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Difference in Insurance- SS vs. z28

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Old 10-14-2005, 11:02 AM
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I have Geico and it says Z28/SS on my insurance card. My friend has Esurance and his says Formula/Trans Am on his.
Old 10-14-2005, 11:17 AM
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My girlfriend works at a insurance company she says all companys use different tier systems so prices will vary between companies and states. Just so happens I was going to not buy a convertible trans am cause i though it would be real high compared to other models do to the ease of getting into the car because the of ragtop. I was wrong, the convert was cheaper than all other V8 models to my suprise. Goes to show you have to ask direct sometimes, you would be suprised.
Old 10-14-2005, 11:45 AM
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Originally Posted by Cephiros
What?!
Old 10-19-2005, 09:40 AM
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im not sure if the SS is the same as the WS.6 but i know WS.6 is a build number, it does not say anything about WS.6 on the title of my car, but the ws.6 is in the glove box, so thats all that matters to me. Mine is a Firebird Formula/Trans Am on the insurence, or what ever.
Old 10-19-2005, 04:23 PM
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For me there was a difference between the T/A and the Z28
975/yr Z28 vs 1100/yr trans am, didn't matter if it was a Z or an SS a T/A or WS6, that was the price, I asked why the difference, and my agent said it was due to the T/A having a higher sticker price (on average)
Old 10-19-2005, 08:42 PM
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there is no difference in insurance rates. In fact my SS is cheaper now than my V6 was before. I guess 21 makes a big difference. Just tell them it's a camaro and leave it at that.
Old 10-20-2005, 04:34 AM
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Originally Posted by Ell Ess Won
You guys REALLY need to touch up on basic insurance guidelines.

There is NO DIFFERENCE between a Z28 and an SS. In fact, on my insurance card it says, "CAMAR Z28/SS". It's a Camaro V8 why in the hell would an appearance package change the insurance rates?
state farm and farmers think so. when i had thought i found a 98 SS i wanted the SS was going to be something like $25 more per month than a Z. i asked how much a Z would be too. then i figured out that the vin doesnt show SS, but it ended up not mattering for me.

and my buddy with farmers lied to them and saved money. they too knew what an SS was and asked him if his was.
Old 10-20-2005, 06:49 AM
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I'm also with Geico, and I'm old. My card also reads Z28/SS...you may as well have an SS.
Old 10-23-2005, 05:08 PM
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For me the only difference from z28 to ss was 7 dollars. It might be different with your driving record and insurance company.
Old 10-23-2005, 07:59 PM
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Should be the same cost.
Old 10-23-2005, 09:35 PM
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A lot of it is based on statistical information, demographics, etc, true. A whole lot more is based on AGE. I probably pay less for a year than some of you pay in a month. Sucks, but it's true. I knew there had to be an upside to getting older.
Old 10-24-2005, 06:20 PM
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Most insurance companies don't recognize a Camaro SS, but rather a Z28. So if you have an SS that you want insured, chances are that the price you pay will just about be identical to that of a Z28.
Old 10-24-2005, 07:30 PM
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I Have 21st Century. My agent said that it doesn't matter if my car is an SS, It is still classified as a " Camaro Z28". This is because it is a Z28 with the SS apperance package. She said that eventhough it would cost more to repair an SS than a Z28, They are classified as being the same car. If I was to crash my car, that's where RPO codes come into place. I guess it would also vary from state to state and also what company you are dealing with.
Old 10-28-2005, 05:06 PM
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Originally Posted by luvmeZ28
dont tell them its an SS. the vin# on SS's just pulls them up as being Z28s and yes it is more expensive, so dont tell them.

i know a few who have done this, and i was going to, but found a Z that i liked and got tired of looking for an SS.
This man speaks the truth. When getting quotes from differant companys one place asked me if it was an SS i said naw it just the plan Z28 they asked no more questions. Im with Famers insu. they didnt even ask they were also the cheapest by a lot.
Old 10-31-2005, 08:13 PM
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I skipped about the second half of the posts, but you might just want to look around for a different company. I know AIG makes big distinctions between 4 bangers and V8s when they offer quotes but Geico doesn't. My insurance would've practically doubled if I upgraded to a V8 with AIG, but with Geico they actually offered me a better quote with a 95 Z28 than a 2003 2.5 Altima!

I'd suggest looking at different companies because some will make you pay out the *** for a V8 and others don't even seem to car what kind of car it is.




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