Deer finally got me
TECH Addict
Joined: Oct 2016
Posts: 2,513
Likes: 480
From: PDX-OR-USA
Check to see that if you total will your state stamp the title,, if they do your maybe taking a bath on value..
My state stamps any title with over 2500 in damage reported, My wifes BMW cost more than that to fix a crease in a fender..
My state stamps any title with over 2500 in damage reported, My wifes BMW cost more than that to fix a crease in a fender..
One thing I have found that's changed in the last few years is that insurance companies want more if you try a buy back.
Whatever the OP does don't settle to quickly, I always managed to get more out of them by not settling with the first offer.
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Nope. in fact, on the surface it looks like the only metal that was bent was the hood (I already have a VFN WSQ on the way) and the headlight mounting bracket. There may be a bent bracket or two under the fender, but this looks like something I can fix with less than $2,000 plus paint.
Hmm, wasn't aware of that, thought that only happened if the insurance company wrote it off.
I know each state is different but that may not be true. In TX you can bring the salvaged title and receipts for the items bought to repair the vehicle/shop invoices to the registration office. With those things and a bit of paperwork they turn your salvage title into a rebuilt title and you are good to go for registration and insurance. The title notates that it is rebuilt but registering and insuring isnt an issue. I have done that song a dance.
I just settled on a 2003 Silverado that was considered totaled because it needed a new box/tailgate and rear bumper. They made me an offer and I asked what they would take off the offer if I kept the truck and that number was $1100. I told them the offer was to low and why I thought it was to low and they came back with a better offer and I countered a second time and told them I would accept the new offer as long as I could keep the truck for $700 off the settlement and they agreed. I replaced the box and bumper for $300 and pocketed almost $4,000
As far as the title in concerned, It would still be a clean title unless they take the car and sell it at auction, The auction houses here have to do a damage discloser and file it with the DOT as required by law, The state then certifies it as a salvage vehicle.