What kind of insurance do you guys put on the cars you rarely drive?
04-30-2012, 09:27 PM
#41
I have Progressive with 2 vehicles insured, a 2000 eclipse (my DD) and a 2002 Ws6. I explained that the TA is a pleasure vehicle and that I drive the Eclipse to work everyday. Liability on the Eclipse and full coverage on the TA is 90 bucks a month total. 15 for the DD and 75 for the TA. Cant really beat that, although I have been with them for 5 years and no accidents/claims.
05-01-2012, 01:52 PM
#42
TECH Fanatic
iTrader: (10)
Join Date: Mar 2005
Location: Cypress, Tx
Posts: 1,041
Likes: 0
Received 0 Likes
on
0 Posts
wow, seems high.. how many miles a year is that based on? My '66 is insured for 25K, and it cost me $207 this year ..
sorry they quoted that High .. Grundy might have a better price. I used Hagerty instead of Grundy when I insured the '66 back in 2008 because Grundy couldn't do anything online back then, and it took 3 weeks to get the policy in place. I would hope that has changed with them.
05-01-2012, 02:56 PM
#43
TECH Junkie
Thread Starter
iTrader: (64)
Join Date: Sep 2004
Location: San Antonio, TX
Posts: 3,612
Likes: 0
Received 0 Likes
on
0 Posts
wow, seems high.. how many miles a year is that based on? My '66 is insured for 25K, and it cost me $207 this year ..
sorry they quoted that High .. Grundy might have a better price. I used Hagerty instead of Grundy when I insured the '66 back in 2008 because Grundy couldn't do anything online back then, and it took 3 weeks to get the policy in place. I would hope that has changed with them.
sorry they quoted that High .. Grundy might have a better price. I used Hagerty instead of Grundy when I insured the '66 back in 2008 because Grundy couldn't do anything online back then, and it took 3 weeks to get the policy in place. I would hope that has changed with them.
05-01-2012, 04:27 PM
#44
Staging Lane
iTrader: (2)
Join Date: Nov 2001
Location: DFW
Posts: 91
Likes: 0
Received 0 Likes
on
0 Posts
This has me thinking....
I have everything through USAA, and the one thing that i loved about them is they said they would cover some of the extra work as long as I have reciepts to prove the value. Now, I am not sure about this today as my car has been in "storage mode" as well. My car is almost done and may have me calling another insurance company if USAA doesn't pan out.
Also, I will say USAA has been amazing to me. Prompt response and very well organized. I had a hail claim on my 545i with no issues and no raise in premium. USAA has also been the cheapest for me as well.
Let us know how Grundy works out for you. I may be down this path soon as well.
I have everything through USAA, and the one thing that i loved about them is they said they would cover some of the extra work as long as I have reciepts to prove the value. Now, I am not sure about this today as my car has been in "storage mode" as well. My car is almost done and may have me calling another insurance company if USAA doesn't pan out.
Also, I will say USAA has been amazing to me. Prompt response and very well organized. I had a hail claim on my 545i with no issues and no raise in premium. USAA has also been the cheapest for me as well.
Let us know how Grundy works out for you. I may be down this path soon as well.
05-01-2012, 05:00 PM
#46
Good timing in this- USAA has a collector policy option through American General insurance. I called USAA and was transferred to them.
I got a price of 1050 a year for the 69 t/a clone (25k), 79 TATA (25k), 79 TA (5k), 94 25th TA (10k), 97 WS6 (10k), and 02 Firehawk (20k).
All are agreed value policies and you are allowed pleasure drives which means you take it out cause you want to. I did have to prove that I had another car to drive daily.
I got a price of 1050 a year for the 69 t/a clone (25k), 79 TATA (25k), 79 TA (5k), 94 25th TA (10k), 97 WS6 (10k), and 02 Firehawk (20k).
All are agreed value policies and you are allowed pleasure drives which means you take it out cause you want to. I did have to prove that I had another car to drive daily.
05-01-2012, 08:54 PM
#48
TECH Apprentice
iTrader: (15)
Join Date: Apr 2007
Location: Fort Worth, TX
Posts: 351
Likes: 0
Received 0 Likes
on
0 Posts
I use Hagerty. They have been great every time I have had to deal with them agreed coverage is a good thing. $25k of coverage for $220 a year. Got the entire thing done in one afternoon.
Grundy also does the same type of stuff, and they will do agreed coverage on any vehicle, no matter what the age .. not sure on their pricing though.
Grundy also does the same type of stuff, and they will do agreed coverage on any vehicle, no matter what the age .. not sure on their pricing though.
Read the terms tho...
05-01-2012, 11:09 PM
#49
TECH Junkie
Thread Starter
iTrader: (64)
Join Date: Sep 2004
Location: San Antonio, TX
Posts: 3,612
Likes: 0
Received 0 Likes
on
0 Posts
Good timing in this- USAA has a collector policy option through American General insurance. I called USAA and was transferred to them.
I got a price of 1050 a year for the 69 t/a clone (25k), 79 TATA (25k), 79 TA (5k), 94 25th TA (10k), 97 WS6 (10k), and 02 Firehawk (20k).
All are agreed value policies and you are allowed pleasure drives which means you take it out cause you want to. I did have to prove that I had another car to drive daily.
I got a price of 1050 a year for the 69 t/a clone (25k), 79 TATA (25k), 79 TA (5k), 94 25th TA (10k), 97 WS6 (10k), and 02 Firehawk (20k).
All are agreed value policies and you are allowed pleasure drives which means you take it out cause you want to. I did have to prove that I had another car to drive daily.
I still need to check into Grundy, but I don't see it getting cheaper than American Collectors.
05-01-2012, 11:33 PM
#50
American General matched my coverage with USAA. USAA has a lot to lose if they recommended a shady company.
USAA is a great company but I would never, ever buy another house through them. My neighbor said the same thing.
USAA is a great company but I would never, ever buy another house through them. My neighbor said the same thing.
05-02-2012, 06:13 AM
#51
Im sure the value of the G8 and the Quest sure top a 02 ta and a beater $1500 Eclipse. I think 90 bucks a month is actually pretty cheap. And when the policy expires in July, it should drop a little also, so I will end up paying like 80 bucks a month.
