So it appears that I'm going to be getting raped on my coverage now that I have a TA. Just had a few questions as to whether or not you guys think this is a good policy to go with. I'm thinking of going with Geico as they gave me the best quote.

I'll be insuring both my 2000 Mercury Cougar and my '98 TA.

My BI is 300/300
Property damage is 50K
PIP is 40K with $200 deductible (the lowest they offer)
Uninsured/underinsured is 100/300
Comp is $1000 deductible with full glass on both cars
Collision is $1000 deductible on the Cougar, none on the TA (going to be driving the Cougar a LOT more)
No rental or emergency roadside

For that Geico wants $766.60/6 months.

My TA has a salvage title so I figured why bother with collision when I won't be driving it much and they wouldn't give me **** if I were to crash it anyways. I'll also be storing the TA for about half of the year, so I'll get to drop down to comp only.

I'm a 22 year old male with a 9mph over speeding ticket and 1 100% not at fault accident in the last 3 years.

Sound like a good plan and a good deal? Anything unreasonably high or too low? Thanks guys, any help would be appreciated.

 

Is that for both cars or just the TA? I pay $87 a month for full coverage on my Camaro. It is insured as a recreational vehicle since I have another car to daily drive.

On my daily driver I pay $26 a month for liability.

I'm 23, live in Texas and have a clean driving record.

 

Im paying $600/6 months full coverage. And Im 19 with a so far clean record.

 

That's for both cars. I ended up going with 250/500/100 cuz my Cougar is still titled to my dad and he's got a lot to lose if I get into an accident with that. It ended up being about $770/6 months. It'll go down next payment cuz I still have a ticket on my record from 2 years and 10 months ago that will come off next round. Geico had the best quote for me by far.

 

that doesnt sound bad for having 2 cars and a ticket