The aftermath of the accident
Update: K just got off the phone with Farmers they are saying there is comparative neglegence on my end as well because everyone and their mom decided to say I was going way too fast which I know for sure I did not exceed 50 mph and that is worse case scenario I was prolly more around 45ish in a 45 mph speed zone... I hate the sound of my exhaust for this reason....
Anyway so basing it off that lets say they go 90/10.. 10 % being my fault... they would pay 90% of the 3100 in damages... What I am confused about is the shop said it is 63% of the value which wouldnt be totaled but my insurance is saying its in the total loss dept. i guess thats assuming if there are other supplement damges like rack and pinion and stuff... So what the hell do I do? if its total loss should I take the money and do what with it... or should I retrieve my camaro and take the salvage value of it?
im so lost in whats going to happen and I have so many scenarios running through my head it isnt even funny...
Anyway so basing it off that lets say they go 90/10.. 10 % being my fault... they would pay 90% of the 3100 in damages... What I am confused about is the shop said it is 63% of the value which wouldnt be totaled but my insurance is saying its in the total loss dept. i guess thats assuming if there are other supplement damges like rack and pinion and stuff... So what the hell do I do? if its total loss should I take the money and do what with it... or should I retrieve my camaro and take the salvage value of it?
im so lost in whats going to happen and I have so many scenarios running through my head it isnt even funny...
Launching!
Joined: Dec 2009
Posts: 296
Likes: 0
From: lee's summit, mo
that **** gets so complicated. so farmers is the other insurance? is the other insurance saying its not totalled and is paying 90%? i would definately find out how much your insurance is gonna give you and how much less it will be for you to keep it salvaged. this is where the other insurance company is gonna try to screw you.
yeh thats what im saying... but the thing is Farmers being the insurance of the lady in the GMC is saying there is some negligence on my end... How is that when the whole thing could have been avoided had she not made an ILLEGAL u-turn/left turn in front of me... whether I was doing 40,45 or even 50 that is irrelevant because I did what a defensive driver would have done and that is swerve to avoid her, it was unfortunate I had to hit the other lady but it would have been a lot worse had I hit the GMC head on
Launching!
Joined: Dec 2009
Posts: 296
Likes: 0
From: lee's summit, mo
thats just how insurance works. its total horseshit and spins me into a world of pissed off that i cant even describe. ive heard of a lot of situations like that and almost had a couple myself. your literally better off hitting the car that pulled in front of you. bad deal that really sucks. hopefully your insurance will be able to help you. if its the insurance deciding you may be partially at fault, chances are theyre just trying to get out of paying what they should have to. if thats the case, your insurance may be able to say that you were 0% at fault, pay for the damages, and send farmers the bill
By definition...
Negligence:
Comparative Negligence:
Negligence Per Se:
Negligence:
- the failure to exercise that degree of care that, in the circumstances, the law requires for the protection of other persons or those interests of other persons that may be injuriously affected by the want of such care. an injury or loss in an accident caused by another's negligence
Comparative Negligence:
- negligence of one among multiple parties involved in an injury that is measured (as in percentages) according to the degree of its contribution to the injury comparative negligence of the plaintiff
Negligence Per Se:
- negligence that consists of a violation of a statute esp. designed to protect the public safety
thats just how insurance works. its total horseshit and spins me into a world of pissed off that i cant even describe. ive heard of a lot of situations like that and almost had a couple myself. your literally better off hitting the car that pulled in front of you. bad deal that really sucks. hopefully your insurance will be able to help you. if its the insurance deciding you may be partially at fault, chances are theyre just trying to get out of paying what they should have to. if thats the case, your insurance may be able to say that you were 0% at fault, pay for the damages, and send farmers the bill
This could have been avoided by two ways... if there were two lanes or if the driver didnt make the u-turn but her not making the u-turn in front of me would have prevented this indefinetly.. what im dealing with is with the lady in the GMC and not the lady in the ford that I ended up hitting so with me even if I was under the speed limit she would have caused me to swerve and lose control because of the loose dirt on the side of the lane
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k so here is whats going on...
Farmers called and said its looking more like a 80/20 situation where im 20% at fault which if I was doing 50 I dont know how 5 mph is 20% my negligence but whatever ill take it. My car is a total loss indefinite so im taking the rims off of it tomorrow and getting receipts together of everything ive put into it...
Im taking my tax return and the money ill be receiving from the insurance and buying an LS1 I found a 98 for a decent price so we will see if its still available by the time I get this insurance money. Wish me luck! its been a pain and a half
Farmers called and said its looking more like a 80/20 situation where im 20% at fault which if I was doing 50 I dont know how 5 mph is 20% my negligence but whatever ill take it. My car is a total loss indefinite so im taking the rims off of it tomorrow and getting receipts together of everything ive put into it...
Im taking my tax return and the money ill be receiving from the insurance and buying an LS1 I found a 98 for a decent price so we will see if its still available by the time I get this insurance money. Wish me luck! its been a pain and a half
I have 4 Z06 Rims with tires for sale. Minor curb rash damage with 50-55% tire tread left.
Specs:
(2) 17x9.5 (245/40/17 BFG G-Force Tires)
(2) 18x10.5 (265/35/18 Continental Pro Tires)
Lug Pattern:
5x120
I am asking $540 obo for the whole set. If interested PM me or reply
Specs:
(2) 17x9.5 (245/40/17 BFG G-Force Tires)
(2) 18x10.5 (265/35/18 Continental Pro Tires)
Lug Pattern:
5x120
I am asking $540 obo for the whole set. If interested PM me or reply
