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Old Oct 9, 2008 | 05:57 PM
  #21  
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I have State Farm and pay $100 a month for full coverage on my T/A. I'm 24, no points and a clean record
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Old Oct 9, 2008 | 06:50 PM
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state farm told me 4200 for the year F**k that lol
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Old Oct 10, 2008 | 10:48 PM
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Originally Posted by NJSPDER
Sounds like MetLife is beating you for some money, my insurance went down again this year with NJM. Just $852, full coverage, $500 deductable, for the year. If I get the same dividend check as last year it will only turn out to be 550 for the year.

My insurance is way cheaper than almost all of my friends that live across the bridge in PA.
yes this sounds so much like my policy 800 or so full coverage for the year and yes money back at the end of the year . Hell i just found out that once i get their home owners insurance, my auto policy will go down another 15%
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Old Oct 11, 2008 | 12:15 AM
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NJ has some high *** insurance. damn
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Old Oct 11, 2008 | 12:37 AM
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People always say that, but my insurance has never been high. When I was 20 I got a 91 RS, V8 w/auto. I owned the car and had my own policy through NJM, and my insurance was only like 1100 a year. It is like anything else, it is all about working the numbers.
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Old Oct 11, 2008 | 07:52 AM
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Originally Posted by NJSPDER
Sounds like MetLife is beating you for some money, my insurance went down again this year with NJM. Just $852, full coverage, $500 deductable, for the year. If I get the same dividend check as last year it will only turn out to be 550 for the year.

My insurance is way cheaper than almost all of my friends that live across the bridge in PA.

NJM wouldnt give me ins. for my SS. aholes. just reins. something about it being in a H.P. category. wtf!
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Old Oct 11, 2008 | 08:58 AM
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Sucks to be in New Jersey! I am 26 have a proior suspension, numerious tickets and other **** and I only pay $115/m full coverage on my F-150 here in PA.
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Old Oct 11, 2008 | 12:00 PM
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Originally Posted by ULTIMATEORANGESS
NJM wouldnt give me ins. for my SS. aholes. just reins. something about it being in a H.P. category. wtf!
If they offer you njm-reinsurance take it. That is your ticket into njm. They are offering you reinsurance(their sister insurance co) because you either have tickets/accident or some other issue keeping you from getting NJM. Once your on re-insurance and you dont get any tickets/accidents for (i think its 2 or 3 years) then they will offer you njm automatically and thats when the premium goes way down and you also get the benifits of getting money back at the end of the year. If they are offering njm re-insurance be smart and take it
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Old Oct 11, 2008 | 12:32 PM
  #29  
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From: eatontown,nj
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Originally Posted by BubaGumpShrimp
If they offer you njm-reinsurance take it. That is your ticket into njm. They are offering you reinsurance(their sister insurance co) because you either have tickets/accident or some other issue keeping you from getting NJM. Once your on re-insurance and you dont get any tickets/accidents for (i think its 2 or 3 years) then they will offer you njm automatically and thats when the premium goes way down and you also get the benifits of getting money back at the end of the year. If they are offering njm re-insurance be smart and take it

my record was clean. they told me it was because of my car and they wanted more than what i was paying at the time. they might insure me now because my SS is no longer my primary vehicle.
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Old Oct 11, 2008 | 12:38 PM
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What do you mean because of your car (i got a ws6 and was insured fine,i didnt get the full njm at the time since i had a small accident) Well if you have 2 cars you will get a better rate as well as a better rate if the ss isnt your primary. I would try for them again, yes you might pay a bit more now but in the end you will get the full njm and pay much less year after year. Like i said before i pay 800 a year full coverage and usually get back 200+ at the end of the year, depends on the year sometimes i would get 85 others i would get 300 or more back but adv i would say is 200, since you got 2 cars you would get a little more back as well.
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