?
I drag raced my car one time at irwindale but I've been thinking about that and all the what ifs...
Insurance won't cover your damages right?
How do you guys justify the risk?
I drag raced my car one time at irwindale but I've been thinking about that and all the what ifs...
Originally Posted by BIGBOS
I always heard that you can have the car taken outside the track after an accident, that way it didn't actually "happen" there 
Thats what I would do
Thats what I would do
You really need to read your insurance policy to make sure that recreational type events are not specifically excluded. If it is not specifically excluded you should be ok. You should also be careful if the accident was not your fault. If another car were to lose control and hit your car, and their insurance policy prohibits them from being there you might not get anything. This of course is only if the car you are racing even has insurance. I don't believe an offroad, race only car needs to have any kind of insurance.
A friend of mine got himself in a little trouble because of this a while back. He had a 4X4 truck and his insurance policy specifically stated if the truck was xxx amount of miles off road then insurance would not recover any kind of repairs to his vehicle or another vehicle involved. He was further off road then the policy allowed and since the rangers/police were involved with the report it was impossible to cover up. He continued to make payments for what he owed on the totalled truck.
A friend of mine got himself in a little trouble because of this a while back. He had a 4X4 truck and his insurance policy specifically stated if the truck was xxx amount of miles off road then insurance would not recover any kind of repairs to his vehicle or another vehicle involved. He was further off road then the policy allowed and since the rangers/police were involved with the report it was impossible to cover up. He continued to make payments for what he owed on the totalled truck.
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From: Taking back some video tapes
99% of insurance companies have a clause that does not make them liable for damages and injuries that occur at a racetrack or during a racing event (street racing, autoX, road racing, whatever). That's just part of it. Not like my insurance company would do anything if I turned in the expense claim on my car.
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Originally Posted by davered00ss
They do sell race insurance.
Daren
Originally Posted by TheMongoose
also AAA won't tow from within track gates!
Originally Posted by SilverGhost
if it happened to me if possible i'd put the car far away from the track in a ditch or something and call the cops and say i lost it.
I hit a deer on the dragstrip at 120mph (really), was able to drive the car a few miles away and said I hit the deer on the road that the track was named after. The deer crap, blood and fur all over the car made it a believable story 
I was good friends with my agent at the time and after it was fixed I asked him what would happen if you crashed at a dragstrip during time runs, he pretty much said if you crash at the dragstrip you are screwed. Racing against the clock is considered a 'competitive event' and that would be that.
I was good friends with my agent at the time and after it was fixed I asked him what would happen if you crashed at a dragstrip during time runs, he pretty much said if you crash at the dragstrip you are screwed. Racing against the clock is considered a 'competitive event' and that would be that.
Originally Posted by TheMongoose
also AAA won't tow from within track gates!
not necessarily true, a good friend of mine called them up when he blew his rear at the track, and they picked his car up from the pits and drove it all the way to his house (75 miles away).
Originally Posted by GIZMO
Do they put people in jail for insurance fraud or just probation?
if you're being a funny guy, you just worry about what you do and i'll worry about me, thanks
Originally Posted by SilverGhost
how the hell should i know.
if you're being a funny guy, you just worry about what you do and i'll worry about me, thanks
if you're being a funny guy, you just worry about what you do and i'll worry about me, thanks
Best Regards,
Daren
I ruin the end of films...
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From: Taking back some video tapes
Didn't know this was a morality thread...I thought it was about what happens when you junk your **** at the track. 
It's sorta interesting that the insurance company will treat a wreck while street racing the same as a wreck on a drag strip. There goes one argument against racing @ the track. When I was younger, this was always a concern with me since my rates were so high.
It's sorta interesting that the insurance company will treat a wreck while street racing the same as a wreck on a drag strip. There goes one argument against racing @ the track. When I was younger, this was always a concern with me since my rates were so high.
If you crash at the strip, your are typically in a low 9 second and quicker car. At that point, those kinds of cars typically aren't insured, so unless your are in an 8 second car, I would't worry about crashing.
FWIW, if someone puts a 12 or 13 second car into the wall, they deserve to crash and shouldn't be driving!
FWIW, if someone puts a 12 or 13 second car into the wall, they deserve to crash and shouldn't be driving!