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Old May 31, 2008 | 03:32 PM
  #41  
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You can go thru your insurance and have the car totalled or fixed and then they will go after her insurance and get their money back. Only problem with that is, you have to pay your deductable now, and you get it back when AIG gets their money from State Farm.

If they tell you they will fix it, and it will have a salvage title, tell them to **** off. Especially since it is an 07, you probably owe over 20 on it, and giving it a salvage title will cut the value in half. If they can fix it and keep the title clean...that's another story.
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Old May 31, 2008 | 03:41 PM
  #42  
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If your car does get repaired the title will not change. The only way salvage titles are issued is if the car has been writin off as a total loss by the INS Co, or totaled, but then if it was repaired after it was totaled the it would get a rebuilt title, all from the DMV, the INS Co has to write it off as a total loss for the DMV to know.
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Old May 31, 2008 | 03:44 PM
  #43  
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I wouldn't want it fixed if was you. It will never be the same and it won't be worth jack if you go to sell it someday and it gets car faxed. You should buy it back and part it out!
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Old May 31, 2008 | 09:50 PM
  #44  
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state farm will total that car , aig i dunno its kinda iffy with them, low body labor rates, frame time is low, mechanical time is low, its a lower then standard insurance company
state farm totals out at 75%, and they use NADA which is kinda like a blue book value, aig uses kelly blue book, keep pushing both insurance companies, and the only reason they would have a tech look/tear the car down is to see more damage
just hope statefarm does total
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Old Jun 3, 2008 | 12:45 AM
  #45  
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the car is totalled
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Old Jun 3, 2008 | 07:32 AM
  #46  
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No ****... I think we ALL have been telling you that.
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Old Jun 3, 2008 | 08:54 AM
  #47  
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Now the Q is....HOW MUCH??? What are they giving you? Enough to cover your debt, I hope???
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Old Jun 3, 2008 | 09:13 AM
  #48  
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RETAIL... Do not take anything less... They will try and offer you blue/black/nada book wholesale, but tell them Retail or get a lawyer.
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Old Jun 3, 2008 | 05:17 PM
  #49  
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the lady said the damages would cost 16,300 to fix, she has yet to complete her report so I don't know how much they plan on giving me, the car costed 22125 when I first got it and I can't find this car for less than 23000 with the same mileage in my area so I'm going to ask for 23000 plus 3500, which was the cost of registration and shipping on my totalled car because I bought it out of state.
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Old Jun 3, 2008 | 05:20 PM
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If it's cheap enough, then maybe you can buy it back and part it out.
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Old Jun 3, 2008 | 05:20 PM
  #51  
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You will get a tax break on the amount of money you settle on, you should get a form from the INs co. that you will take to the dealer when you find your new car.
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Old Jun 4, 2008 | 06:03 PM
  #52  
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they offered me 21225 for the car and 22605 with taxes, she said she would look over my receipts to add that value to the car as well, tomorrow I plan on taking off all the mods that were not broken, she said the buy back on the car would be 5000
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Old Jun 4, 2008 | 06:38 PM
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dont buy it back, leave it totaled trust me
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