Beware chase bank!

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Old Jul 12, 2011 | 06:56 PM
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Default Beware chase bank!

Just realized I'm being charged $12 a month for my account. She says tgats how much an account is unless you have $1500 at a minimium in it. Went to close my account and withdrew what was left after all the pending purchases. Next day I have an overdraft fee. I have never had one. Crooked ********!
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Old Jul 12, 2011 | 07:09 PM
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How did you open your account. You didnt read over the paperwork?
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Old Jul 12, 2011 | 07:12 PM
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Almost every single bank charges now. Or they want you to have a savings account also. I don't pay at wells fargo since I had my account about 1yr before they started to charge
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Old Jul 12, 2011 | 07:36 PM
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Chase doesn't charge me a monthly fee, but I know part of that has to do with having checking and savings and also you have to have direct deposit
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Old Jul 12, 2011 | 07:37 PM
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I've had my account with chase for years, and they still charge me..
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Old Jul 12, 2011 | 07:37 PM
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On a side note, Bank of America is the devil....
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Old Jul 12, 2011 | 07:59 PM
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Originally Posted by 98blackbirdta
I've had my account with chase for years, and they still charge me..
Werd. They got me twice. Bitches.
I changed my account to a College Checking. No minimum balance required, no direct deposit minimum required, and best of all, no fee...until you graduate, then it switches back to the regular Checking account.
Whatever. I'll be in school forever anyway!
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Old Jul 12, 2011 | 08:04 PM
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They charge people that don't have direct Deposit.
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Old Jul 12, 2011 | 08:08 PM
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I remember a few years ago I got somewhere under $1500 in my account but they never charged me anything.

I originally opened my account with Washington Mutual back in 2002, Chase bought them out but I guess they still honor my original contract. I've never had to sign anything or make any changes to my account since Chase took over. They may have made some changes for me, notified me through the mail, but I never read that ****.
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Old Jul 12, 2011 | 08:10 PM
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I have two accounts at chase and they've never charged me, providing I make five debit card purchases or transactions. I haven't read the new terms and conditions I recently got. Ill be looking out for that thanks.
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Old Jul 12, 2011 | 08:18 PM
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They usually don't charge if you have direct deposit setup.
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Old Jul 12, 2011 | 08:52 PM
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Had chase for yrs,Never have charged me.....
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Old Jul 12, 2011 | 08:58 PM
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With most Chase accounts you either need to have direct deposits totaling over $300 a month or keep over $1500.
I have had one account for almost 15 years. Plus i opened a 2nd account about a year ago and i have never been charged a monthly service fee. I keep less then 1k in checking accounts I use and most my cash gets moved to different savings accounts quick after deposit.
It sounds like you dont have direct deposit and withdrew your money before everything cleared your account. Chalk it up to lessened learned, you didn't follow the terms you agreed too.
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Old Jul 12, 2011 | 09:02 PM
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Originally Posted by 98blackbirdta
I've had my account with chase for years, and they still charge me..
Thats why you should change to Wells Fargo or go to a Credit Union they don't charge you.

Originally Posted by rooster99ss
On a side note, Bank of America is the devil....
This x 10000000000
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Old Jul 12, 2011 | 09:04 PM
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Credit Unions FTW!
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Old Jul 12, 2011 | 09:37 PM
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+1 on credit unions
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Old Jul 12, 2011 | 10:55 PM
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Originally Posted by DopeFedZ
How did you open your account. You didnt read over the paperwork?
/ thread
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Old Jul 12, 2011 | 10:58 PM
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I work at the Credit Union of Texas and we have a Free Checking Account. It's free of minimum balances and monthly service fees. It just doesn't earn interest, only in the savings. PM me if you want more info.
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Old Jul 13, 2011 | 12:16 AM
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sounds like u need to quit being poor bro. jk
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Old Jul 13, 2011 | 12:28 AM
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Chase is now starting to charge a fee to everyone even if it is a direct deposit, all banks are basically doing it now my old bank BBVA Compass started to do it to me so I ditched them.

USAA Free Checking FTW!
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