Engine Replacement
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Normally, insurance companies do not cover mechanical repairs or maintenance.
The best fix is dispose of dodge and replace it with a GM product.
Remember on a quiet night that sound you hear isn't crickets it's a mopar rusting away in the summer breeze.
On a serious note, I'd make sure the dealer in question has a good reputation as an honest dealer. A few dealers over state issues to attempt to force trade it. A local Toyota dealer in Gastonia N.C. was notorious for that practice. They listed almost $2,800 of suspension repairs for my old Camry once and the suspension didn't have any issues - as confirmed by another honest shop.
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