18 and own a camaro...who has the lowest insurance rates?
04-22-2007, 01:28 PM
#21
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Why so many people with only liability? so when your car gets totaled your outta pocket??
damn, no thanks. i get ripped monthy at state farm for $377 a month full coverage. thats being 18, no tickets, on my dads policy with just me and him...
damn, no thanks. i get ripped monthy at state farm for $377 a month full coverage. thats being 18, no tickets, on my dads policy with just me and him...
04-25-2007, 08:31 PM
#22
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Originally Posted by richieg
Kid I was posting comparisons of my price quotes between two different insurance companies on the same policy. It gives an idea on who gives better rates. That being said, keep your opinions and sarcasim on my insurance 
choices to yourself. You don't have a clue about me, or my personal resources.
choices to yourself. You don't have a clue about me, or my personal resources.
and no I typed resources, not sources. 
04-26-2007, 02:19 AM
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Originally Posted by richieg
Kid I was posting comparisons of my price quotes between two different insurance companies on the same policy. It gives an idea on who gives better rates. That being said, keep your opinions and sarcasim on my insurance choices to yourself. You don't have a clue about me, or my personal resources.
I'm with Travellers right now, and won't be switching... I switched from Progressive to AIG then to Travellers, because Progressive fucked me over 2 years ago and I have an at fault on my record when I shouldn't, and am not able to dispute it. AIG wanted to raise my insurance $90 a month when I switched Zip Codes from 77042 to 77063 (5 miles down the road basically) because of that stupid ******* hurricane katrina refugee bullshit stinking up the entire westchase area... Travellers gave me the best deal and I'm fully covered on a medical plan so I opted to drop that from my coverage since I pay my month medical costs. I have 500 collision and 100 comprehensive, 100/300/100 and something like 75 uninsured/underinsured plus towing, etc.
on my own plan, only driver, only car... but its so high because of progressive and I'm told that won't go off my record for another 5 years.
so... choose wisely, don't always just choose the cheapest, because you **** yourself over in the end
and to those who have liability only... ouch... save a few bucks here and there but in the end you'll regret it
04-26-2007, 05:54 AM
#28
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Originally Posted by Cantalope Kid
Well Mr. Bare Bones heres is some food for thought...do you realize that if someone else with a bare bones policy just like yours and hits your wifes escalade their insurance will only be able to pay for 15K in property damage? Thats right! So anything over that 15K in property damage is your responsibility to collect on. Their insurance company is gonna fold its arms and laugh at you. That is not even considering medical bills involved from the accident. The state only required 20K/max per person for medical 40K/max for everyone involved in the accident and 15K/max property damage. So you get to sue for the rest or file it on your own policy with a nice deductible.
Here is the flip side now you hit me in my escalade...I sue you for the rest beyond what your bare bones policy offers. Goodbye assets...all because your insurance company doesn't care to educate cavemen about their insurance. Your just another policy to them. When you have that first at fault you will be nice and upset when you find that you could put atleast enough coverage on your policy to hit 2 mack trucks for like $6 more per month...but hey it $6, right?! If your making all the insurance decisions for your family all I can say is don't be a caveman and stop assuming and ask questions.
Here is the flip side now you hit me in my escalade...I sue you for the rest beyond what your bare bones policy offers. Goodbye assets...all because your insurance company doesn't care to educate cavemen about their insurance. Your just another policy to them. When you have that first at fault you will be nice and upset when you find that you could put atleast enough coverage on your policy to hit 2 mack trucks for like $6 more per month...but hey it $6, right?! If your making all the insurance decisions for your family all I can say is don't be a caveman and stop assuming and ask questions.
Especially with insurance claims which are different than other types of frivilious lawsuits, they just can't take assets away for a car accident. Could you imagine how busy the courts would be?
The only time you can sue and get all your money back as if the at fault driver is like rich. Trust me, speaking from experience.
And to the thread starter. Get your own insurance, you don't NEED your parents, and they are probably paying for you anyway. Get on your own, it won't kill you!
04-26-2007, 12:30 PM
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for the replies that are to me, When are you going to realize I did not start this thread? I did not ask for any other people's insurance rates. I didn't ask anyone anything. Good ******* lord. . .
04-26-2007, 01:29 PM
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22 here 140 a month Full Cover, but on parents insurance. I did not dare try to venture out on my own with the T/A, some insurance agencies dont even cover it for people my age.
