ABSOLUTELY FREE online credit score?
09-15-2006, 05:17 PM
#1
ABSOLUTELY FREE online credit score? My personal bank will only release my credit score after they obtain it IF I'm applying for a loan. My credit card company doesn't offer it. I even tried to get it from the dealership I purchased my bike from, but no luck there either. Is there an online site that's ABSOLUTELY FREE that you can obtain your credit score? I've come across several of them, but I don't want to take my chances and have to pay for it.
09-15-2006, 05:33 PM
#5
It just so happens that mind doesn't, sucks. I got the idea of calling my credit card company from a credit card offer I got in the mail today. That's like the 2nd or 3rd credit card offer where it allows you to check your score.
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09-15-2006, 05:52 PM
#8
You get one free credit report a year from all three.. As for a generally "free" report, there is no such thing. That www.freecreditreport.com is a crock of ****, I signed up for it a year ago and I get tons of emails and I think I even payed $9.99 for to view my report whenever I want.. Usually if you call your credit card companies, they will give you a report with no score, but it will show all your history and times you were delinquent
09-15-2006, 07:24 PM
#12
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https://www.annualcreditreport.com/
This is a no bullshit, no spamming, great site. I've used it a few times over several years and its been great.
don't do the freecreditreport.com bullshit there is a catch in there somewhere.
why didnt you just do it at the bank where you work?
or do you not work there?
This is a no bullshit, no spamming, great site. I've used it a few times over several years and its been great.
don't do the freecreditreport.com bullshit there is a catch in there somewhere.
Originally Posted by 01 Red WS6
or do you not work there?
09-15-2006, 08:08 PM
#13
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Originally Posted by Brandon Boomhauer
https://www.annualcreditreport.com/
This is a no bullshit, no spamming, great site. I've used it a few times over several years and its been great.
don't do the freecreditreport.com bullshit there is a catch in there somewhere.
why didnt you just do it at the bank where you work?
or do you not work there?
This is a no bullshit, no spamming, great site. I've used it a few times over several years and its been great.
don't do the freecreditreport.com bullshit there is a catch in there somewhere.
why didnt you just do it at the bank where you work?
or do you not work there?
I still work at the bank but I would have to call another department to get my credit score. I don't feel like messing with that even though it's just a phone call.
09-15-2006, 08:11 PM
#14
The only way to get an acurate BEACON score like you want, myfico.com is accurate place to get your score. The others ones for the most part just give you a simulated score which is not accurate at all.
Here is a forum that will help you out in anything you might want, and there is a discount for myfico.com...
http://www.creditboards.com/forums/
The cost is about 40ish for your score, I figure if you really want an accurate score you might want to pay for it. I mean you have a new GSXR-1000, a car and truck. Stop being cheap and do it the right way...
As for the comment on pulling you credit, it cost you points from hard pulls ect. This is a consumer pull and it will not count against your score..
J
Here is a forum that will help you out in anything you might want, and there is a discount for myfico.com...
http://www.creditboards.com/forums/
The cost is about 40ish for your score, I figure if you really want an accurate score you might want to pay for it. I mean you have a new GSXR-1000, a car and truck. Stop being cheap and do it the right way...
As for the comment on pulling you credit, it cost you points from hard pulls ect. This is a consumer pull and it will not count against your score..
J
09-22-2006, 05:15 PM
#16
Originally Posted by Dragaholic
I received another offer in the mail for a Visa from Washington Mutual stating that I'll have free online access to my credit score. Do any of you have this and is it completely free?
09-22-2006, 09:08 PM
#18
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If I could ever give anyone advice in life it would be to know your credit score. If you ever want to buy a house, car, bike, tv, etc. on credit it comes down to your score. Go to MyFico.com like J said and teach yourself how to have good credit. If you dont you will get high interest rates solely b/c you dont know any better. I pulled mine for a free when I got out of college and found out what to do to improve it.