slayer_taunu

iTrader: (3)

i'm about to insure my car(s), and have got quotes from allstate, progressive, and geico. how much difference does it really matter what company you go with?

i know allstate advertises all kinds of perks, but their quote was astronomical compared to what geico and progressive quoted me.

i attempted to get quotes with equal coverage (wasnt 100% possible cuz of the different ways each companies bundle some things). The total for two cars (01 firehawk 88 GTA), geico was the cheapest, progressive was about 33% higher per year, and allstate was almost SEVEN TIMES HIGHER!! i guess allstate really doesnt like sports cars???

anyways... i know all 3 of those are national carriers, so am i making a bad assumption that if i go with geico, it will be trouble free should i ever need them for something? or does it matter so little that I could even go with a more obscure carrier to save more money?

i like saving money, but at the same time, i dont want to **** myself should something bad ever happen.

Splitz

iTrader: (1)

Depends on what you expect from an insurance company as well. I've ALWAYS been with State Farm because I can just goto my agent personally and speak with him. He's knows my Mom and Dad and all of their friends. I've had the same agent since I started driving in '93. You don't get that kind of personal relationship with Geico, Progressive, and even All-State sometimes.

My personal preference has always been the brick and mortar insurance companies, not the 1-800 companies that might not really care about a claim on a "personal" level because you aren't in person....just another phone call to a call center somewhere in middle america (Or in India or Mexico). Always about personal contact with me and insurance companies.....anyway....

I cover a 2006 Chrysler Pacific with $500 deductibes for $379/6 months and my 2002 Z28 for $392/6 Months (i've got one accident that will go next year), I could probably get a cheaper quote with Geigo/Progressive but....why? to save a few extra bucks a year and not get the service I expect from an insurance company.

turbols1_05

iTrader: (2)

Progressive will take care of you!! I insured both my z's with them, and they wont fu#$ you if something happens to your car!!

ex-SS-ve

iTrader: (9)

depending on your age. you might want to give amica a try. i had allstate for a while. and made the switch after seeing the almost 800$ a year savings talk about extra mod money!

slayer_taunu

iTrader: (3)

correction... i looked it up and my accident was 3 years ago THIS week... so now i have a clean record for 3 years after this week, and progressive becomes cheaper than geico. state farm was about $500 higher per year than progressive.

Gun5

iTrader: (37)

man my 6 months are $1,600 or so for my car bah! being 17

slayer_taunu

iTrader: (3)

allstate wanted to charge me like $2600 for two cars for 6 months!!! thats worse than what i paid when i was 16!

01 Red WS6

iTrader: (4)

Allstate is crap anyway. If you have a claim it's like pulling teeth to get the amount you need to fix the car. My grandfather and uncle have allstate and they have nothing but trouble from them.

I use state farm and I've never had a problem. I don't know if I could save more with another company but I really don't care to if I'm going to get crapy service

MrDude_1

iTrader: (4)

you'll find prices change ALOT from state to state too....