Insurance on a 17 year old
02-05-2007, 07:24 PM
#41
12 Second Club
Join Date: Oct 2005
Location: New Castle,IN- West Lafayette,IN
Posts: 536
Likes: 0
Received 0 Likes
on
0 Posts
im 19 i have an 01 ss and my rate went up today it is now 136/month for storage 220/month when i drive it,it was 120 then 180 now 220 i keep getting screwed over and no i havent had any tickets in it or since i got it all i can say is good luck pal
02-05-2007, 08:14 PM
#43
Teching In
Join Date: Dec 2006
Location: Calgary, AB, Canada
Posts: 37
Likes: 0
Received 0 Likes
on
0 Posts
Better be careful to anyone who is insuring it as parents vehicle. Itll be cheap as hell but if you get in an accident you can bet theyre gonna find some way to **** you over. Example, youll have to be a secondary driver to get it cheap and as a secondary driver on a vehicle you cant drive it to school/work/whatever you do.
o, and im 19 with a clean record and i pay 350 a month.
o, and im 19 with a clean record and i pay 350 a month.
02-05-2007, 09:56 PM
#44
Originally Posted by SSlow01
I've got 500 deductables and It's $160/mo. I'm turning 25 in less than a month and it's supposed to go down to around $110.
then the mods shall really start to come. 
02-06-2007, 06:47 PM
#46
Launching!
iTrader: (2)
Join Date: May 2006
Location: Kansas City, MO
Posts: 274
Likes: 0
Received 0 Likes
on
0 Posts
under parents insurance i pay 175 per month and that is w/ 3.0 discount and another discount program combined dropping about 25-30% off of what it would have been
02-06-2007, 06:54 PM
#47
Launching!
iTrader: (3)
Join Date: Jan 2007
Location: New Braunfels/Mission, TX
Posts: 275
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by ScottysZ
Better be careful to anyone who is insuring it as parents vehicle. Itll be cheap as hell but if you get in an accident you can bet theyre gonna find some way to **** you over. Example, youll have to be a secondary driver to get it cheap and as a secondary driver on a vehicle you cant drive it to school/work/whatever you do.
o, and im 19 with a clean record and i pay 350 a month.
o, and im 19 with a clean record and i pay 350 a month.
You pay 350 under your name only or is it included in your parent's policy?
02-06-2007, 07:03 PM
#49
Launching!
iTrader: (3)
Join Date: Jan 2007
Location: New Braunfels/Mission, TX
Posts: 275
Likes: 0
Received 0 Likes
on
0 Posts
Im going to be 19 soon and Ive been quoted 750-850$ A MONTH form several insurance places. Clean record....
I plan on buying a LS1 TA sometime soon.
I guess I'd have to get it in my parent's policy huh?
I plan on buying a LS1 TA sometime soon.
I guess I'd have to get it in my parent's policy huh?
02-06-2007, 09:01 PM
#50
Teching In
Join Date: Dec 2006
Location: Calgary, AB, Canada
Posts: 37
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by Pitbull329
You pay 350 under your name only or is it included in your parent's policy?
Thats under my name. I couldnt imagine it would be more than about 80 or 90 under my parents policy.
And to austin21, paying 136 a month for storage sounds ridiculous, i think i pay about 20 bucks a month for mine and thats for fire and theft. How could yours be that close to your regular insurance cost? What does anyone else pay for storage?
02-08-2007, 06:40 PM
#52
11 Second Club
iTrader: (12)
Join Date: Dec 2006
Location: Newark, DE
Posts: 105
Likes: 0
Received 0 Likes
on
0 Posts
I'm 18 and pay roughly about $250 a month with the car in my dads name. However, the insurance company knows I'm the driver because the car was in my name for a day, but thanks to the guys at Porter Chevy (where I bought my car) for being nice and letting us change over the documents to my dads name 
after we found out that insurance companies wanted $6600 for 6 months of insurance with the car in my name.
And I'm not joking about $6600 for just 6 months, I got this quote from Geico and I believe Allstate. So even though I am paying more than some people it sure beats the **** out of prices from other competitors (if you want to call them competitors with those rates
)
after we found out that insurance companies wanted $6600 for 6 months of insurance with the car in my name. And I'm not joking about $6600 for just 6 months, I got this quote from Geico and I believe Allstate. So even though I am paying more than some people it sure beats the **** out of prices from other competitors (if you want to call them competitors with those rates
)
02-09-2007, 09:24 PM
#53
Teching In
iTrader: (1)
Join Date: Nov 2006
Location: North America
Posts: 47
Likes: 0
Received 0 Likes
on
0 Posts
All I have to say is at that age get your parents to co-sign (if they have good driving records) and put it under their insurance policy with you as a part time driver. its way better, I was only paying 50 a month for my 96Z when I was 19.
Im now 23, not married, with an 00 SS and Im paying 128$/month (for full coverage 50/100/300 with 500 collision/250 comp deductables)
Im now 23, not married, with an 00 SS and Im paying 128$/month (for full coverage 50/100/300 with 500 collision/250 comp deductables)
02-10-2007, 06:16 PM
#54
10 Second Club
iTrader: (11)
Join Date: Apr 2006
Location: Indy, IN
Posts: 858
Likes: 0
Received 0 Likes
on
0 Posts
I am 23, i have full coverage with a $500 deductable on both my 00 Z28 and my 94 Grand Cherokee. I pay 156 a month for them. I have had 0 accidents and only 1 seat belt ticket that didn't go on my record.
My camaro insurance is 93.32 a month and the jeep is 61.14 a month. I have the over 25 rate on the camaro since it is a second vehicle and both are under my name.
I have Bodily injury/property damage liability
Medical Payments
Comprehensive
500 deduct collision
Emergency road service
Unisured motor vehicle
Underinsured motor vehicle.
This is all through state farm
My camaro insurance is 93.32 a month and the jeep is 61.14 a month. I have the over 25 rate on the camaro since it is a second vehicle and both are under my name.
I have Bodily injury/property damage liability
Medical Payments
Comprehensive
500 deduct collision
Emergency road service
Unisured motor vehicle
Underinsured motor vehicle.
This is all through state farm
02-10-2007, 09:04 PM
#55
On The Tree
iTrader: (4)
Join Date: Jul 2006
Location: Ks
Posts: 117
Likes: 0
Received 0 Likes
on
0 Posts
I'm 17 and drive a '99 trans am. I have to pay for car payment and insurance. I can tell you now, no way I could afford it under my own name. I'm under my parents insurance and I pay Around $650 for 6 months of full coverage. Still a considered a sports cart but a ton cheaper than your own name.
Kyle
Kyle
02-11-2007, 07:14 AM
#56
Originally Posted by NDFORSPD
all I can say is Bend over Billy, not gonna be pretty, go under your parents' ins.
DEFINATELY under your parents.
When I first got my Camaro Z28 it was $300 a month. I moved to a nice high population area in Texas and it jumped to $450 a month.
Then the Air Force decided I needed to move to Colorado Springs (obviously in Colorado) and then my insurance company told me it was going to be $698 a month. A MONTH!!!!!!!
I called around a LOT and that was about the best I was going to get. Apparently they basically told me they were not going to insurance a 19 year old to drive on ice covered roads in a RWD, 300+ car, with an engine that was in the cars that take first, second, and third in the list of the top five cars in vehicular fatalities (Corvette, Firebird, Camaro).
02-11-2007, 02:11 PM
#59
Guest
Posts: n/a
I pay $86 a month for collision. Thats for the Z and my 94 Sunbird and road side assistance )towing and all). Thats with one fender bender that was my fault. Before that it was $72.
I am 23 and thats with GEICO. So far they are the cheapest and VERY good people and will look out for you. Keep in mind my parents have been with them for 12+ years and you can't get road side with just collision but since I have been with them so long along with my parents they added it on for me and I did not even have to ask (Now THATS customer service!!!)
Full coverage would be $160ish a month I think year round.
When I was on my parents plan I was paying like $120 a month.... just something to think about.
I will be 24 in August. Can't wait untill I turn 25 and insurance drops like a rock. I will get a new beater then.
I am 23 and thats with GEICO. So far they are the cheapest and VERY good people and will look out for you. Keep in mind my parents have been with them for 12+ years and you can't get road side with just collision but since I have been with them so long along with my parents they added it on for me and I did not even have to ask (Now THATS customer service!!!)
Full coverage would be $160ish a month I think year round.
When I was on my parents plan I was paying like $120 a month.... just something to think about.
I will be 24 in August. Can't wait untill I turn 25 and insurance drops like a rock. I will get a new beater then.
02-11-2007, 02:57 PM
#60
TECH Fanatic
iTrader: (16)
Join Date: Aug 2006
Location: Missouri
Posts: 1,055
Likes: 0
Received 0 Likes
on
0 Posts
21 year old
1 accident
0 tickets (had a lawyer take care of them all, so I lost no points)
$117/month (full Coverage...$1000 Deductable) through The Hartford
Check insurance.com and carinsurance.com....they always seem to have the CHEAPEST rates!
1 accident
0 tickets (had a lawyer take care of them all, so I lost no points)
$117/month (full Coverage...$1000 Deductable) through The Hartford
Check insurance.com and carinsurance.com....they always seem to have the CHEAPEST rates!