Appearance & Detailing Interior & Exterior Appearance Modifications

THIS SUCKS!!! (long)

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Old Jan 16, 2004 | 05:12 PM
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On January 14th, it was quite stormy for about 2 hours (92mph winds and rain so heavy I couldn't see across the street) here at my house and practically around the island. I swear, it was so windy I even saw it rain UP. Anyhow, I only noticed a day later that the neighbors roof shingles had flown all across the street and into houses, etc. I FOUND SCRATCHES ACROSS MY SS HOOD!!! But get this, not only are they scratches, but TAR from the damn shingle, too.
Of course being a new car owner I panicked, seems I've got 0 expertise in any bad situation involving a car save for getting in an accident. I call my dad to tell him about it, also the the slight damage around the house, (chipped doors, walls, etc. from more flying shingles) he tells me relax, wash the area and I'll help you wax it when I get home.
So I do just that, surprise only about 95% of the chunk of tar came off and the scratches, well AARRRGGHH. BTW, I was using Turtle Spray on Wash and a lot of elbow grease.
When my dad came home, he was all "We can buff that out." He used a wax called "The Rejuvnator" by Malco. It is now a nice polished SCRATCH.
Seriously though, it's not as bad as before, you can only see the scratches (approx 6-8inches long) only from an angle up close. The tar is now 98% removed.
Has this happened to anyone or do you have a suggestion as to what I can try? I'm already thinking the hood is toast, maybe I'm overreacting?
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Old Jan 16, 2004 | 05:30 PM
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If the shingles came from your neighbors roof, would they liable for any damages (home owners insurance maybe)?
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Old Jan 16, 2004 | 06:38 PM
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Negative, after talking about it with my insurance, it would be called an act of God and therefore no one can be held liable.
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Old Jan 16, 2004 | 06:41 PM
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Have you tried using a clay bar to remove the tar?
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Old Jan 16, 2004 | 06:56 PM
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No, is that something I can pick up at Napa, Sears, Walmart, K-Mart or Checkers? Bout the only places out here (HAWAII) that may have that kind of thing.
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Old Jan 16, 2004 | 07:47 PM
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90mph wind and you left you car outside? Anyway i have state farm and they cover storm damage. Hail is hell.
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Old Jan 16, 2004 | 07:50 PM
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Checkers probably has the Meguiars or Mothers (can't remember) clay bar.
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Old Jan 16, 2004 | 09:03 PM
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That SUCKS !!!!! next time make room in the garage before a Typhoon hits the island.
By the way Hawaii is AWESOME!
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Old Jan 16, 2004 | 09:24 PM
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Insurance should/will cover that if you have anything decent. In North Carolina when the hurricanes come through and houses are destroyed, do you think the insurance company says they won't insure the houses because it was an act of God? That's what insurance is for; stupidity, accidents, and things beyond your control. What it's not for is negligence, destroying something purposefully so you can get money for it, and acting without responsibility.
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Old Jan 16, 2004 | 11:05 PM
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Samething happened to my dads barn when I was 10 There was a twister that came threw and took the roof off both are barns we had on the farm.Well low and behold the insurance company called it an act of god and we got nothing.We even took it to court but notta thing came out of it.Sorry about your bad luck hope you get it fixed
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Old Jan 17, 2004 | 12:37 AM
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Thanks for the thoughts guys. I'm gonna try and ask the insurance company. I used to work for a body shop and I've heard estimators say **** like that before that's why I'm bummed.
I WISH I COULD PUT MY CAR IN THE GARAGE. I live with my family, and like most people, garage has become another storage room. We've got another refridgerator, plus my dad built cabinets and closest all around. Long story short, no car has been parked in our garage since 1994. All together we've got my '01 Camaro SS, my brother's '03 Mazada 6 Sport (which has driver side damage, door, mirror, sideskirt), my dad's now but formerly my '96 Mustang GT, and my sister's '98 Nissan Ultima.
I'm gonna go to Checker's and look up the claybar, but right now I'm gonna call my insurance company.
Any more help you guys can provide will be greatly appreciated. Also, I can take a pic, but I don't know how to post it if you guys wanna see and comment on what I can do.
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Old Jan 17, 2004 | 05:10 AM
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Take it to a body shop... if it's just your hood, I'm sure they could wetsand and buff it out in no time... for little $$$. Just an idea.
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Old Jan 17, 2004 | 08:53 AM
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**** like that pisses me off...whata jew move. If i were you id call, call again, call some more, call, leave a note for your neighbors call again...threaten if you have to. get that **** repainted. its their job. Act of god...my ***. I had something similar happen, a neighbors tree fell into my yard during a storm, no damage other than a very deep trench made by the tree. i wanted his home insuranec company to cover teh cost to bring in a bobcat and some dirty so i could level it out again myself and plant some seed. so they said, "no" and i said, ok then...i woke my neighbor out at 3 am 2 mornings later, handed his *** a shovel and told him, have it done by noon or we go to court. he finished by 1130, i bought him a 24 pack and a case of cigars that he liked for the work. moral of that story, don't let fucked up things happen to you when its not your fault. if you do something stupid its one thing, but when it was indeed out of everyones control thats what the insurance company is for. bug em till they get pissed at you, then bug thema bit more. get your **** fixed, im sorry to hear about that.
~T
lol sorry for the rant fellas
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Old Jan 17, 2004 | 02:29 PM
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NP, guys. keep it comming. It's 1030am right now, the insurance guy said he'd be here approx 11am-12pm. I also checked with policy services, this will NOT affect my premiums at all (sigh of relief). At any rate, if there isn't going to be a payout (my dedctible is $500) I'll just cancel and take care of it myself.
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Old Jan 17, 2004 | 05:19 PM
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I'm glad they're acting like responsible people about it.
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Old Jan 17, 2004 | 06:17 PM
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Good News and Bad News:

Good News: Won't raise premiums, or change my service or coverage in anyway. Total Damage=$737.87. While going over the car with the Adjuster, we found more scratches (cringe) and even my Driver Side window is chipped. BUT, it can all be repaired.

Bad News: I'm familar with all the body shops around the island, I'm afraid the paint won't match or will be very noticable. Navy Blue Metallic isn't exactly a common color to my understanding. Also, my deductible is $500, which I don't have lying around due to joblessness.

(Sigh), at least it can be fixed, just might be awhile. Thanx for the support people,
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Old Jan 18, 2004 | 01:12 AM
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if there is a halfway decent shop around they can match the paint
its not rocket science

good luck man
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Old Jan 18, 2004 | 02:30 AM
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Thanx, don't suppose anyone else has insurance horror stories.
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Old Jan 19, 2004 | 09:45 AM
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Originally Posted by FenixSS
. . . Won't raise premiums, or change my service or coverage in anyway. Total Damage=$737.87. . . . .

THAT'S WHAT THEY TELL YOU NOW . . . . Insurance Co's will get out of your hide any moneys they spend over $400 to fix your car . . . Thiefs!
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Old Jan 20, 2004 | 09:30 PM
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You dont have to worry bout the paint not matching, if u take it to a body shop who knows what there doing then they wont just paint what is scratched, they will blend the color into the next panel and then clear the panels that they have based, u wont be able to tell it, about the only color that u can panel paint with and not tell the color difference is black everything else is noticeable def. metallics! Just know the body shop is good so u dont get screwed man
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