do0dfromcali

So I am curious what kids from the age 18-20 range are paying per month for insurance.

Also how do you have your insurance set up? Parents plan and your daily driver...your own plan....etc??

Mike

sleek silverado

iTrader: (2)

I just turned 20 last month, I have no tickets or accidents. Insurance is a killer. I am on a plan with both of my parents. I have my truck based in College Station since I am there most of the time. The Camaro is under my dads name as a pleasure vehicle. He has a company vehicle to drive around. My mom drives a '03 Mercury Marauder which is under her name on the insurance. I believe it runs us about 300 a month, and the way we have it set up is the cheapest way. No one in the family has any recent tickets or accidents. Thank God! Insurance is damn expensive! <img border="0" title="" alt="[Mad]" src="gr_images/icons/mad.gif" />

do0dfromcali

ttt

DONAIMIAN

iTrader: (18)

insurance is why im in a SUV right now <img border="0" title="" alt="[Frown]" src="gr_sad.gif" /> , damn insurance is up there with the monthly payments of the car <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" />

horist

well.. I got my TA when I was 20...

never paid per month.. makes no sense, i always paid (and still do) every 6 months

when I was 16-19 for a 1987 Peugeot w/minimal coverage I paid 750 every 6 months

when I turned 20 and bought the TA then paid 800 every 6 months , 1987 Peugeot listed as my primary driver, minimal coverage, and a 2000 trans am listed as a recreational vehicle


Now I'm 22 pay 650 every 6 months, peugeot is still my listed primary driver, and TA is my rec vehicle.

About to buy a 2003 trailblazer (end of april) which will be in my name, and will require the TA be put in my name... it'll only be 1250 every 6 months (full coverage on 2 cars) ...

<small>[ March 26, 2003, 11:03 PM: Message edited by: horist ]</small>

Gev

I was 17 when I got my car and my payments come out to around $90 a month. I am on the same policy as my parents and only pay for my car's insurance as i don't drive anything else.

BTW, my insurance carrier is AAA. <img border="0" alt="[worship]" title="" src="graemlins/gr_hail.gif" /> AAA

TanRchy

18, z28, 3 speeding tickets (z28) and an accident (previous vehicle), i pay a bit over $3k for the year... <img border="0" title="" alt="[Frown]" src="gr_sad.gif" /> <img border="0" title="" alt="[Roll Eyes]" src="images/icons/rolleyes.gif" /> everything is in my name, insurance and that car...ouch. ahaha, i work for car payments, insurance and food. <img border="0" alt="[bang head]" title="" src="graemlins/gr_banghead.gif" />

do0dfromcali

</font><blockquote><font size="1" face="Verdana, Helvetica, sans-serif">quote:</font><hr /><font size="2" face="Verdana, Helvetica, sans-serif">Originally posted by BigBlackZ28:
<strong> I was 17 when I got my car and my payments come out to around $90 a month. I am on the same policy as my parents and only pay for my car's insurance as i don't drive anything else.

BTW, my insurance carrier is AAA. <img border="0" alt="[worship]" title="" src="graemlins/gr_hail.gif" /> AAA </strong></font><hr /></blockquote><font size="2" face="Verdana, Helvetica, sans-serif">How the hell is it so cheap? Do you just have minimal? I called to see if i could get a plan by myself and it was 2400 every 6 months <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" />

mitchntx

iTrader: (14)

Run all your deductibles at $1K.

The difference in premium cost is staggering. And, if you are concerned about coming up with $1K for a deductible, then take the difference in premium costs and stick it in a saving account and don't touch it.

I was amazed that after just saving the difference, I had my deductible met in 6 months. Now it's sitting in a saving account drawing about $.75 interest every 6 months. Sweet!