Vehicle Loan Advice
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On The Tree
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Joined: Sep 2008
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From: Orange County, CA
Vehicle Loan Advice Long story short I'm looking for a Loan Co. that does all three of these things:
A) Will Finance a Vehicle from out of state
B) Will Finance a Vehicle older than 7 years
C) Will Finance you for 100% of the KBB value
Anyone know? Or if even has a guess its better than nothing. I'ma have to start asking to see if i can get a personal loan soon if i can't come up with an auto loan.
But doubt they will give a 20 year old with a low income job a loan for 7k.
A) Will Finance a Vehicle from out of state
B) Will Finance a Vehicle older than 7 years
C) Will Finance you for 100% of the KBB value
Anyone know? Or if even has a guess its better than nothing. I'ma have to start asking to see if i can get a personal loan soon if i can't come up with an auto loan.
But doubt they will give a 20 year old with a low income job a loan for 7k.
I got a loan though RAFE Credit Union in Riverside for my 1967 Camaro for 9,500 when I was 18 and made 9.00 an hour, it was in CA but Im not sure what effect being out of state will have on your car.
Google them, call them and give them a try...
Google them, call them and give them a try...
Thread Starter
On The Tree
iTrader: (6)
Joined: Sep 2008
Posts: 189
Likes: 0
From: Orange County, CA
Thanks, ill do that in the morn cuz im sure they're closed now.
good luck man, i just got a 200k mortgage at 5% last month, which i had to let go bc of family issues, anyways i can't get a used auto loan for less that 10% right now and my credit is 737... doesn't make much sense.
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Yeah I got mine for around that when my old car was at 5.75% so times are tough for everyone.
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if your credit is really good then capitalone auto finance will give a loan for any car regardless of year and mileage.I have used them numerous times and the check will come next day from fed ex. you can apply on line and will get an answer quickly. good luck!
www.firstagain.com is what i use. rates are 5.99%, and you "own" and have the title while you are still paying the loan which is nice.
Thread Starter
On The Tree
iTrader: (6)
Joined: Sep 2008
Posts: 189
Likes: 0
From: Orange County, CA
www.firstagain.com is what i use. rates are 5.99%, and you "own" and have the title while you are still paying the loan which is nice.
Headed by state farm today.
Ya the have new restrictions now. Cant be older than 7 years or/and over 75k miles. Unless its at a franchised dealership.
So it works pretty much like a personal loan, just read the requirements. Need credit in the 700's, a credit history of 5+, substantial credit cards, yada yada. I got none of that lol
Ya the have new restrictions now. Cant be older than 7 years or/and over 75k miles. Unless its at a franchised dealership.
So it works pretty much like a personal loan, just read the requirements. Need credit in the 700's, a credit history of 5+, substantial credit cards, yada yada. I got none of that lol
Thread Starter
On The Tree
iTrader: (6)
Joined: Sep 2008
Posts: 189
Likes: 0
From: Orange County, CA
I think mine is 690-720, last time i checked.
but amount of time u've had credit is whats going to hurt u.
And with state farm i got to keep the title as well. They gave me a cashiers check i gave it to the person i bought the truck from and he signed over the title which i still have. State farm just asked to have a copy of the title sent to them.
And with state farm i got to keep the title as well. They gave me a cashiers check i gave it to the person i bought the truck from and he signed over the title which i still have. State farm just asked to have a copy of the title sent to them.
Headed by state farm today.
Ya the have new restrictions now. Cant be older than 7 years or/and over 75k miles. Unless its at a franchised dealership.
So it works pretty much like a personal loan, just read the requirements. Need credit in the 700's, a credit history of 5+, substantial credit cards, yada yada. I got none of that lol
Ya the have new restrictions now. Cant be older than 7 years or/and over 75k miles. Unless its at a franchised dealership.
So it works pretty much like a personal loan, just read the requirements. Need credit in the 700's, a credit history of 5+, substantial credit cards, yada yada. I got none of that lol
