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Anyone Have Non-Daily Driver Insurance??

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Old 01-03-2007, 08:07 PM
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Originally Posted by JDM74
Auto insurance, one of the few things where being old rules....
Age does not matter after 25 years old here...driving style does...I am less than 1100$ ...COMPLETE FULL COVERAGE...250$ dedutible. I have the maximum coverage/driving deductions allowed. I have mine registered as daily so I can go out in it anytime/anywhere/ all the time IF I like.
Old 01-03-2007, 09:20 PM
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Thanks for the useful information so far guys. Makes more people want to go out and change insurance to say money.
Old 01-04-2007, 05:44 PM
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My TA is insured as a "pleasure car" with American Family Insurance. I just have to keep it under 7500 miles/year. At a $500 deductible my insurance is only 289/6 months...... thats about $50 less than what I am paying for my 95 Grand Am (primary vehicle)!! And I am still under 25 (23) and not under my parents insurance. You can imagine my surprise when I was researching on buying a TA.
Old 01-04-2007, 06:06 PM
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I'm through State Farm and I don't remember what it's called that I have the car on but it states on the by account only driven 7,000 miles a year. It costs me $33.00 a month for liability. Why liability someone may ask? Because I'm related to a paint and body man and two of my closest friends are paint and body men. So why spend the extra money?
Old 01-07-2007, 12:06 AM
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I have mine as a pleasure car through State Farm. I also added 100/300 coverage, $0 deductible for comprehensive, $500 deductible for collision, uninsured motorist coverage, and free towing/emergency road service. Allowed 7500 miles annually.

After deductions for Multiple line, multicar, vehicle safety, and accident free I pay $321.65 for 6 months.
Old 01-07-2007, 12:57 AM
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yeah it says mine is for pleasure less than some amount of miles.. per month it only like 80 dollars a month
Old 01-07-2007, 06:01 PM
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All I know is insurence is a compleate and total rip off and even when you need to use it(like a small crash) you dont because it will cost you're rates to go way up. Its just a leagal way to take our money. It's BS
Old 01-07-2007, 08:51 PM
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I have it and LOVE it. It brought my would be insurance from $1400+ to around $500 a year full coverage. Erie also gave me the option of not being covered for 3 months of the year. Obviously I chose the months I wouldn't be driving anyway . Although.. the way this winter is going I could be driving it. Oh, I'm on my own plan too.



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