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This example is for my 2001 Trans Am convertible. I was logged in when I 'copied' this link so if you can not see the values, here they are. The link will also show how they calculate the prices.
Personally, I think the "good" and "fair" estimates are too high. I would knock about $4-5k off of those two categories to get closer to reality (if my memory is correct, Hagerty factors in asking prices when they estimate value, but folks rarely pay asking price - so I think they are on the high side). "Excellent" and "concourse" can swing wildly depending on who is in the market and the exact specs of the car in question so reality is harder to quantify in those categories, but I think the spread from "fair" to "concourse" is probably greater than Hagerty suggests, at least in reality.
^^^ I was thinking the same thing on my own 'good' category T/A, always thinking low teens was realistic, but in today's market I can't replace my 'good' car for a price in the low teens. I've mentioned that in other threads. A 'stock' well maintained Trans Am convertible that can still attend car shows for $15k would be tough to find. My mind is finally accepting this fact so I am leaning towards Hagerty's current values. The 'fair' condition cars I am still struggling with.
If I may share a recent experience with the 2007 GT/CS 'vert I just sold. Earlier this year KBB valued my 'good' car for $8,700 or so as a 'trade-in'. I knew I could get $12k minimum so I figured a private sale would be necessary. Before we left for Wisconsin to get our current GT, I tried KBB again and the 'trade-in' value increased dramatically to $13,000. I'm sure I punched in all the correct criteria each time. The dealership gave us that $$$. Of course I paid high for their car too but it was priced right in these times. I was seeing much higher mileage cars with multiple owners selling for the same price. It was a wonderful transaction for us. Used car prices are changing rapidly as we type..It's really tough to correctly gauge pricing, so any guide can be helpful as a tool in purchasing, whether it be Hagerty of KBB. I even noticed Carfax estimating prices now as fair or good or whatever..
One other note - I actually received a call from Hagerty when I sold my '74 AMC Matador X in 2016 asking if I would share my selling price for their estimations. I told them and they wished me well and to come back when I bought another 'collector' car. Now I have my Trans Am with them.
Here we are at the Ford dealership in Wisconsin saying bye to our old '07 and hello to the '14.
Two of those cars prices are way over inflated and the other, to me, is still high. I love these cars and they offer a lot of bang for the buck but those prices are nuts. IMHO people spend way too much time worrying about the value of their car and trying to determine it, and for what? Insurance value? Sure, that is a good use of time. Just to say their car is worth "X"? Well, go try and get it.
I've not seen many cars selling at high prices as of late. Anyone else? List and ask are not what they sell for now, unfortunately, people have missed that boat. And those who have the money will spend $25k on a 15k mile car before they spend $18k on a 118k mile version. I know I would. When I was shopping for my last performance car no way did I want one with high miles and by that I mean over 20k. Didn't care how nice it was or well taken care of. I probably could have saved the cost of a nice 4th gen but I wanted low miles, and of course, excellent condition.
Whole sale prices have dropped last several weeks, maybe the market prices will adjust towards sane again. 🤔
I'd rather be into my 02 Z28 for $4,500 in 2018 w/239,000 miles than any of the three cars I posted. Heck I'd buy my 02 z28 w/263,000 miles now for $7,000 than either of those three 😆 🤣 😂 😹
FWIW - I'm positive your convertible 98 WS6 would be a good bit more valuable than my mod'd 99 T/A (base model, not WS6) w/168,000 miles. Car has been covered by Hagerty for $15,000 since 2018.
Well, I have American Collectors and they increase the coverage yearly. My TA WS6 is currently at 28K value. That's higher than I could sell it for but then again, to replace with anything newer would be more than 28K. Reality is that there aren't a lot of 4th gen SS or WS6 cars out there anymore.
Well, I have American Collectors and they increase the coverage yearly. My TA WS6 is currently at 28K value. That's higher than I could sell it for but then again, to replace with anything newer would be more than 28K. Reality is that there aren't a lot of 4th gen SS or WS6 cars out there anymore.
F-bodies are out there but current pricing for the good ones is certainly pricey. I'm with you as I'm adjusting my coverage upwards when the policy is due again.
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Hagerty price guide example 
