My car got keyed. Any idea if this amount will total it
09-03-2008, 01:41 PM
#21
Does your insurance not cover you for glass replacement? I'm sure there's probably plenty of people still got a set of headlights hanging around in the parts classifieds! Would your insurance also not pay out if you could find a body shop that would respray the car for less & give them the quote.
I've got some turn signals I'll ship you for free! I ain't usin em.
I've got some turn signals I'll ship you for free! I ain't usin em.
09-03-2008, 03:45 PM
#22
The insurance called and talked to my fiance and said that an adjuster would be out friday. He said something about the possibility of it being totaled and she made it clear that we didnt want it totaled. He said that wasn't up to him. My question now is right now my quote from the autobody shop is right on the line of the %70. When the adjuster comes out usually they give a lower estimate from what i've been told. Does anyone know which estimate they'll go by to compare to the %70. If he gives a lower estimate it should be under the %70 and hopefully not totaled. I'm gettin worried. I have over 7k in mods alone invested in this car and i still owe 5k. I'm unsure about gap insurance. Does anyone know what salvage value is? Thanks
09-03-2008, 08:51 PM
#23
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they will go off of the adjusted estimate, and i'm sure they will lower it, but if they total it buy it back, they will then give you a check for the difference.
buy back is usually very reasonable.
buy back is usually very reasonable.
09-03-2008, 08:57 PM
#24
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The insurance called and talked to my fiance and said that an adjuster would be out friday. He said something about the possibility of it being totaled and she made it clear that we didnt want it totaled. He said that wasn't up to him. My question now is right now my quote from the autobody shop is right on the line of the %70. When the adjuster comes out usually they give a lower estimate from what i've been told. Does anyone know which estimate they'll go by to compare to the %70. If he gives a lower estimate it should be under the %70 and hopefully not totaled. I'm gettin worried. I have over 7k in mods alone invested in this car and i still owe 5k. I'm unsure about gap insurance. Does anyone know what salvage value is? Thanks
Just remember, there's ALWAYS fat in a shop's estimate, they'll have some wiggle room to get the price to where it needs to be. Just make sure the shop and the appraiser know you really really want your car fixed.
09-03-2008, 09:28 PM
#25
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before they would even think about totaling my car ( which is bullshit for paint anyways) I would buy some body filler (if the scratches were so deep it dented) , some sandpaper and some primer and start looking for glass and headlights and fix it my damn self. Oh, I would find a new insurance company also.
09-03-2008, 10:28 PM
#26
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The insurance called and talked to my fiance and said that an adjuster would be out friday. He said something about the possibility of it being totaled and she made it clear that we didnt want it totaled. He said that wasn't up to him. My question now is right now my quote from the autobody shop is right on the line of the %70. When the adjuster comes out usually they give a lower estimate from what i've been told. Does anyone know which estimate they'll go by to compare to the %70. If he gives a lower estimate it should be under the %70 and hopefully not totaled. I'm gettin worried. I have over 7k in mods alone invested in this car and i still owe 5k. I'm unsure about gap insurance. Does anyone know what salvage value is? Thanks
Man this same thing happened to me and i have State Farm. My whole car was keyed. I have the Camaro in the Sig. I think the value of the car was like around 5,500 and the claims adjuster came out and i spoke with her and she worked with me to keep it under so my car wasnt totaled. they were very helpful and i got a check for like 3500 dollars. I am sure they will be pretty cool about it. They dont really want to total your car for being keyed trust me. you will be fine!! I know how you feel man it sucks i was so Freaking Pissed!!
09-06-2008, 02:42 PM
#30
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sounds like u someone needs to quit messin with the lil slow ricers 
i had the same problem.. car got paintballed numerous times and driver side door got kicked or punched not sure.. but had spider cracks like mad.. found out after 2 weeks of dealing with it.. was a highschooler in a civic that i raced and pissed off before lol... sorry to hear bout this, wish u best of luck
i had the same problem.. car got paintballed numerous times and driver side door got kicked or punched not sure.. but had spider cracks like mad.. found out after 2 weeks of dealing with it.. was a highschooler in a civic that i raced and pissed off before lol... sorry to hear bout this, wish u best of luck 
. What did their appraiser come up with as far as a total figure?
09-06-2008, 05:51 PM
#33
Glad to hear it, man. The insurance companies are fine and dandy when they can just total a car and move on. But, when a client (you) takes the time to invest in the vehicle, and do some of the price shopping for them (e.g. going on ebay for cheaper prices for parts) they're less inclined to total the car and go forward with any repairs. Unfortunately, and I've personally seen this happen, this happens a lot to females. They figure usually the woman just wants to get a replacement vehicle and be done with it. But there are women out there who actually like the car they drive, and would rather not part with it. A similar thing happened to my mom; she did not want a little fender-bender to result in her anniversary-edition Camaro being totaled/salvaged. She fought back, did her homework, and had the insurance company repair her car with no salvage title.
09-06-2008, 07:05 PM
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It's all about the bottom line.
So if his car was worth $3K and it cost $5K to repaint the car why would the insurance company dump $5K into a shitbox?
So if his car was worth $3K and it cost $5K to repaint the car why would the insurance company dump $5K into a shitbox?
