Avg. insurance on a ls1 f-body
04-04-2007, 12:15 PM
#21
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I live in Indiana, 23 yr old no accidents/tickets 02 Z-28, 150/mo full coverage but 1000 coll ded and 500 comp. with Geico... about the cheapest i can find here in Indy.
04-04-2007, 12:26 PM
#22
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Man you guys pay high rates. I'm in NJ with the highest auto insurance rates in the country and I only pay $450. annual. Includes $25K agreed value and $1k ded. for collision and theft/fire. 
04-04-2007, 01:49 PM
#24
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I have everyone beat LOL! I pay 278.43 for full coverage on a 2002 Formula Firebird. Thats the cheapest I can find. Im 24 yrs old and been in the military for 4 yrs. I know Im getting holed but it is the cheapest I could find. Thats for 6 months also.
04-04-2007, 04:20 PM
#25
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i think i said 305/mo :/ which is actually about half of wat all the other companies wanted. gieco, state farm, etc. graduated licensing system sucks in iowa
04-04-2007, 04:28 PM
#26
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I have Full coverage on my 99z28 and 00 stratus with 250 comp and 500 collison through ALLSTATE, Im 26 my wife is 24 no tickets or accidents right now and we pay 176 a month for both. I have had the policy since I was 16 though just added my wife 2 years ago, that might make a difference.
For some reason though a 99 was 95 dollars A MONTH cheaper than 98 model, wierd.
For some reason though a 99 was 95 dollars A MONTH cheaper than 98 model, wierd.
04-04-2007, 04:51 PM
#27
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$140/mo for full coverage with Statefarm. $250/UIM and $500/my fault collision. But then again its on my dad's policy he has 6 vehicles so we all cash in on the discount. Plus I heard that insurances weren't suppose to base coverages on your credit record and they do. True or false?
04-04-2007, 05:43 PM
#32
Jesus, I can't believe I'm the only insurance agent on here, or at least the first to speak up.
You guys are totally missing the point. There is no such thing as an "average" rate for insurance. Most insurance companies use over 40 different criteria to determine your rate, any one of which could drastically alter what you're paying. Not to mention there are things like location, rated drivers, and coverages that change the rate.
NEVER, EVER COMPARE YOURSELF TO ANOTHER PERSON WHEN IT COMES TO INSURANCE!!
Mainly because you may think you're close to your buddy, same age, you guys drive the same car, but there are things you can't see or didn't think of which would make the rates different. So don't bother with these threads, they aren't helping you at all.
I help people with insurance all the time on Z28.com, feel free to PM me here or send me an e-mail to thephantompooper@hotmail.com. I'll be happy to answer any questions you guys have about insurance that I can help you with.
You guys are totally missing the point. There is no such thing as an "average" rate for insurance. Most insurance companies use over 40 different criteria to determine your rate, any one of which could drastically alter what you're paying. Not to mention there are things like location, rated drivers, and coverages that change the rate.
NEVER, EVER COMPARE YOURSELF TO ANOTHER PERSON WHEN IT COMES TO INSURANCE!!
Mainly because you may think you're close to your buddy, same age, you guys drive the same car, but there are things you can't see or didn't think of which would make the rates different. So don't bother with these threads, they aren't helping you at all.
I help people with insurance all the time on Z28.com, feel free to PM me here or send me an e-mail to thephantompooper@hotmail.com. I'll be happy to answer any questions you guys have about insurance that I can help you with.
04-04-2007, 05:53 PM
#33
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Originally Posted by TORK?
If you can, try to get it under your parents' name. I know my car for full coverage under my name would have been like $800 or something every 6 months. But under my mom's policy and me as the primary driver it is ~$340 every 6 months. 22 yo with 1 ticket on my record (3rd day I had my license for screeching tires LOL). It will also depend on where you live. Obviously if you live in a city like Chicago or Miami it will be more than if you live in po-dunk Illinois.
Last edited by '99bluez; 04-04-2007 at 06:07 PM.
04-04-2007, 06:53 PM
#35
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Originally Posted by Phantompooper
Jesus, I can't believe I'm the only insurance agent on here, or at least the first to speak up.
You guys are totally missing the point. There is no such thing as an "average" rate for insurance. Most insurance companies use over 40 different criteria to determine your rate, any one of which could drastically alter what you're paying. Not to mention there are things like location, rated drivers, and coverages that change the rate.
NEVER, EVER COMPARE YOURSELF TO ANOTHER PERSON WHEN IT COMES TO INSURANCE!!
Mainly because you may think you're close to your buddy, same age, you guys drive the same car, but there are things you can't see or didn't think of which would make the rates different. So don't bother with these threads, they aren't helping you at all.
I help people with insurance all the time on Z28.com, feel free to PM me here or send me an e-mail to thephantompooper@hotmail.com. I'll be happy to answer any questions you guys have about insurance that I can help you with.
You guys are totally missing the point. There is no such thing as an "average" rate for insurance. Most insurance companies use over 40 different criteria to determine your rate, any one of which could drastically alter what you're paying. Not to mention there are things like location, rated drivers, and coverages that change the rate.
NEVER, EVER COMPARE YOURSELF TO ANOTHER PERSON WHEN IT COMES TO INSURANCE!!
Mainly because you may think you're close to your buddy, same age, you guys drive the same car, but there are things you can't see or didn't think of which would make the rates different. So don't bother with these threads, they aren't helping you at all.
I help people with insurance all the time on Z28.com, feel free to PM me here or send me an e-mail to thephantompooper@hotmail.com. I'll be happy to answer any questions you guys have about insurance that I can help you with.
Because you never get the exact rate until you give them all of your information and that takes a while.If you look at the rates they seem to range from about 85/month to 150/month and 200+ being the extreme. I think this is the information he is looking for and seems to be a good amount of data from real world customers not some "quote" from an insurance company.
04-04-2007, 07:07 PM
#37
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Originally Posted by dmelton
I'm pretty sure he is just trying to get an Idea, yeh it would be just as easy to call the insurance company or not Because you never get the exact rate until you give them all of your information and that takes a while.
If you look at the rates they seem to range from about 85/month to 150/month and 200+ being the extreme. I think this is the information he is looking for and seems to be a good amount of data from real world customers not some "quote" from an insurance company.
Because you never get the exact rate until you give them all of your information and that takes a while.If you look at the rates they seem to range from about 85/month to 150/month and 200+ being the extreme. I think this is the information he is looking for and seems to be a good amount of data from real world customers not some "quote" from an insurance company.
a f-body. Keep em Comin Guys!
04-05-2007, 12:33 PM
#38
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No B.S. here... When i got my Z I was 21. Had 2 tickets onrecord and my insurance was 430.00 a MONTH! My car payment was 445.00! Now it's barley over 100.00 month w/ 2 tickets but I'm 26!
04-05-2007, 12:46 PM
#39
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I use USAA and pay $141 a month for a 2002 T/A WS6 and 2006 Scion TC(Wifes) Clean record, full coverage 200 deductable for both comp and collision , car rental and towing. If you are in the military or know somebody who is I would get USAA they are the cheapest I have ever seen. I am 26 and been with them for 18 months.
