What do you pay for car insurance
02-21-2009, 09:41 AM
#41
Staging Lane
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Location: Joplin, MO
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2 cars, 22 years old, no tickets, good student, multi car.
Primary: 04 Malibu $51 a month
Secondary (Limited Usage): 98 TA $40 a month
Both full coverage, 500 deduct. on Malibu, 250 on TA.
Shelter Insurance
Primary: 04 Malibu $51 a month
Secondary (Limited Usage): 98 TA $40 a month
Both full coverage, 500 deduct. on Malibu, 250 on TA.
Shelter Insurance
09-16-2009, 09:35 PM
#42
20, no accidents, no moving violations, good student discount, drivers ed discount, defensive driving course discount, state minimum on liability, technically don't drive it work or school, only will see 2500 miles this year, $1000 on comp and coll....$140/mon through geico on my own plan (****** NY rates)
09-16-2009, 09:50 PM
#43
23 in Maine my 01 z28 camaro and my 98 v6 firebird full coverage is $160 a month.
$500 deductable $250,000 medical per head; up to 5 heads. Plus $4000 for mods/equipment on my camaro and $1000 for my firebird.
1 speeding ticket for 84 mph in a 65 mph 1 1/2 year ago.
1 claim for backing into my brothers bike in my firebird. No dmg to my car but did $1056 to his bike. Damn thing landed in the ******* grass to... Also about a year ago. This is why I stopped drinking. Cough cough.
Progressive.
$500 deductable $250,000 medical per head; up to 5 heads. Plus $4000 for mods/equipment on my camaro and $1000 for my firebird.
1 speeding ticket for 84 mph in a 65 mph 1 1/2 year ago.
1 claim for backing into my brothers bike in my firebird. No dmg to my car but did $1056 to his bike. Damn thing landed in the ******* grass to... Also about a year ago. This is why I stopped drinking. Cough cough.
Progressive.
Last edited by Finkledbody; 09-16-2009 at 10:06 PM.
09-17-2009, 12:59 PM
#47
damn im getting butt raped compared to most people. im gonna call around, although my record doesnt help 
20 years old
2 accidents--around 1st year of driving so theyre old
$224/mo full coverage, only $500 deduct (since i have a loan out on it, gotta have both)
but both my accident will fall off here by the end of the year i believe so mine will drop a decent amount. plus ill turn 21 & i heard that helps a little, not as much as 25 will though.
20 years old
2 accidents--around 1st year of driving so theyre old
$224/mo full coverage, only $500 deduct (since i have a loan out on it, gotta have both)
but both my accident will fall off here by the end of the year i believe so mine will drop a decent amount. plus ill turn 21 & i heard that helps a little, not as much as 25 will though.
09-17-2009, 01:02 PM
#48
Launching!
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$160/month. Age 27. USAA. This should also include "What coverage, deductible, etc. do you have?" If I wanted dog $hit coverage, I'm sure my premium would be WELL under $100/month.
Full coverage, $500 deductible, $100k personal property, $100k+ medical per person, towing/labor, etc. on both the LC and SS. I have a clean driving record. The only reason it's that high is my area (I took a BIG premium increase when I moved from southern to northern VA).
Full coverage, $500 deductible, $100k personal property, $100k+ medical per person, towing/labor, etc. on both the LC and SS. I have a clean driving record. The only reason it's that high is my area (I took a BIG premium increase when I moved from southern to northern VA).
09-17-2009, 02:03 PM
#50
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22 years old, allstate, no tickets or accidents
own my own home and also get homeowners through allstate
$3300 / year
1993 Honda civic - liability
2000 F-150 4x4 Comprehensive
2000 Z28 Full Coverage
I hate Detroit. 22,000 car thefts per year!
own my own home and also get homeowners through allstate
$3300 / year
1993 Honda civic - liability
2000 F-150 4x4 Comprehensive
2000 Z28 Full Coverage
I hate Detroit. 22,000 car thefts per year!
09-17-2009, 02:17 PM
#52
My buddy drives a white 99 ss. He has had a car wreck and a speed contest ticket. He pays $4500 a year, which is crazy. He just sold the car, and got a 2003 mustang gt which was $3500. So he just said **** it and bought a truck, im not for sure what it is to insure.. Long story short, dont get a wreck or speed contest. you insurance will be out the ***.
09-17-2009, 03:04 PM
#53
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Ouch, you guys pay alot!
29 y/o, I pay the equivalent of $37 a month, full comprehensive, pay first £100 if in a accident, and that's without my 5 year no claim bonus! (use it on another car, otherwise it would only be $20 a month) Good driving record and past a advanced driving test, all considered.
But we all have to pay nearly $300 road tax every year, do you guys have that ?......
I know friends here with bad driving records, who pay $175 a month just for 3rd party, fire and theft (doesn't replace their car if it's their fault) for a 1.4 engine !! lol
29 y/o, I pay the equivalent of $37 a month, full comprehensive, pay first £100 if in a accident, and that's without my 5 year no claim bonus! (use it on another car, otherwise it would only be $20 a month) Good driving record and past a advanced driving test, all considered.
But we all have to pay nearly $300 road tax every year, do you guys have that ?......
I know friends here with bad driving records, who pay $175 a month just for 3rd party, fire and theft (doesn't replace their car if it's their fault) for a 1.4 engine !! lol
Last edited by taws6; 09-17-2009 at 03:13 PM.
09-17-2009, 08:28 PM
#57
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How can some of you guys drive these cars without collision? The risk just seems to great to me. Even when an accident is not your fault, the ins companies try to split the blame.
09-17-2009, 08:43 PM
#59
i only got collision and comp 6 months ago. before that, my insurance wanted an extra $250 a month for coll and comp. i want about to shell out about $400/mon for a 11 year old car. im paying $140/mon now with the bare minimum on liability and $1000 deductibles on coll and comp
