HELP! young and in debt!
HELP! young and in debt! ok so im 19 turning 20 in july, have never struggled with money or have been late on a payment. Well last month i got layed off @ the bodyshop i was @ because business was slow.So i have been to every body shop in my area and none of them want to hire a young bodyman...so..this is now why i missed my first car payment.so i call the bank and tell them im gona be late so i pay some 80$extention fee. then my rent comes **** cant afford that eather. and other bills are stacking up also like my tool truck paymants,water,lights,T/A needs front tires and rearLCAs,gas,food just **** like that and i know it sounds like little pedy **** to you guys but all im asking for is some advise in what to do. im still lookin for work and im @ the point now where i may need two jobs!
any advise would help guys...
thomas
any advise would help guys...thomas
Banned
iTrader: (2)
Joined: Sep 2007
Posts: 90
Likes: 0
From: Putting my feet in your couch, cause thats how im living
This affects all of us at some point in our life. All you can really do is keep looking for work and really lean of family and friends for help. I would say that you will be sucking for a month or two but make sure your bills do not make up 80% or more of your income.
Also at your age its impossible to try and save money but you wanna try to save up at least 2-3 months worth of salary to keep this from happening again.
I am surprised nobody beat me to the punch on this. I will pray for you man and hope your situation gets better.
Zach at LSM
Also at your age its impossible to try and save money but you wanna try to save up at least 2-3 months worth of salary to keep this from happening again.
I am surprised nobody beat me to the punch on this. I will pray for you man and hope your situation gets better.
Zach at LSM
TECH Fanatic
Joined: Nov 2001
Posts: 1,877
Likes: 0
From: Houston
start looking for a job that doesn't have to do with bodywork, it shouldn't be hard to find one by the end of the day.
sounds like you were pretty close to living in debt when you HAD a job also, you might want to cut back on some expenses.
other than those things, you're not hustlin hard enough.
sounds like you were pretty close to living in debt when you HAD a job also, you might want to cut back on some expenses.
other than those things, you're not hustlin hard enough.
Sorry to hear that Thomas, you seemed to be in the right frame of mind and without any worries when we hung out last Friday. I'll keep an ear open for ya and take the guy's above vice and maybe try a different field of work. Try the food industry, there are always hungry people out there that dont want too cook and there are too many people out there that will drive around for years with the same dent, gash or what have ya in a car (i.e. me). If your up for a meal on me and are in my area (call me first) stop on by and we can talk more about options.
thanks guys its just hard b/c i dont know where to begin. all i really know is cars haha never worked in another field. but i know i can learn its just gona be kinda strange...
but im almost out of options...thank youguys alot for the advice keep it coming
thomas
but im almost out of options...thank youguys alot for the advice keep it coming
thomas
Trending Topics
"Needs" is a word that needs to be picked apart with a fine tooth comb in this situation. If its not directly related to your well bieng or health, you dont NEED it. I have been there man and i feel your pain. i started the same time you did, im now 24 and have just about got my self back to zero debt and i make very good money. If youre not gonna be making 1000+ a week paychecks you pretty much have to cut out all luxuries and useless spending.
LS1 Tech Stories
The Best V8 Stories One Small Block at Time
6 Common C5 Corvette Failures and What's Involved In Repairing Them
Pouria Savadkouei
Retro Modern Bandit Pontiac Trans AM Comes With Burt Reynolds' Autograph
Verdad Gallardo
Top 10 Greatest Cadillac V Series Performance Models Ever, Ranked
Pouria Savadkouei
Top 10 Most Powerful Chevy Trucks Ever Made!
Hennessey's New Supercharged Silverado ZR2 Has 700 HP
Verdad Gallardo
Coachbuilt N2A Anteros Is an LS2-Powered C6 Corvette In Italian Clothes
Verdad Gallardo
Awesome K5 Blazer Restomod Comes With C7 Corvette Power
Verdad Gallardo
10 Camaros You Should Never Buy
10 LS Engine Myths That Refuse to Die
Verdad Gallardo
Selling stuff only delays the inevitable. Spending as little as possible and making money faster than expenses is the ONLY way to get out of debt. Let the parties you owe know of your situation and what you are doing to prevent default, evidence will get you more sympathy.
Keep trying to find a job in your area. You may need to get a job from a temp hiring agency. They don't pay too well and they take a few weeks to get started, but everyone shy of that bum with a needle in his arm can find work. I worked on an assembly line getting a whopping $7.25/hr but it helped. I got paid more working for the Gallup Organization.
good luck
Keep trying to find a job in your area. You may need to get a job from a temp hiring agency. They don't pay too well and they take a few weeks to get started, but everyone shy of that bum with a needle in his arm can find work. I worked on an assembly line getting a whopping $7.25/hr but it helped. I got paid more working for the Gallup Organization.
good luck
Hit one of the big construction compaines up and start off as unskilled labor for now.
If you want to stay automotive, try SafetyKleen or their competitors. When I got on they were willing to do what needed to be done to get you a class B CDL. You'd be in and out of body shops all day so you could network while on the job.
These aren't nice jobs but it is money. Both got me through rough patches. I even did the sub teacher gig for a while.
If you want to stay automotive, try SafetyKleen or their competitors. When I got on they were willing to do what needed to be done to get you a class B CDL. You'd be in and out of body shops all day so you could network while on the job.
These aren't nice jobs but it is money. Both got me through rough patches. I even did the sub teacher gig for a while.
On The Tree
Joined: Apr 2007
Posts: 129
Likes: 0
From: Near Indy
Hit up your local union halls.....Start out doing bitch work as a laborer and you'll make 16 and hour atleast and well a few years and if your a good worker 20-25Hr....That would probably pay your bills.
Banned
Joined: Apr 2007
Posts: 269
Likes: 0
TECH Apprentice
Joined: Jun 2008
Posts: 391
Likes: 0
From: Mesa, AZ
I'm about there myself. A little different of a situation, but the bills are stacking up since my last job ended.
I was fortunate enough to have 4 months salary saved up, getting ready for an LS2 or LS6 for the Z... but bills are bills, and they come before toys.
Like everyone else said... it may be weird, but a job first, a job you like second. Priorities are very important. It might be a shitty silver lining, but experiencing this while you're young will be good for you, and it is much easier to recover long-term from this sort of thing while you're young i've found.
I was fortunate enough to have 4 months salary saved up, getting ready for an LS2 or LS6 for the Z... but bills are bills, and they come before toys.
Like everyone else said... it may be weird, but a job first, a job you like second. Priorities are very important. It might be a shitty silver lining, but experiencing this while you're young will be good for you, and it is much easier to recover long-term from this sort of thing while you're young i've found.