Will this new setup work?
What would also help out how it sounds is get some dynamat or edead for your back speakers. That sheet metal sucks for sound.
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http://en.wikipedia.org/wiki/Clipping_(audio) Read.
http://www.prosoundweb.com/studyhall/jbl/lowpower.php
How underpowering a speaker can blow it depends on the amp being used. You need enough amplification to handle transients. If you don't have enough reserve power in the amplifier to handle these fast sharp bursts of energy, then you end up clipping the amplifier. That's how Clipping and underpowering are related.
But you can easily clip any amplifier regardless of enough power or not. It has to do with setting the gains. There is a difference. You have to know them.
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What damages speakers is distortion - particularly clipping. Clipping is related to the power handling capabilities of the amp not the speaker. Turning up the power (either volume or gains) of an amp beyond its limits causes it to clip the signal to the speaker which leads to damage.
So, running a speaker off of an underpowered amp can cause damage to the speaker but underpowering (not sending enough power to) the speaker will never cause damage.
Any way back to the ? at hand. I would power all 4 speakers w/ the amp you have and get a good amp for the subs. If you don't have the cash for that run the front speakers of the amp, sub off of rear channel and nothing in the back seat. This will keep the sound stage up front and might give you a little better sound quality. Probally won't matter much in this small of a car though.






