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LS1 owners under 25... insurance rates?

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Old 11-07-2005, 10:14 PM
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I'm 22.

I have 15 speeding tickets and one wreckless driving charge. (I'm getting better about it)

I pay $440/month for my 99TA.

I pay $100/month for my v6.
Old 11-07-2005, 10:18 PM
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I've got full coverage, plus uninsured underinsured motorist. my car is still financed. I am 20 with 3 points on my lisence (lucky its not more) and pay about $130 every month through USAA.
Old 11-07-2005, 10:21 PM
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16 98 z28.. $150/month My dad is the primary im secondary..
Old 11-07-2005, 11:18 PM
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could you have your dad say he lives at your hpouse as second residence that way its notfive hours away
btw
17,1998 t/a ws6 full cov $60/month love moms clean record im secondary
Old 11-07-2005, 11:23 PM
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im 20 and my insurance is 375 a month, my car payment is 336 a month and i have a bad driving record.
Old 11-07-2005, 11:30 PM
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wow thats rough. My loan payment is ~$250/month so i want to keep insurance around $200-250. Obviously less if thats possible.

I was thinking that being a resident of savannah would be cheaper than atlanta possibly. So maybe just prove that I am a local resident with a mail address vs my parents house which could let me score lower rates.

Im gonna try giving progressive a call
Old 11-07-2005, 11:37 PM
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damn i thought i had a good deal with my t/a
20 years old
t/a $215
truck $60
full cov.
2 wreckless driving
1 total t/a

Last edited by phoenix; 11-07-2005 at 11:38 PM. Reason: forgot something
Old 11-08-2005, 12:03 AM
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17, (car in sig), clean record, license over a year, under my dad's insurance but I'm on there as the main driver of this car with like a heuge deductable and full coverage. $234 a month.

Oh yah - also have good student discount - provider is State Farm

Last edited by GTObsessor; 11-08-2005 at 12:09 AM.
Old 11-08-2005, 12:04 AM
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WTF I don't get it, I'm 19, live in a suberban area, Levittown, PA for anyone that would know, have no ticketson my record , and have good student and driver's training discounts. I totaled my first Z28 but have a much better drivin record thatn alot of you guys lol. I'm secondary under my Dad's policy and I pay $250 a month for my Z28. Full coverage under Allstate, but my dad said that's actually the cheapest available. WTF

On a side note I checked and if I were to get my own insurance, in my own name, it would be $600 a month for insurance, or in other words the refused to insure me.

I need to save some money on this somehow
Old 11-08-2005, 05:21 AM
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i'm 21 with 6 points for drag racing when i was 18 and i use to pay 210 a month(full coverage)for my 01 GT now i pay $142 a month full coverage for the Z28....under aunts policy
Old 11-08-2005, 07:17 AM
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Im 19 and I pay 280 a month for full coverage on my TA and full coverage on my saturn. This is on my own plan w/ a $500 deductible. BTW this is with a wreckless driving ticket, careless driving ticket, 72 in a 35, and alot of other moving violations. So for my record i think that is half way decent. I also live in Iowa if that has anything to do with it.
Old 11-08-2005, 07:18 AM
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im 21 and on a 98 T/A i pay $85 a month, full coverage through state farm.
Old 11-08-2005, 08:00 AM
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I am paying $1300 every 6 mounth on my T/A and lets see 2 tickets for over 90, two other speeding tickets, one accident, running a stop light, drag racing, wreckless driving and I think that is it. That is when I was stationed in north dakota
Old 11-08-2005, 10:42 AM
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I pay around $180 a month for full coverage, the insurance is MUCH cheaper on my formula than it is on a trans am

20 with no accidents or tickets, but i've only had my ls1 for about 3 months lol
Old 11-08-2005, 04:31 PM
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Originally Posted by 98 T/A raptor
I am paying $1300 every 6 mounth on my T/A and lets see 2 tickets for over 90, two other speeding tickets, one accident, running a stop light, drag racing, wreckless driving and I think that is it. That is when I was stationed in north dakota
...and you still have your licence?
damn i should move to north dakota
Old 11-08-2005, 07:43 PM
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17 and my insurance is $2700 a yr. without collision. I do not have a perfect driving record but my points didnt make my rates go up thankfuly.
Old 11-08-2005, 11:46 PM
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Originally Posted by Ell Ess Won
and you think $157 a month is expensive? STFU.

I believe you get what you pay for. There's a reason Geico will insure most drivers for less, their coverage is most likely not as backed up as say USAA. They won't stand behind you after a devistating accident as much as they could.
Well first my insurance is $190 or so a month, but I only pay the $157 because i'm on my parents plan...and If I didnt have my own car their insurance automatically goes up about $200 every 6 months, so they figured they would have to pay that $200 if I didnt so they just pay that part of it.....only le-way I have from my parents...otherwise every penny involved in automobiles has been out of my pocket....

And second I too believe you get what you pay for...however I don't go through gieco or any of those common insurance companies...I actually go through a company called Western National...and It's a company that will only accept you if you have a clean record...so It's critical that I keep my record that way... I never said my insurance was outrageous...I just hate paying it...lol....(who doesn't) I mean c'mon if paying for insurance was like paying to moddify your car...then we would enjoy writing that check...
Old 11-09-2005, 12:19 AM
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18, $200 full coverage. Perfect driving record, under my own plan using American family insurance.
Old 11-09-2005, 02:04 AM
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I pay about $480 every 6 months under my moms name.
She has a few blemishes on her record. Full cover with Farmers

If it was under my name it would be about $1400 every 6 months.
Old 11-09-2005, 02:18 AM
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i am 21 i pay 400 a month full coverage, with my 05 GTO, my Z06, and my girlfriends 03 corolla, we are both on the policy, its under my name. my insurance is Robert Moreno Insurance



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