Is it a Total Loss????

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Old Jun 19, 2006 | 04:48 PM
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Default Is it a Total Loss????

Houston Weather.....Got to love it, I was driving to work this morning when it started raining so hard I couldnt see two feet in front of me, Next thing you know my car is Floating!!!!!! Not really floating but the water was up to the hood, then it stalled, So I called my wife told her to call allstate and stay home it was nasty. Sat in the car till my azz started to get wet then decided to get to higher ground. At this point I hope they total it out because wet cars = Problems forever. So what do you guys thing Totaled or not?????? Water was up almost to the dash.
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Old Jun 19, 2006 | 04:53 PM
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it will depend on how the car is still worth -- if the damage is more (which it will most likely be) than the cars worth than yes. -- usely if water gets that high on the jaguars/land rovers that i work on, that is usally enough to total one.

sorry about the car bro.
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Old Jun 19, 2006 | 04:54 PM
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Usually they total them once water gets to the dash. That sucks, but for your sake, I hope they total it too.
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Old Jun 19, 2006 | 05:09 PM
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WTF bro..Did you drive into a lake???
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Old Jun 19, 2006 | 05:09 PM
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Yeah the car is a 1999 TA with 83,000 miles on it???? I hope they say its junk, Because I got my eye on something Else
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Old Jun 19, 2006 | 05:12 PM
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Man the roads down here are Fucked today, It was a sad site My boy got a pic on his phone when he gets off I will post it up!!!!
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Old Jun 19, 2006 | 05:40 PM
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sorry to hear tat bud. u'll get whats comming to u...
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Old Jun 19, 2006 | 06:06 PM
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Sucks man, I have almost lost my TA to a street flood once, know the feeling well.
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Old Jun 19, 2006 | 07:00 PM
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sorry to hear that man!! Hope you get a new toy
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Old Jun 19, 2006 | 07:32 PM
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I am really sorry to hear about this, it makes me sad to know another f-body was lost.

You should hope they total it, or you are going to have all sorts of problems, especially if you left it running untill it died. Water in the engine = no bueno
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Old Jun 19, 2006 | 08:53 PM
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What part of town were you in? It is probably done, sorry, but at least it sounds like you can turn this into a positive if they total it.

There is so much work to do on a flooded car, you are better off if they do total it honestly.
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Old Jun 19, 2006 | 08:53 PM
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Gone! sorry!
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Old Jun 26, 2006 | 05:46 PM
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Still no word if its gone or what, My adjuster is going to look at the car in the morning(Its about time). So I will be in the market for a new ride hopfully by next week. Anybody have any Leads????
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Old Jun 27, 2006 | 04:34 AM
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Originally Posted by Black Bird1
Still no word if its gone or what, My adjuster is going to look at the car in the morning(Its about time). So I will be in the market for a new ride hopfully by next week. Anybody have any Leads????
Sorry to hear about your car man, hopefully everything turns out like you want. What kind of car are you looking at?
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Old Jun 27, 2006 | 05:57 AM
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I would really prefer another Trans Am, But I would get a camaro its badazz.
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Old Jun 27, 2006 | 07:29 AM
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I flooded my car the same day off of Champion Forest Drive. The water only got to the floor board so they won't total it. I did sieze the block though. It's a good thing that they won't total my car because they will only give you 50%-60% of the car's worth. I still owe $12,500. So if they say my car is worth $16,000, I only get $8,000-$9,600 for it. So, now I get the max amount just before the "totaled" limit and build me a super fat motor! Good luck with your car, I hope it works out for you!
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Old Jun 27, 2006 | 08:04 AM
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Originally Posted by anLS1x2
I flooded my car the same day off of Champion Forest Drive. The water only got to the floor board so they won't total it. I did sieze the block though. It's a good thing that they won't total my car because they will only give you 50%-60% of the car's worth. I still owe $12,500. So if they say my car is worth $16,000, I only get $8,000-$9,600 for it. So, now I get the max amount just before the "totaled" limit and build me a super fat motor! Good luck with your car, I hope it works out for you!

both times I have had a vehicle totaled, my insurance company gave me NADA Retail + TT&L. They will give you replacement value for the car.

My CRX had a competition stereo in the car and they even gave me MSRP to replace the equipment that was lost in the accident.
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Old Jun 27, 2006 | 09:15 AM
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Yeah, Thank God for Gap Ins.
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Old Jun 27, 2006 | 03:40 PM
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Originally Posted by Black Bird1
Yeah, Thank God for Gap Ins.
I didn't have gap....
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