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Old Apr 16, 2008 | 11:22 PM
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Default Insurance drag car

Anyone thats got insurance on there drag car Hows it insured? Like going to and from the track on the trailer? Sitting in the garage.My home owner ins agent said its covered in there but book value only if something would happen. I have a major auto insurance company but think there wanting me to pay for the war in IRAQ
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Old Apr 16, 2008 | 11:34 PM
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some places will cover it everywhere except burnout box to the end of the return road...

that includes pits trailor house ect
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Old Apr 17, 2008 | 04:49 AM
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http://www.dragracersinsurance.com/index.htm
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Old Apr 17, 2008 | 07:14 AM
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I have mine with Kincaid. Cars, trailers, spares, etc. The only time that I am not covered is when I am on the racing surface.
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Old Apr 17, 2008 | 11:46 AM
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Originally Posted by GIZMO
I have mine with Kincaid. Cars, trailers, spares, etc. The only time that I am not covered is when I am on the racing surface.
Would you mind sharing what your monthly premiums are? You can shoot me a PM if you would like.
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Old Apr 17, 2008 | 12:08 PM
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From: olathe,ks
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i have mine insured w/ farmers as a parade car, 3,000 mi or less a year, and not covered on track surface (which means if i take a dump on the track i need to drive it out to the street into a pole,lol) my premium is 6mo at $578 and for $35,000 for loss of vehicle.

Last edited by getusumws6; Apr 17, 2008 at 12:18 PM.
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Old Apr 17, 2008 | 01:02 PM
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Originally Posted by getusumws6
i have mine insured w/ farmers as a parade car, 3,000 mi or less a year, and not covered on track surface (which means if i take a dump on the track i need to drive it out to the street into a pole,lol) my premium is 6mo at $578 and for $35,000 for loss of vehicle.
HOLY COW that premium is rediculously high IMO... Would they even cover you if it got damaged in the pits at the track?
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Old Apr 18, 2008 | 03:49 AM
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Do a search on this in the drag section, tons of info.

State Farm said they will insure me and all my mods but will not insure the car if its being raced at the track.

In other words I am on my own there.

From what they and others have said most homeowners does not insure the car in the garage, the car insurance does, only boats are coverd.


If you tell them the car is raced then yes you pretty much have to pay for the war hahaha.
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Old Apr 18, 2008 | 10:15 AM
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From: olathe,ks
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Originally Posted by Rogue86
HOLY COW that premium is rediculously high IMO... Would they even cover you if it got damaged in the pits at the track?
what do you mean high? if i total my car i get 35,000 for my car. a reg. policy only gets you what the car is worth. i pay extra for extra coverage.not bad at all in my opinion.
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Old Apr 18, 2008 | 12:41 PM
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Originally Posted by JL ws-6

I called them yesterday and got a quote. They are really down to earth and easy to deal with. There rates seemed really good to me. They only cover racecars (non registered cars) only.
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Old Apr 18, 2008 | 10:32 PM
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Kincaid Insurance 330-834-0003

I have two Stock Eliminator Firebirds, a 2007 Pace trailer, and tools, etc. on my policy. The agreed value is $92,345.00 and I paid $830.00 last year. To me that is a good deal. I know of several people that have lost their entire operation to fire or theft that did not have insurance.
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Old Apr 18, 2008 | 10:43 PM
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From: Indy
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For those with street cars at least with my soon to be car insurance agent (have for homeowners) they will insure my car and all mods based on an appraised value!!!!! I get it appraised and they insure it to that no questions asked.

Now the catcher is that it may just be for classic car insurance (Ill have). Whats nice is that with State Farm you can have classic car insurance and NOT I REPEAT NOT have a classic car plate!!!!!!!!!!!!!!!!!!! They give you the option

Im sure they could do the same thing with a newer car though.
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