Long story short, my wife was hit by an a$$hole that had no insurance and we had to use our uninsured motorist coverage. Allstate offered us diminished value, but said we needed to go to a dealership and get an appraisal ? Any suggestions on how to go about doing this ? The vehicle is a Buick Rendezvous.

Thanks in advance,
Ernie

 

Ernie, take it to the Buick dealership, and ask them to appraise it. Send the apprasial to your insurance company.

 

I didn't think TX insurance co. paid diminished value anymore.

"The Texas Supreme Court correctly ruled that the contract language is clear-cut and does not require the payment for diminished value when a vehicle has been fully and adequately repaired," said Donald Hanson, southwestern regional manager for the National Association of Independent Insurers (NAII).

 

just got paid on my diminshed value as of last week.

 

Cool, I will give the Buick dealer a try. Thanks !

-Ernie

 

there is a buisness called wreck check,someone refered me to for a similar situation.The owners name is Kent Putnam,phone number is 832-358-1718(diminished value professionals). You might try them. Good luck

 

but would you explain something? The ******* with no insurance hits your wife. Your wife obviously has full coverage, but that doesnt cover her car?You have to use your "uninsured motorist" insurance? I ask cause I turned that portion of my policy
down. But if I ever get in a wreck I would bet the person wouldn't have insurance.

 

Find a deminised value appaiser. No matter how well a car is fixed you will lose value simply for the fact the general public have been scared in thinking a wrecked car can neven be made right.

Will350,
Never be without unisured motorist. Its cheap and too many ******** without coverage out there.

 

Definetely add uninsured coverage, if your luck is like mine it will be some a$$hole with no insurance and you're just stuck out.