Insurance?
Insurance Question Well Im in the searching phase right now (98-02 Fbody) and I was just wondering if maybe I should be looking at something else because of the insurance side of it. I will call my insurance company when I get closer to acctually buying one. But it would be nice if some of you could help me out here. Please include the following:
What type of car you have
Age
Driving record
Deductible
and anything else I should know
Thanks
What type of car you have
Age
Driving record
Deductible
and anything else I should know
Thanks
12 Second Club
Joined: Apr 2005
Posts: 168
Likes: 0
Put the insurance in your 85 year old grandmother's name. Tell them she only drives three miles to church and the store each week. thats what i did mines $209/6months. Sorry thats if thats not what you wanted.
On The Tree
Joined: Mar 2005
Posts: 127
Likes: 0
Shop around for insurance. I've already seen a few instances where one insurance company is much lower than the rest based on your profile/demographics/vehicle, because they all weigh different circumstances differently. Shopping around was the only reason I was even able to justify getting an F-Body.
I paid appx $100/mo. I had my LS1s between 19-22 y/o and the policy was in my moms name. I didn't have a squeekly clean record, but it wasn't bad either. $500/$500 deductable.
im fixing to get insurance on my ss...im 21 now...i bought my ss through a personal note through the local bank....im just gonna get libality insurance....they quoted me 600 bucks every year...i couldnt of got the car if i had to pay full coverage insurance....
insurance is for fools. just dont get pulled over mkay.
just kidding i pay $189 a month but its udner my parents name and i have no wrecks or tickets (praise Jesus) even though i have been through 5 cars.
um $500 deductable i believe and pretty extensive coverage.
my dad used to own his own company and my old volvo was a "company car" and i paid like $60 a month in insurance
just kidding i pay $189 a month but its udner my parents name and i have no wrecks or tickets (praise Jesus) even though i have been through 5 cars.
um $500 deductable i believe and pretty extensive coverage.
my dad used to own his own company and my old volvo was a "company car" and i paid like $60 a month in insurance
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TECH Addict
Joined: May 2005
Posts: 2,245
Likes: 0
From: Top of 4th Gear; Plano, TX
If you're going to buy sh!tty insurance, you might as well have no insurance at all. The ones that are cheaper generally wont cover you as much.
I have USAA under my parents name and pay $240 a month for full coverage.
I have USAA under my parents name and pay $240 a month for full coverage.
Joined: Nov 2001
Posts: 34,643
Likes: 2,571
From: Schiller Park, ILL Member: #317
I'm over 25.
I'm married.
I have a clean record.
I have State Farm.
I pay $450 every 6 months for my '98 Z28. That's full coverage.
I have multi-car and multi-line discounts. The premium would be lower if it wasn't for the fact that I live just a couple blocks away from Chicago. Farther you are from a major city, lower the rates will be.....
I'm married.
I have a clean record.
I have State Farm.
I pay $450 every 6 months for my '98 Z28. That's full coverage.
I have multi-car and multi-line discounts. The premium would be lower if it wasn't for the fact that I live just a couple blocks away from Chicago. Farther you are from a major city, lower the rates will be.....
Teching In
Joined: Jul 2005
Posts: 13
Likes: 0
From: Jersey City, NJ
Originally Posted by Ell Ess Won
If you're going to buy sh!tty insurance, you might as well have no insurance at all. The ones that are cheaper generally wont cover you as much.
I have USAA under my parents name and pay $240 a month for full coverage.
I have USAA under my parents name and pay $240 a month for full coverage.
Im 19 with a 2000 z28 and i pay like 380/month. I have one at fault accident and have the policy under my own name. I have esurance. I know i am getting raped on my insurance, but the car is worth it. Ill see if I can do better once the policy ends but it was the best I could find.
TECH Addict
Joined: May 2005
Posts: 2,245
Likes: 0
From: Top of 4th Gear; Plano, TX
Originally Posted by realmendrivev8s
Im 19 with a 2000 z28 and i pay like 380/month. I have one at fault accident and have the policy under my own name. I have esurance. I know i am getting raped on my insurance, but the car is worth it. Ill see if I can do better once the policy ends but it was the best I could find.
02 T/A WS6
41
Clean record (finally
)
Full coverage $100 deductable, premium $650/year
Your age(if you're under 25) and your record are going to be huge influences in what you pay, along with your credit rating, and location.
If you really want an LS1 car, look at collector insurance (if you're over 21) lots cheaper, tho you do have to have a different car for a daily, and there are mileage restrictions tho you can find companies with no mileage restriction, or negotiate for more miles, by saying you attend shows in Atlanta (the Gathering) and Dayton (Trans Am Nationals) or the one in Bowling Green
41
Clean record (finally
)Full coverage $100 deductable, premium $650/year
Your age(if you're under 25) and your record are going to be huge influences in what you pay, along with your credit rating, and location.
If you really want an LS1 car, look at collector insurance (if you're over 21) lots cheaper, tho you do have to have a different car for a daily, and there are mileage restrictions tho you can find companies with no mileage restriction, or negotiate for more miles, by saying you attend shows in Atlanta (the Gathering) and Dayton (Trans Am Nationals) or the one in Bowling Green
well i'm 22 and on my SS i have to have full coverage insurance, law in cali if your financing a car through a bank you have to have full coverage. anyway 22 years old, had my liscence for 3 1/2 yearsnow, 2000 SS $195 a month with a $500 deductible. clean driving record. i go through viking insurance
Thanks everyone so far. Its been a big help. My currenet insuance company (Farmers) says when I turn 21 they will wright up a new policy for my current car so Ill be cheaper than $500 a year then. Collecters insurance is out of the question if there are mileage limitations whatever LS1 I buy will be a summer DD. Ill be calling a few companies on Monday (if they are even open) and getting some quotes.
I had Farmers for 8 years and had a clean record. Traded in my 00 Monte Carlo SS and bought the 02 Z28 and they wanted over $1,000 more a year in premiums. I did some searching and found much lower rates, call some companies and get tons of quotes, is worth it in the long run:
69.00 a month
250.00 deductible
full coverage(most coverage offered)
underinsured motorist
I'm 39
clean record
discounts for homeowner and multi car.
69.00 a month
250.00 deductible
full coverage(most coverage offered)
underinsured motorist
I'm 39
clean record
discounts for homeowner and multi car.