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Old 09-07-2012, 06:47 PM
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Default Insurance & Age

Just wondering how old everyone is and how much you guys pay for insurance. Im 22 and just got my trans am a month ago and still havent put insurance on it yet. Its sitting at my mothers house for now covered up :=(
Old 09-07-2012, 07:39 PM
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33, married, full coverage on an '01 WS6, I pay $66 a month.
Old 09-07-2012, 07:43 PM
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18. Listed as a temporary driver on my parents insurance. 140 a month. Wouldve been in the high 200s if I got my own coverage.
Old 09-07-2012, 07:51 PM
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41 with a 1997 Formula WS6 convertible. Full coverage $30/month.
Old 09-07-2012, 09:22 PM
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23, married, $73 full coverage with State Farm
Old 09-07-2012, 10:25 PM
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36 full coverage on a 2000 T/A with an additional driver listed. $65/month
Old 09-08-2012, 08:18 AM
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Originally Posted by Gotit4cheap16
Just wondering how old everyone is and how much you guys pay for insurance. Im 22 and just got my trans am a month ago and still havent put insurance on it yet. Its sitting at my mothers house for now covered up :=(
Really no point in asking because every driver/owner has a different situation. You will get very inexpensive quotes to unreal high ones. Besides age, there is marital status, accident history, number of tickets, the state you live in, how much mileage you plan on driving, multiple car discounts, home insurance discount, and where applicable, your credit rating (which sometimes is the most important factor). Some states don't allow it.
Old 09-09-2012, 05:21 PM
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21, full coverage, roughly 100 per month
Old 09-09-2012, 05:49 PM
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21, full coverage, $353/Half.
Old 09-09-2012, 06:00 PM
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Full coverage for me was 200-350 when in my early twenties, needless to say i never had it. I paid about 80-120 a month for just liability on my 00 camaro ss.

Now i turned 25 recently, i now pay about 80-100 for full coverage and 40 for liability, it literally cut in under half.

Perfect driving record as well. Its different in every area, and will cost you A LOT more if you dont own the vehicle outright.
Old 09-10-2012, 02:17 AM
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21 married I pay 185/month for three cars. 99ta full. 05 neon full and 96 eclipse liability
Old 09-10-2012, 09:07 AM
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im 19 and i pay about 500 for 6 months of liability with geico. 98 Camaro SS

so roughly $83 a month
Old 09-10-2012, 09:51 AM
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Originally Posted by NC01TA
Really no point in asking because every driver/owner has a different situation. You will get very inexpensive quotes to unreal high ones. Besides age, there is marital status, accident history, number of tickets, the state you live in, how much mileage you plan on driving, multiple car discounts, home insurance discount, and where applicable, your credit rating (which sometimes is the most important factor). Some states don't allow it.
^ This - I'm 24 and my insurance is a lot lower than most of my friends who are the same age simply because of factors like these. I have full coverage on my '96 TA and liability coverage on my '92 Lumina Euro through Liberty Mutual. I'm married with a pretty clean record (only 1 or 2 speeding tickets ), a good credit score, and lots of discounts on my policy due to things like recently having graduated from college (luckily I get an alumni discount through my old university), good grades, being young to start my own policy, etc. etc. I end up paying roughly $88/mo. for both my cars. The main thing is finding a good insurance agent who will work to get you the best rate. I originally did an online quote just to get an idea (those always come out way too high) and then he called me the next day asking for the chance to edit the quote for me. I gave him the time of day to hear him out and he definitely made it worth it for me. Just search around and try to find an agent who really wants to work with you and not just sign you up and forget about you, then give him/her as much info as you can about your situation because they can sometimes find little obscure discounts that you wouldn't otherwise qualify for.
Old 09-10-2012, 01:16 PM
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120.00 a mth for full on my 2000 formula and liability on my 2000 firebird. Im 25 married no kids and a **** ton of tickets. But I have USAA and I heard there the best.
Old 09-10-2012, 01:30 PM
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I pay 100/mo ($601/6 mos) for full coverage on my 04 V. Tried to work it as just a CTS, but the vin gave it away, haha.

26, unmarried, Atlanta, a couple tickets, great credit, college grad, etc.
Old 09-10-2012, 06:22 PM
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23 $246/mo FULLLL coverage. I had 1 ticket on my record when setting this amount. But I also have ridiculous coverage since my dad always pushed it when I was younger. Haven't changed it. Had a bad car wreck when I was 16 and thanks to having it, covered my $600,000 in medical bills, 6 months workers comp, and covered the car. I carry $1mil in coverage, with a $500/$1,000 deductible.
Old 09-11-2012, 09:25 PM
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I'm 23. My gtr is 3700/6 months. My dd t/a is 1600/6 months. I have so many speeding tickets and 1 wreck that went down as my fault on my driving record. Wife's premium is way lower than mine. About $70 per month for the same coverage on the same car as mine. I can't wait for my insurance to drop. I recently signed with Geico as they were one of the few agencies that would cover me after my last accident. They said my premium will go down each 6 months without incident.
Old 09-11-2012, 09:30 PM
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22 decent driving record and all discounts i can get through geico. 240 per month full coverage. only during the warm months though its like 20 when i store it.
Old 09-11-2012, 09:32 PM
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Full coverage on the TA and 2012 Sonata 2.0t plus liability only on an old geo. $83/mo. I'm 25 and married. My 04 silverado is 463 every 6 months, but it's commercial insurance. Personal cars are usaa. Work truck is allstate.
Old 09-12-2012, 09:54 AM
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