insurance
02-08-2009, 12:39 PM
#1
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insurance so what does everyone have for insurance? I just switched from regular insurance to a collector style of insurance. The benefits are if my car gets wrecked i will actually get what it is worth and not low book value. The disadvantage is i am only allowed 6k miles a year(not a problem as i average 1-2) and i am only supposed to drive to cruise ins, and car shows etc. What does everyone else use?
02-08-2009, 12:43 PM
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Just Regular American Family Full Coverage with a 500 duct. My agent was talking to me about switch to a specialty one and saving like 20 bucks a month but for me to do anything track/show wise I need to drive at least 100 miles
Plus I only pay 350 ever 6 for it so its not that bad to begin with
Plus I only pay 350 ever 6 for it so its not that bad to begin with
02-08-2009, 12:57 PM
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yeah but if you wreck it what do they pay out? I had erie insurance and was only paying like 800 for the year, but if i wrecked the car they would only pay out low book even though the car is worth way more. The new ins i have is american modern ins, they pay out 15.5k if i wreck it.
02-08-2009, 01:03 PM
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With the year of my car he told me I would need to have it appraised and my car isnt in that good of condition so I doubt it would be worth it at all I honestly dont know how much I would get out of it , Id assume 4-5k buy back and part it out
Actually its not in that bad of condition
im having the front bumper and hood repainted
and I just need a glove box latch that broke when it was cold out,
Actually its not in that bad of condition
im having the front bumper and hood repainted
and I just need a glove box latch that broke when it was cold out,
02-08-2009, 01:03 PM
#5
I have farmers insurance company, and i pay $300 a year for fire and theft. When ever I take the car out I call them and put the car on full coverage. They pro rate me for the days its out, they take the cost of a year of full coverage and divide it by 365 and it comes out to be about $2.30 a day to drive the car. So they just send me a bill at the end of the month if I took the car out.
02-08-2009, 01:07 PM
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I have farmers insurance company, and i pay $300 a year for fire and theft. When ever I take the car out I call them and put the car on full coverage. They pro rate me for the days its out, they take the cost of a year of full coverage and divide it by 365 and it comes out to be about $2.30 a day to drive the car. So they just send me a bill at the end of the month if I took the car out.
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02-08-2009, 01:23 PM
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i guess what i am looking for here guys, is what will they pay out if you get into an accident or someone yanks your car. I have good rates it is just i am looking to not get f#$$ed if something happens to my car. I also would like to drag it once in a while.
02-08-2009, 01:36 PM
#10
I'm paying 2400 a year with nationwide, with a 250 deductible on my parents plan. Ohh yeah, and im 19 years old with a 2000 M6 WS6 . sucks, but they seem to have great coverage. I also have a little bit of a driving record....lol
02-08-2009, 04:06 PM
#13
Tuck, You better ask your agent or the underwriter ( if you went direct ) to put it in writing that they will pay you $15,500 for your car if it is totaled. Most policies that I have read with an agreed value endorsement will not pay you the limit that is listed on the policy. I have been in insurance for over 20 years and agreed value is a misunderstood term by most people. There will be some language in the policy that states they will not pay over market value for your car.
02-08-2009, 04:46 PM
#14
I have a PERFECT driving record, im 20 and I have to pay 1200 every 6 MONTHS! Its getting annoying, I have called around tons and tons of times, cheapest I have found it other than what im paying is 1400 every 6 months.
How do you spell shoot me in the f$%king face???
This is through AAA and all under my name.
How do you spell shoot me in the f$%king face???
This is through AAA and all under my name.
02-14-2009, 12:00 AM
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I have a PERFECT driving record, im 20 and I have to pay 1200 every 6 MONTHS! Its getting annoying, I have called around tons and tons of times, cheapest I have found it other than what im paying is 1400 every 6 months.
How do you spell shoot me in the f$%king face???
This is through AAA and all under my name.
How do you spell shoot me in the f$%king face???
This is through AAA and all under my name.
USAA here. Full coverage, 500 deductable, runs me about 40 bucks a month or about 240 for six months for the Trans Am
02-14-2009, 09:59 PM
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$545 every 6 months w/ $500 deductable w/ GEICO
Full coverage on the Yukon, and Liability on the TA and the Formula
Of course, married, over 25, never had a ticket or wreck
Full coverage on the Yukon, and Liability on the TA and the Formula
Of course, married, over 25, never had a ticket or wreck