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Old Jan 17, 2008 | 11:47 PM
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Default Cant Find A Loan

so ive gone all over the place trying to find a loan, even went to E-Loan, and they wont loan me the money.

its all cuz i only have 6 months of credit history, or the markets in such **** shape that they dont wanna take the high risk in loaning it out. I only need to borrow $2000 over a 12 month period. but all i keep getting is no, no..... and no.

so please fellas any ideas?

ive hit up credit unions, internet personal loans, and auto loans. the only thing thats gonna work is if i have a COSIGNER to stick there neck out for me. otherwise im outta options.
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Old Jan 17, 2008 | 11:48 PM
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2 grand???? a credit card would do.
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Old Jan 17, 2008 | 11:48 PM
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Originally Posted by CaliforniaBoy5
2 grand???? a credit card would do.
tried that **** too.
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Old Jan 17, 2008 | 11:49 PM
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True. Credit Card. Apply for a Capitol One No Hassle card, so those guys in the commerical wont be able to get you! haha

sry bro... i dno, credit card would be ur best bet
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Old Jan 17, 2008 | 11:50 PM
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interesting... beg mommy and daddy?
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Old Jan 17, 2008 | 11:52 PM
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Originally Posted by WS6_Suicide_Machine
so ive gone all over the place trying to find a loan, even went to E-Loan, and they wont loan me the money.

its all cuz i only have 6 months of credit history, or the markets in such **** shape that they dont wanna take the high risk in loaning it out. I only need to borrow $2000 over a 12 month period. but all i keep getting is no, no..... and no.

so please fellas any ideas?

ive hit up credit unions, internet personal loans, and auto loans. the only thing thats gonna work is if i have a COSIGNER to stick there neck out for me. otherwise im outta options.
i got two grand laying around...wanna work out some financing with me?

if not bankofamerica.com
i got my loan for my jeep real quick...i qualified for 27,000 in about 15 mins...check it out...no pre-payment penalties either
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Old Jan 17, 2008 | 11:52 PM
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Originally Posted by blackhawk_02
True. Credit Card. Apply for a Capitol One No Hassle card, so those guys in the commerical wont be able to get you! haha

sry bro... i dno, credit card would be ur best bet
........ I have capitol one its only a $750 limit. cuz its my first one
Originally Posted by CaliforniaBoy5
interesting... beg mommy and daddy?
moms in a worse financial situation than me, havnet ever met my father.
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Old Jan 17, 2008 | 11:53 PM
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Do you have anything to use as collateral?
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Old Jan 17, 2008 | 11:54 PM
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Originally Posted by cruiSSin LS1
i got two grand laying around...wanna work out some financing with me?

if not bankofamerica.com
i got my loan for my jeep real quick...i qualified for 27,000 in about 15 mins...check it out...no pre-payment penalties either
if your serious about the financing then ya, what do you have in mind.
And union told me every official bank would tell me the same thing, Cosigner. so i went to credit union, and then they said the same thing.
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Old Jan 17, 2008 | 11:55 PM
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Originally Posted by 1320 killer
Do you have anything to use as collateral?
im pretty sure my soul still belongs to me, but nothing else. i dont think i own anything over $500

and you gottta change your avatar, ***** distracting
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Old Jan 17, 2008 | 11:55 PM
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Originally Posted by 1320 killer
Do you have anything to use as collateral?
church
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Old Jan 17, 2008 | 11:56 PM
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Use the title to the car as collateral
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Old Jan 17, 2008 | 11:56 PM
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Originally Posted by cruiSSin LS1
i got two grand laying around...wanna work out some financing with me?
LOL i wont say anything.....
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Old Jan 17, 2008 | 11:56 PM
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Originally Posted by WS6_Suicide_Machine
and you gottta change your avatar, ***** distracting
i was just looking at it then saw your post... haha
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Old Jan 17, 2008 | 11:57 PM
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Originally Posted by blackhawk_02
Use the title to the car as collateral
auto loan right? tried that **** already, they dont want to deal with it.
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Old Jan 17, 2008 | 11:57 PM
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Originally Posted by Revelation Z28
LOL i wont say anything.....
hahah

dont have to, i know what you were thinking
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Old Jan 17, 2008 | 11:59 PM
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WOW VINCE, looking up gay men on

does your "woman" know??? whats her name......BOB?
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Old Jan 17, 2008 | 11:59 PM
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I think that would be fair for david.. using the car as collatoral.. i would say nick is a stand up guy and can pay the 2grand in 12 months and if he doesnt david shoulnt get shafted and should get the car for his troubles... i know its not fair as fair but if nick pays up there wont be a problem.
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Old Jan 18, 2008 | 12:01 AM
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Originally Posted by CaliforniaBoy5
I think that would be fair for david.. using the car as collatoral.. i would say nick is a stand up guy and can pay the 2grand in 12 months and if he doesnt david shoulnt get shafted and should get the car for his troubles... i know its not fair as fair but if nick pays up there wont be a problem.
OOOO you mean give the title to david. sure no issue there, rather him have it than the bank. and i could prob have it back in 10 months, maybe less. cuz the bank was charging me a 21.75 APR
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Old Jan 18, 2008 | 12:02 AM
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i was gonna suggest one of thoes 0 intrest for xx month cards, then when you are close to the end put the balance on a new 0% intrest card.

we have the same credit history time and limit. it sucks
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