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Cadillac CTS-V
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Old 06-09-2010, 08:23 AM   #1
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Default 04-05 CTS V insurance costs?

A co-worker of mine is seriously considering trading his 04 F150 for a LS6 CTS-V. His main concern is how much his insurance rates might rise.

What are some of you early V owners paying for full coverage insurance right now?
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Old 06-09-2010, 08:37 AM   #2
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I don't want to throw out what I am paying, sorry. However I will tell you due to more safety features my insurance went down comapared to a 2004 Jaguar X-type.
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Old 06-09-2010, 09:04 AM   #3
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Quote:
Originally Posted by Yeqon View Post
I don't want to throw out what I am paying, sorry. However I will tell you due to more safety features my insurance went down comapared to a 2004 Jaguar X-type.
i wont say the number either...but i will say it was lower then i thought it would be for me (at 24 and single). and that was due to the advanced safety features that the car comes with.
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Old 06-09-2010, 09:17 AM   #4
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27 married $79/month
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Old 06-09-2010, 11:11 AM   #5
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I don't remember exactly what everything was but when I sold my 02 Harley Davidson F-150 and bought the V, I think my insurance was the same. If it did change it was not enough to make a difference.
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Old 06-09-2010, 11:38 AM   #6
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Quote:
Originally Posted by SilverStang00 View Post
A co-worker of mine is seriously considering trading his 04 F150 for a LS6 CTS-V. His main concern is how much his insurance rates might rise.

What are some of you early V owners paying for full coverage insurance right now?
why doesnt he just call and get a quote? everyones situation is gonna be different.
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Old 06-09-2010, 11:54 AM   #7
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I have the highest policy limits you can have and mine is a whopping $6 more a month than my 2003 Hummer H2 was!

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Old 06-09-2010, 12:09 PM   #8
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Quote:
Originally Posted by SilverStang00 View Post
A co-worker of mine is seriously considering trading his 04 F150 for a LS6 CTS-V. His main concern is how much his insurance rates might rise.

What are some of you early V owners paying for full coverage insurance right now?
there are so many factors to consider in insurance. You can't get an idea based on what I pay or anyone else because you don't know all the discounts, companies, etc.

Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
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Old 06-09-2010, 12:27 PM   #9
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there are so many factors to consider in insurance. You can't get an idea based on what I pay or anyone else because you don't know all the discounts, companies, etc.

Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
very true! I got a quote from progressive the other day. $750 for 6 months to fully cover my 2005 V and my wifes 2010 Honda ridgeline. And that's paying the full 6 months up front which is also a discount. So needless to say, I'm switching to progressive! Bye bye geico!
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Old 06-09-2010, 01:20 PM   #10
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Quote:
Originally Posted by Domsz06 View Post
there are so many factors to consider in insurance. You can't get an idea based on what I pay or anyone else because you don't know all the discounts, companies, etc.

Like others have said, just call your agent and ask. They will gladly give you a quote. If they don't then I'd be looking for another agent. I have called mine so many times she answers the phone to me personally she knows who it is LOL. (or it's caller ID lol)
you are not the only one. When I call she just askes me what car have I bought now......
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Old 06-09-2010, 02:23 PM   #11
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I pay $107 a month and I'm 24 years old.

Last edited by Stone17; 06-09-2010 at 03:47 PM..
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Old 06-09-2010, 02:47 PM   #12
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$475 every six months.
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Old 06-09-2010, 06:28 PM   #13
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I pay 110/month with everything. But like everyone said, it's always different, you just have to call around or go online. You usually get the most accurate rates online and it's a lot faster.
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Old 06-09-2010, 06:35 PM   #14
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My agent said my 06 was a symbol 24. A Vette is a symbol 21.

She said the issue with a V1 is parts availability.
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Old 06-09-2010, 08:05 PM   #15
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I am 24, and pay 66/month 200 ded on comp, 500 ded on coll.....
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Old 06-09-2010, 09:46 PM   #16
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Wow, so many variables in this state ie.,
how much collision coverage and deductible;
the deductible on comprehensive;
uninsured motorist coverage;
PIP pesonal injury protection coverage and threshold;
daily driver or pleasure only use;
miles driven to and from work if it's a daily driver;
your age;
your marital status;
the state you live in;
the county and the population;
any tickets or accidents on record;
and by now you have guessed it . . . it's the 'lawyers' State . . . the State of NJ
"just bend over" and give-up your wallet.
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Old 06-10-2010, 01:01 PM   #17
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I am 24, and pay 66/month 200 ded on comp, 500 ded on coll.....
Also with mine....if I have no claims for 3 years....I get a 1/4 of my premium back at the end of the year....and every year after that as long as I maintain no claims....
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Old 06-10-2010, 09:43 PM   #18
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Even in Louisiana (we recently passed New Jersey to become the WORST state for insurance) mine isnt too bad. I think it is about $140/month full coverage...which is about $20/month higher than the 05 GMC HD I traded in on it.
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Old 06-10-2010, 09:43 PM
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