Well my parents got pissed randomly and decided instead of being on their account and paying for insurance....that i need to get my own insurance provider. I am 18 and just need liability. 96 Z28. Who do yall reccomend?

 

hahaha. my dad used to always tell me to get my own insurance and they still do(everytime i buy a car). they've said it for the past 5 yrs and still havent gone through w it. . you'll be paying a good amount with it being just you, and sorry, but i dont have any recommendations. I only got one estimate about a yr ago from state farm to be by myself. it was like $175 liability(i think).

 

yea iv got ussa since i was 17 and its $200/month for liability definetely not cheap

 

200 for liability through geico.

 

Gay!!

 

Get married, it will go down, but then you have the extra expense of a wife, lol. It might be cheaper to just pay the insurance rates.

 

Stay on your parents policy as long as possible, stop shopping/switching insurance co. every year so you can get a tenure discount for being a loyal customer for once, ask your agent about every discount available and take advantage of them all no matter how much work it takes to get it done (basically don't half *** a hand out), and don't be a moron and get dui's and tickets. SIMPLE!

 

mines is 44 lol thats what my mom said and i thought since i was 18 her rates would go up but it depends on what grader u r making (if your in school) but it would probably be between 140 to 200 or something.

 

I say USAA if you can even qualify...good example...I work for State Farm and I pay 50% less on my auto at USAA. You decide bro.!

 

90$ from some company. 21 and have ahd toooons of tickets and 3 at fualt wrecks lol.

 

i'm 17 and mine is 160 for full coverage... Thats under my dads policy... when I had my own for liability it was like $100-120 through progressive

 

well....i dont have any tickets....it doesnt help much.

 

esurance.com my insurance was going to be around $750 a month on my ZO (with progressive) but instead it's less than $200

-ERIK

 

Mine is $132 full coverage on my dads and im 19. I'm sure you will be spending alot not even for full coverage.

 

I've been with esurance for years. I had three cars insured with them. Being the cheap *** that I am, I went for the absoloute bare-bones the state would let me drive with. I recently got rid of my wifes 97 honda crv and put her in an 07 escalade. I talked to esurance and they wanted $670 for six months of coverage on all 3 cars. Since I love the cavemen, I called geico. . . $311.50 for the same six months. Esurance wouldn't budge, so I will be switching today to geico. And I say funny, because I just got off the phone withe esurance less than ten minutes ago.

 

Well Mr. Bare Bones heres is some food for thought...do you realize that if someone else with a bare bones policy just like yours and hits your wifes escalade their insurance will only be able to pay for 15K in property damage? Thats right! So anything over that 15K in property damage is your responsibility to collect on. Their insurance company is gonna fold its arms and laugh at you. That is not even considering medical bills involved from the accident. The state only required 20K/max per person for medical 40K/max for everyone involved in the accident and 15K/max property damage. So you get to sue for the rest or file it on your own policy with a nice deductible.

Here is the flip side now you hit me in my escalade...I sue you for the rest beyond what your bare bones policy offers. Goodbye assets...all because your insurance company doesn't care to educate cavemen about their insurance. Your just another policy to them. When you have that first at fault you will be nice and upset when you find that you could put atleast enough coverage on your policy to hit 2 mack trucks for like $6 more per month...but hey it $6, right?! If your making all the insurance decisions for your family all I can say is don't be a caveman and stop assuming and ask questions.

 

I pay $250 a month for a 100/300/100 policy with $500 collision and $100 comprehensive

won't complain too much about it after reading some of the replies here

 

I pay $117 a month through farmers, but I have my own policy through my parents policy. its under my name but a branch off of theirs. check and see if your insurance will do the same thing. It lowers your monthly and I have full coverage for ony $117 a month. it is def worth it and it allows you to start building credibility with them in case you might ever need it.

 

I pay around 100 a month though USAA on liability on the V6 and im 19


....funny thing i called about a Z28 once and my insurance wouldn't have changed I dunno why I haven't got one yet haha.

 

Kid I was posting comparisons of my price quotes between two different insurance companies on the same policy. It gives an idea on who gives better rates. That being said, keep your opinions and sarcasim on my insurance choices to yourself. You don't have a clue about me, or my personal resources.