Sgt. Spuds

iTrader: (1)

Im looking for any 16 year old in the quad city, to see what they are paying on car insurance...

NBM2001z28

iTrader: (43)

On my own plan, i paid $310 a month on a 2001 z28 with no accidents or tickets. You didnt want to hear that did you... Now its $110 a month for a pleasure vehicle and im 18. Still with no tickets or accidents.

MeanYellowZ

iTrader: (19)

the important question is how you got no tickets from 16-18....wow

NBM2001z28

iTrader: (43)

Hahaha yeah i got really lucky. I had one for spinning the tires, but i took the class for it so i got covered on that. i just can talk really good. I have 28 written warnings... Yeah i saved them...

Cephiros

28 written warnings and no tickets, thats impressive

NBM2001z28

iTrader: (43)

My grandpa worked for the county for like 7 years and im friends with the head of the state patrol in my area. That helps a lot too when you are trying to talk your way out of things. i have warnings for everything for the most part. except drag racing...

Sgt. Spuds

iTrader: (1)

Eh, Ive got ball parks of 170 a month from the insurance guy, but he wont know for sure till he enters me ( on parents and sisters policy )

AdamSS

iTrader: (3)

WOW - I don't remember paying that much for a car insurance.

I'm 28 now, married, and I drive:

1995 Camaro V6
2001 Camaro SS

For BOTH I pay $440/6mo - insured both ways
That's through progressive.

One undisputable advantage of being married. Insurance drops at least 30%

Luna

iTrader: (6)

Im 18 and have state farm ( liability and comprehensive only, no collision) on my formula, perfect driving record no tickets no accidents paying about 100 bucks a month , I dont think it was a whole lot cheaper when I was 16 or 17 driving an oldsmobile

MeanYellowZ

iTrader: (19)

you guys impress me with good perfect records from 16-18, that time of my life I just couldn't stay away from tickets. Here is my record from just one county, and I have a handful in the county that I currently live in. I started driving at 16 in 1996

1996TR18827 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1997TR480 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1997TR481 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1998TR11509 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1998TR13304 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1998TR19554 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1998TR19555 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1998TR2293 YATES, RANDY C April 21, 1980 DefendantOrRespondent
1999TR24348 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2001TR15780 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2001TR6743 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2001TR8222 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2002TR8756 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2003TR20337 YATES, RANDY C April 21, 1980 DefendantOrRespondent
2000TR16744 YATES, RANDY CHRISTIAN April 21, 1980 DefendantOrRespondent
2000TR16745 YATES, RANDY CHRISTIAN April 21, 1980 DefendantOrRespondent
2000TR20744 YATES, RANDY CHRISTIAN April 21, 1980 DefendantOrRespondent
2002TR6236 YATES, RANDY CHRISTIAN April 21, 1980 DefendantOrRespondent

Those include about 5 squealing tires, a few speeding, 5 no front plates, 5 no insurance, about 3 expired registration and a couple rolling lights/ signs and no signal

RPM WS6

iTrader: (3)

A lot of that has to do with your location. You live pretty far from Chicago which helps to reduce the rates quite a bit.

We are about the same age, and I too am married. I have an excellent record (last ticket was nothing serious and was in '98, knocking on wood), and I pay the following:

'98 Z28: $430/ 6 month
'96 Bonneville: $340/ 6 month

This is full coverage for both with State Farm. I live just a couple blocks from Chicago though. People that I know living near you in Lake county with similar cars & driving records are paying quite a bit less than I am, even with State Farm.

Eventually I expect to be moving out your way......maybe Lindenhurst/Gurnee/Grayslake area.

AdamSS

iTrader: (3)

yea, location makes a huge difference. I used to live in chicago (O'Hare area) and I paid a lot more for insurance.

Go with Gurnee.....or Vernon Hills if you can - at least there's some kind of civilization there
Grayslake and Lindenhurst are ghost towns...so is Round Lake and all the other "lakes"

My next house will be in Buffalo Grove area....

Sgt. Spuds

iTrader: (1)

Im way out in Moline so i should be good then. I have to do state farm regardless of whats cheapest, since im going on my parents policy...