If this isn't a subforum correct topic, mod, feel free to delete.
Howdy, I'm in a predicament and thought I'd get some of ya'lls input.
When you turn 21 and have 1 accident on your record, how much percentage wise did ya'lls rates go up in comparison to a accident free?

I'm deciding whether or not I should hassle with paying this damage I dealt while backing up (long story short, 3 hammer taps to fix my trailer brake connector, only a $4K stealership initial quote so far)

 

well i Got into an accident when I was 19 and when I turned 21 nothing went up, the accident was not my fault though.