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How much do u pay for insurance?

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Old 06-10-2007, 04:09 PM
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Default How much do u pay for insurance?

im looking into buying another fbody (SS or TA) and i was wondering how much everybody pays for insurance (full coverage) and this is mainly directed to the younger crowd cause im 20, i have a flawless record and awesome credit but being only 20 i really dont think none of thats gonna matter, i know that the insurance companies are gonna try to bend me over on this one. and im gonna have to have full coverage cause im not gonna pay cash for the car im gonna take out a loan and pay for it that way. so if u guys can help me out and post up what your paying so i can try to prepare myself that would be great. thanks
Old 06-10-2007, 04:11 PM
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Is your insurance still under your parent's, or is it individual?
Old 06-10-2007, 04:14 PM
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You may want to get married. Helps me alot
Old 06-10-2007, 04:31 PM
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ya i waited to get into the lsx world til i was 21-22,
I had a perfect record , own insurance and was paying about 2k on a then brand new C5 vert, I am 26 now and paying less then 1200 for 2 cars full coverage
Old 06-10-2007, 04:34 PM
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im on the parents insurance which helps cause the more cars we have on one policy it seems to get cheaper, is it better to stay on theres or be on my own?

yeah, im not planning on getting married anytime soon so(well, i guess u never know what might happen but......), that doesnt help. lol

C5042081 please tell me that was per year.
Old 06-10-2007, 05:15 PM
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theres a thread with a ton of posts on this, check it out you may find what your looking for
Old 06-10-2007, 05:44 PM
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i pay $175/month for full coverage on my Z and my '97 Blazer. i've also got the lowest collision deductible, no Comprehensive Deducible, and no glass Deduc. On my own policy, at 23 with a couple marks on my record. American Family was mad i bought the Z but they let it go and i pay barely anything on it. At least i think it's cheap
Old 06-10-2007, 05:51 PM
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Originally Posted by ls1charged
im on the parents insurance which helps cause the more cars we have on one policy it seems to get cheaper, is it better to stay on theres or be on my own?

yeah, im not planning on getting married anytime soon so(well, i guess u never know what might happen but......), that doesnt help. lol

C5042081 please tell me that was per year.

o yes def per year
Old 06-10-2007, 05:59 PM
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Im 19 and ive got two SS's and there $260 per month a piece and my record is clean. insurance is killing me.
Old 06-10-2007, 07:26 PM
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I pay enough to put everyone on USAA's payroll's kid through school **** sux! And thats WITH a multi-car disscount. But thats cool, cuz im thinkin bout switching to Esurance and next year hit the big 25 and 2 tickets drop off so....
Old 06-10-2007, 07:30 PM
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C5042081 just making sure.lol



Originally Posted by sickSS
Im 19 and ive got two SS's and there $260 per month a piece and my record is clean. insurance is killing me.
yeah thats alot, more then my loan would be per month
Old 06-10-2007, 11:29 PM
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sickSS you are absolutely INSANE, I would only insure one of those or put them on liability....

I couldnt see myself spending $520 a month on insurance

mine is $165 a month on my SS
Old 06-10-2007, 11:33 PM
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There was just a thread on this like last week....I have Geico and I pay 1300 every six months for the SS full coverage and my 06 Hemi Ram full coverage. 1 ticket from like 3-4 years ago.
Old 06-10-2007, 11:34 PM
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I am 23, I own my '95 Z28.. I have everything except Collision..and it's $50/Month..
And it's hopefully soon going to be around 600hp..
That's the way you do it my friends.
Old 06-11-2007, 10:14 AM
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Originally Posted by the_merv
I am 23, I own my '95 Z28.. I have everything except Collision..and it's $50/Month..
And it's hopefully soon going to be around 600hp..
That's the way you do it my friends.
dont u have to have everything covered when u owe money on something though?
Old 06-11-2007, 11:00 AM
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nope, as long as you pay your insurance company and pay off your lien it doesnt matter what insurance you have. unless your interest rate on your lien is somehow dependant on your insurance coverage.... I could see that happening
Old 06-11-2007, 11:21 AM
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but a lien means u owe money, so then u would have to get full coverage. right?
Old 06-11-2007, 11:33 AM
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well if you just want an idea what people pay

I'm 19... I own my cars... USAA... full coverage on two cars (yes collision)... 500$ deductible.. no accidents... good grade reduction... I pay 190$ a month

EDIT: Oh and I have some of my mods insured/covered.
Old 06-11-2007, 11:40 AM
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i could live with that, its not like i would have a choice anyways lol, thats pretty good for 2 cars. nevermind i saw u mentioned it.
Old 06-11-2007, 11:55 AM
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Mines not bad. I've had 2 speeding tickets, and a failure to control (crash), all in the last 3 years. Mine is $162 a month for full coverage, including limitless injury claim. My Deductible is only $100. Mine is through State Farm Insurance. Oh and the car is in my name and it's about to drop to $132 a month for the same setup.



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