camaroguy16

Hey everybody, I'm currently driving a '00 silverado with the 4.8L V8.Its not that bad of a engine for the truck but I want a z28 or SS.I'm 17 years old and everybody keeps saying insurance is going to be a killer.Could somebody fill me in on how bad its gonna be?

Rede

iTrader: (2)

It all depends on where you live, the number of competing insurance companies that are available and mostly your driving record.

I live in north western Alberta (that's in canada ) and with a totally clean driving record, being 28 year old, living common law with my g/f, insurring my house and all other vehicals under the same company... ect..ect... I'm paying 180/month for my '01 T/A with this new insurance company.

To insure an 04 Grand Prix I was paying 75/month with this company before buying the T/A.
Perviously my insurnace with the old company was 105 bucks/month.

Just to give you an idea on how two companies can vary with the same vehical as well as all the other factors remaining the same...

And you'll find US insurance companies are vastly different from the Canadian ones. As well as dealing with companies in different states/provinces...

Just call up your insurance company and say that you'll like a range in prices on a T/A or SS from 1999-2002 or whatever your prefferences.

Just make sure its a V8 and get collision incase some *** plows into you and takes off!
Now ask me how I know..

NDFORSPD

all I can say is Bend over Billy, not gonna be pretty, go under your parents' ins.

FastPacedGTO

well back in 99-01, i was 17-19, had a perfect record and paid $660 every 6 months for JUST LIABILITY on a '88 v6 Camaro. When I tried to insure my '89 Trans Am at 19, they laughed at me, and it was $770 every 6 for just liability and i think collision.

My GTO, now w/ **** record and full coverage is $710 every 6. It was actually cheaper than my '98 grand prix

camaroguy16

thanks on the general pictures guys.damn this is gonna suck cause i'm already putting 620 every 6 months on my truck with no tickets.

dawgs72

It's definatley gonna suck I'm 16 when I checked for my '98 Camaro it was 600 or so liability and 1200 full coverage...

SScott236

Im 17 and mine is about 60 a month.

Craiggg

iTrader: (1)

I got my camaro which is a v6 when I was 18 and it cost me over $400 a month for full coverage which I sadly paid for like a year. )

stone4779

iTrader: (2)

I hate to say it but your insurance is going to be killer

at that age I paid $258/mo for a brand new 4.8L Single cab 2wd Sierra fully loaded...and I was under my Mom's insurance...you should do the same.

Also, PM me and I can tell you how to get your insurance cut in half.

camaroguy16

Should I stay with my truck then? Or just dish out thye extra cash?

Cchris1109

iTrader: (11)

liability insurance is the same its just if you get premium....is killer

i can drive a 2006 corvette and pay 100 a month on my insurance which is what i am paying on my 99 camaro

although this could just be for my insurance company or Arizona.

but if i get premium it will be a lot more

stone4779

iTrader: (2)

It's like that anywhere...

He definately needs to get full coverage... He's screwed if he wrecks it...who wants to pay payments on a pile of scrap?

camaroguy16

You are so right.I wont own a ride without full coverage.

smok'nZ

iTrader: (160)

on a 98 Z28 i paid 285 amonth liabilty with one ticket at age 17

wht01ws6ta

iTrader: (45)

When I was 21 I paid close to 200 a month for full coverage on a 97 WS6 with no tickets. Now that I'm married and 26 it's about 35 with another vehicle insured.

2002/Black/SS

iTrader: (3)

i payed 6000 when i got my brand new SS at 16, and i payed 5500 when i was 17-19. and i had and still have a perfect record, i could of already bought another brand new SS with the amont of money ive given the insurance company

jebuzws6

iTrader: (5)

Dude I was in the same situation a few years back i was going to buy an 02 Z28 but the guy at the dealer looked at me like i was crazy if i was going to get the car myself. It would have been $1000 a month for full coverage on the car considering my situation, so i had to wait till I got a little older now i got an 02 TA and pay $140 a month for full coverage

AznMuscle

iTrader: (7)

i pay $200 a month, full coverage with $1000 deductable, no tickets, no wrecks.

BLKWS.6

I pay 16X per month for full coverage and VERY HIGH 50/100/300 or something limits on my 01 ws6. I am 21. I payed 120 for the same thing on my 95 TA when I was 18. This is under my Dad's insurance. Both of us has IMMACULATE (i.e. not even a parking-ticket) records. We also know the manager at the ins. company on a first name/sight basis.

$500 on the old 95
$1000 on the WS6
(deductable)

JKDZ28

iTrader: (14)

When I was 16-18 years old, I paid about $600 every 6 months for liability only on my 1993 Camaro Z28.

It went down some between 18-20 years old - not much.

Last year, I sold my 93 Z28 and bought a 1998 Camaro SS.

My insurance company wanted $1550 every 6 months for a 500/500 on the SS.

I switched to Geico and am paying $700 every 6 months for 500/500 full coverage.

Meanwhile, I still have my daily beater insured with my original insurance company. There rates are really high (I've always been on my parents policy).

Well, my parents found cheaper insurance elsewhere and my original insurance company informed me they will no longer insure me because they will NOT insure ANY driver under the age of 25 unless there on their parents policy. (Even though I have a perfect record - no tickets / no accidents)

On the Geo I payed $300 every 6 months for liability only.

I got a quote thru Geico (new insurance company) and I was expecting to pay about the same ($300 /6 mths). So that would be a total of $1000 every 6 for full coverage SS and liability Geo.

Now the kicker - not only was Geico cheaper. They gave me a multicar discount for insuring the Geo there along with the SS.

I'm now paying $500 every 6 months for 500/500 SS & Liability Geo.

So in other words, your going to pay at your age. But, if you take the time to shop around you can find good insurance for cheap.

PS: I'm 22 years old now (0 tickets & 0 accidents)