General LSX Automobile Discussion Non-technical LSX related topics.

totaled?

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Old 08-19-2007 | 01:32 PM
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Default totaled?

What do you think?

http://www.putfile.com/pic.php?img=6354779
Old 08-19-2007 | 02:15 PM
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o wow man that sucks but yea your insurance will probably total it but gives u an excuse to buy it back fix it and make if faster good luck
Old 08-19-2007 | 02:44 PM
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That Sux! How did you crash it?
Old 08-19-2007 | 04:15 PM
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it really does not look that bad in the pic.
Old 08-19-2007 | 06:22 PM
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Depending on the mileage and year of the car, you should be far off from it being totaled. As much as I hate to admit it I had a similar accident. A couple years ago I moved from a Honda Civic to my 01Z. Well I was new to rear-wheel drive cars, and had only about three months of playing with her before winter hit. Being as I wasn't fortunate enough to have a money tree growing in my back yard this car was all I had. Well, I had my friend in my car with me one day, decided to get cocky around a corner and used around 30% throttle in 2nd. Rear tires broke loose first, then the front; jumped a curb, narrowly missed a fire-hydrant only to slam into a light pole at an estimated 50mph. In the end I was out of a car for a month, and the damages were around $7500-8000. About half of what the insurance rep estimated the cars value to be at. They don't consider totalling it until around 75-80% of the value, and even then they'd rather rape you some more than being out of a customer Oh, and did the air-bags go off? The dash tacks on another grand, while the air-bags tack on another 2000-3000 in case this helps.

My advice... Talk with the claims adjuster. Tell him that you're rather just have it totalled (your insurance company will actually ask you this), and then buy it back for $3,000 and build it into a beastly drag car.
Old 08-22-2007 | 03:37 PM
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I am hoping it is totaled so I can either buy it back and fix it myself or rip the motor and tranny out and figure out what I want to put it in.
Old 08-22-2007 | 03:50 PM
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It doesnt look totaled to me from the picture. It depends on how much damage is done to the suspension and if there is frame damage. Also did the airbags deploy?
Old 08-23-2007 | 01:27 AM
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Thats Bad ...hope Insurance Pay You Enough To Fix It Or Buy Similar One !!
Old 08-23-2007 | 08:30 AM
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Is that a dry kit i see on there? I recomend y ou pull that off before the insurance adjuster looks at the car if it is, they can void the entire claim for that
Old 08-23-2007 | 08:45 AM
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how? why?
Old 08-23-2007 | 08:55 AM
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Originally Posted by Eurospec2
Is that a dry kit i see on there? I recomend y ou pull that off before the insurance adjuster looks at the car if it is, they can void the entire claim for that
Yea Im wondering how also. If he wasnt ticketed for speeding and/or drag racing etc. then how would they void the claim just for seeing a performance part on it.
Old 08-23-2007 | 11:37 AM
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no way def not totalled!
Old 08-23-2007 | 08:17 PM
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Originally Posted by bballr4567
Yea Im wondering how also. If he wasnt ticketed for speeding and/or drag racing etc. then how would they void the claim just for seeing a performance part on it.
they would void it because on every nitrous kit it says for "Off road use only"....
Old 08-24-2007 | 07:47 PM
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Mercury specifically has a clause in their policies that says that if nitrous is found on the car then all coverage is void. And supposedly they dont mess around with it eihter when it happens whether it was on or off, racing or not.
Old 08-27-2007 | 12:51 AM
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Originally Posted by Blacked_Out_SS
they would void it because on every nitrous kit it says for "Off road use only"....
Headers say the exact same thing. Ive seen guys with twin turbo setups get their money back. It all depends on the insurance company.
Old 08-27-2007 | 08:55 AM
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Originally Posted by bballr4567
Headers say the exact same thing. Ive seen guys with twin turbo setups get their money back. It all depends on the insurance company.
Yep, I just got a check from my insurance for an engine fire. Damage totaled over $3,000. My car obviously isn't stock, so I did my own research for stock part prices (since they're typically more than the aftermarket anyway). Then I requested that I do the work myself, and waived compensation for the labor. They didn't bat an eye, and promptly wrote me a check. I'm happy to say that it's right back like it was before the fire
Old 08-27-2007 | 10:16 AM
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defintly not totaled or at least i wouldnt think so
Old 08-27-2007 | 12:07 PM
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holy freakin crap damn that ******* sucks man sorry about it

do u own the car or are u still making payments




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